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Wouldn't it be good to owe people money? If you don't pay back the money you owe, it's definitely not good. First of all, you personally lose credibility.
And then the people who lend you money. You hurt her indirectly. You will also lose a friend who trusts you.
In the long run. Your personal character. It also makes others suspicious.
This will not be good for you in the future. Be honest and trustworthy. This is the minimum principle of being a human being.
Besides, you owe money to someone and don't pay it back. The conscience will also be disturbed. If the other party sues the court.
will be affected. Especially your personal credibility.
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Do unto others as you would have them do unto you, and think about it from the perspective of others. Moreover, if the amount is large, you have no intention of repaying, and you still want to repay the debt with evidence of the money you owe, they can consider suing you civilly. If the amount is huge, you can call the police because she may be suspected of fraud.
If the amount is small, try to negotiate a solution, don't hurt and be angry, because he has helped you after all. At the beginning, he was willing to lend you money, but now he can't repay the loan, and he will not only lose money, but also feel that he has poor ability to recognize people and has emotional betrayal. And you will gradually turn him into a ruthless and unrighteous person, no longer gullible, and there will be a little more coldness in this world.
As far as you are concerned, they will also complain about this matter like the people around them, wouldn't it be more embarrassing if there are people in the same circle, as the saying goes, there is borrowing and repaying, and it is not difficult to borrow again.
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It's definitely not good, others ask for it, make trouble, get notoriety, lose integrity, and lose reputation. The prosecution verdict is listed as a dishonest person, many restrictions, no high consumption, and no high-speed rail. In short, there are ways to check and balance the untrustworthy old scoundrels.
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Of course, I have to pay it back. If you don't have the money to repay for the time being, you should also make it clear to the creditor that you can delay the repayment of the debt. If you don't pay it back, not only will your character stink, but it will be a great disaster for your family and career.
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It's definitely not good, people kindly lent you to help you get out of the siege, and then don't return it to others, you really have no conscience, will anyone work with you in the future?
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Paying back debts is justified, and it is absolutely intolerable to go against the righteousness of heaven, and this kind of behavior is very bad.
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It is a matter of course to repay money if you owe money, and it is also the basic principle of being a human being.
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It is not good to consume good fortune, reduce fortune, break wealth, sickness, and bad things
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If you owe money to someone and do not pay it back, it is like piling up stones in your own path.
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It is a problem in society that the arrears are not repaid, and the new enforcement measures will manage this in 2023. The new enforcement measures are mainly amendments and supplements to the Civil Procedure Law and the Enforcement Procedure Law, and add some safeguards in the process of debt recovery and enforcement.
Specifically, the new implementation measures stipulate the following three points:
1.The system of declaring untrustworthy persons will be added, and measures such as declaring untrustworthiness will be adopted against debtors who refuse to perform on effective judgments or rulings of the Judgment or Ruling;
2.A voluntary performance mechanism is added to the enforcement procedure, and preferential treatment is given to debtors who voluntarily perform their debts in the course of the case;
3.Revise measures such as sealing and seizure to fully protect the legal rights and interests of creditors, and at the same time standardize the quality and efficiency of enforcement procedures.
Overall, these new enforcement methods will promote fairness and efficiency in the debt recovery and enforcement process, and will have a direct impact on non-payment of money owed.
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In general, people will have different attitudes and ways to deal with people who do not pay back the money they owe, depending on the situation of the debtor, the size of the amount owed, the identity and credit history of the debtor. Here are some possible ways to treat a debtor:
1. Communicate with the debtor: When the debtor does not take the initiative to contact the creditor or delays repayment, the creditor can take the initiative to contact the debtor and reach a repayment plan or solution through communication and negotiation.
3. Seek legal aid: When the debtor is unwilling to repay or unable to repay, the creditor can protect his rights and interests by seeking legal aid, such as suing the debtor, applying for property preservation, etc.
4. Report to the credit bureau: The creditor can report the credit history of the debtor to the credit bureau, which will have a negative impact on the credit rating of the debtor, so as to promote Huijia to delay the repayment of the debtor. It should be noted that the debtor needs to abide by laws and regulations, cannot use illegal means such as violent threats and intimidation, and should protect his rights and interests rationally and legally.
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First of all, let's analyze the invitation.
There are several cases!
The following is a detailed analysis.
1: Forced. Some people originally wanted to repay the money, but after being collected by various collections (imagine it themselves), they felt tired, or let everyone around them know about it, and they couldn't bear the pressure. simply chose to give up the repayment, how much love is it.
I have this kind of person around me, my former colleague. I've seen his ** receiving the collection, and the voice coming out of the ** makes people not want to listen to it a second time, and even have the idea of dropping the phone. Later, basically everyone in the unit knew, my colleague simply didn't care, and when he received the collection, he said, I won't pay it back, you ** I have recordings, and I have the ability to see you in court.
2: I was also forced, but this is because I really don't have money. He can't afford to pay it back if he wants to, so he can only be dragged and lamented.
Now many people who owe debts are post-80-90-00, some are owed housing loans, car loans, and some are poor self-control, affected by some unscrupulous advertisements, and consumed in advance, resulting in more and more debts, plus the current epidemic situation, many people have lost their income**.
3: People who take out online loans. This kind of possibility is between wanting to pay back and not wanting to pay back, and it is estimated that there are people around who are lai, and when they see that there is nothing wrong, the balance may be tilted towards the lai. The online loan is cool for a while, and the crematorium is repaid.
4: Professional online loans, this kind of person has never thought about repayment. Masturbation is earning.
I once read a report that there was a village where people who were professional in online loans never repaid, and went bankrupt with several online loan companies. The latter village was blacklisted by the online loan company. As long as the ID address is from that village, it is basically not passed.
5: Some of them are deceived, which leads to an imbalance in their hearts, and they have the idea of not paying it back.
6: There are also some who may have been in business before, and after going bankrupt, facing high debts, few people can resist. Some of them are bankrupt companies, but they don't have much impact on my life. I won't care.
7: There are also some that are of the same type. I don't have the ability to judge, and I don't know what the impact of being a bad guy will be. Maybe you're even complacent.
8: The last one is a scam. It's impossible for such a person to pay it back. People make a living by cheating. In their eyes, if they can cheat a sum of money, they will make a profit.
I have been working as an insurance company in Hangzhou for 7 years, and I have been in constant contact with bank personnel and some small loan companies. I've encountered all of these types of people.
However, the most important thing is that the cost is not high, which is why many people choose to become old friends. However, it is believed that in the near future, this situation will become less and less.
Those are some of my analyses. You are also welcome to discuss with each other. Why do these people choose to be old men and don't pay back?
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Some people would rather be old men than pay back, and there are many reasons for this. If you don't pay back, there are several reasons for the dust:
First, if the funds are tight, or there are serious losses, and they are insolvent, they can only admit to prison and go to prison.
Second, if you have money but don't pay it back, this kind of person is an old lai, who only recognizes money and doesn't know how to be grateful. This kind of person will also settle accounts, he feels that it is difficult to earn money now, and he would rather go to prison for a few years than pay off the debts.
Third, there is also a situation where he always feels that the other party is sorry for him in many ways, and now he just owes him money, so he doesn't plan to pay him back.
Fourth, there is another kind of person, who owes money from many parties outside, and the dead pig is not afraid of boiling water, so he simply admits to prison, regardless of personal credit problems. Not all people would rather go to jail than pay back, but a small number of people are unwilling to pay back the money with a fluke mentality, and end up in jail.
In fact, some people may really not be able to afford to owe money, and some people feel that they may not earn so much money anymore, and would rather go to jail than hold on to that money, so they end up in jail.
Most people will choose to repay the money if they have the ability to repay the money, such as those who would rather go to prison than not repay the money, belong to a minority of people, and some of them are really unable to repay, so the remaining very few people do not repay the money, as for why, probably only they know best.
When lending money to others, you must keep your eyes open, and the other party has the ability to repay and then consider whether to borrow money, because it is not easy to earn money. An old man, it is best to see his personality clearly, and not to borrow money easily.
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People who owe money and don't pay it back often put money as the most important thing.
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When you encounter a situation where you owe money and do not pay it back, as a creditor, you should not be in a hurry, and you should first negotiate with the other party to repay the debt. If the adversary refuses to repay the loan, he can find a lawyer to question, then collect evidence, and finally appeal to the court. If the debtor still does not repay the money after the judgment of the court, then the creditor can apply to the court for enforcement, and the other party may be involved in the crime of refusal to execute and be sentenced.
Article 108 of the General Principles of the Civil Law of the People's Republic of China [Repayment of Debts] Debts shall be repaid. If it is temporarily unable to repay, with the consent of the creditor or the ruling of the people's court, the debtor may repay the debt in installments. and where they have the ability to repay and refuse to repay, the people's court is to make a judgment to compel repayment.
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Why not pay it back! What's this! Ask directly! She can do that, why can't you.
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