I am still an undergraduate student, and there is no quota for the youth card I applied for, why

ICBC launched a credit card specially for students, the opening limit is generally 500 yuan for undergraduates, 1000 yuan for masters, 2000 yuan for doctors, CCB and the bank jointly issued a college student card, the new user limit is 1000 yuan for undergraduates, 3000 yuan for masters, and 5000 yuan for doctors, issued by Agricultural Bank of China, there are two black and white, the amount is generally 500 yuan, and the highest is 2000 yuan issued by Guangfa Bank, the card design is fashionable and colorful, 2000 yuan for undergraduates, 4000 yuan for masters, After six months of use of the college student's credit card, the bank can apply to the bank to increase the credit limit, and the bank will comprehensively consider the credit card usage and other factors to evaluate the cardholder's comprehensive credit, and decide whether to increase the credit limit according to the evaluation results. In addition, if you need to make a large short-term expense, you can also apply to the bank for a temporary increase in the credit limit. It can be seen from this that the bank side is still relatively tight on the limit of the student's credit card, generally not exceeding 5,000 yuan, which should be taken into account that the student has no fixed income, the consumption concept is advanced, and it is easy to form bad debts and overdue repayment, so the limit control is relatively strict.

China Merchants Bank Campus Credit Card (including Young Card Campus Edition): Before you graduate, the credit limit is temporarily sealed, and you need to make a deposit before you can spend it.

Yes, as long as you meet the following criteria;

Requirements: 1. Be at least 18 years old; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a work certificate and an income certificate stamped with the financial seal of the unit; 5. Other proof of financial resources, such as real estate, automobiles, bonds, etc.; 6. Proof of social security; The first 4 are the most basic conditions, if you can provide 5 or 6 supporting materials, it will increase the success rate of the application and the credit limit.

This kind of credit card can only be used to save money for consumption, and it can be cancelled if you don't want to use it. [How to increase the credit card limit, send the credit card to apply for the card to raise the limit of technical information and network POS machine].

1.Increase the number of card swipes to accumulate as much data as possible in the system; The number of reference pens is about 25 times per month;

2.Increase the amount of credit card swiping, and each bill should not be less than 80% of the total quota;

3.Repay the loan in a timely manner and maintain a good credit record. (Paying back the day before this date can reduce the liability of the credit report).

4. Try to use credit cards as pervasively, and only by increasing the frequency of use and consumption categories can we lay a good foundation for raising the limit.

5. Try to choose a POS machine with points to consume, and use the bank or merchant activity period to accumulate points to the greatest extent.

6. You can choose to destroy Hu Xun and choose the appropriate amount to do the installment, so that the card issuer can make some money, and it will also help to raise the amount.

7. In the process of use, if you add new real estate, such as a car and a house, you can supplement the information to the counter of the card issuer to submit, that is, a new proof of financial resources, this trick is also very effective.

8. You can continue to ask for an increase in the temporary quota.