What is the minimum amount of Everbright Bank Elite Titanium Card?

The quota of CEB Elite Titanium Card is determined by the applicant's qualifications, and the quota applied for by applicants with different qualifications is different, and there is no fixed standard for minimum and maximum amount.

The amount of any credit card is based on the effective income and asset collateral value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and collateral, that is, the higher the income and collateral, the higher the amount obtained.

Therefore, the quota of Everbright Bank Elite Titanium Card is determined by the applicant's comprehensive qualifications, and there is no unified standard.

Therefore, the applicant must provide proof of income and a statement of asset security. Asset collateral includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

Gold cards are generally 1w-5w

Credit Card Application Requirements:

1. Be at least 18 years old;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a certificate of fixed work;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources, such as bank deposits, real estate, automobiles, **, debts, etc.;

7. Certificate of social endowment insurance;

8. Provide two contact persons.

The first 3 conditions must be met, as far as possible to provide 4-8 supporting materials, which can contain the following information, optionally as much as possible, to ensure that the review is successfully passed and the amount of information is increased.

The maximum amount of cash overdraft and cash withdrawal of CEB credit card is generally 50% of the credit limit of your account, if the credit limit of your RMB account is 10,000 yuan, the amount of cash you can withdraw by overdraft is 5,000 yuan.

Everbright Bank Elite Credit Card Application Requirements: Individuals who are at least 18 years old, have full capacity for civil conduct, have a legal and stable income**, and have good credit standing can apply to the card issuer of the Bank with their valid identity documents.

There is no fixed one, mainly depending on your qualifications, an annual income of 50,000 yuan is about 3 5,000, and an annual income of about 100,000 yuan can have a quota of 10,000, and the amount of the Bank of Communications and the vast number of banks is relatively high compared to other banks.

The quota is approved by the bank, and you can apply for an increase in the quota.

There are several ways to increase your bank credit card limit:

Proof of sufficient financial resources is provided at the time of card application. When applying for a credit card, you should provide as much proof of your financial resources as possible, such as income certificate, bank deposit certificate, real estate certificate, car property certificate, etc., and the bank will evaluate the cardholder's assets based on these supporting materials. If the cardholder has a deposit in CCB or is a civil servant, it will also help the cardholder to obtain good credit, and it will also help the cardholder to obtain a higher credit limit under approval.

Spend as much as you can. The bank will conduct a comprehensive evaluation based on the customer's past card use, and it is recommended that cardholders can diversify the types of consumption when swiping the card, such as home appliance consumption, catering consumption, supermarket shopping, etc., and try to spend as much as possible in physical stores. The credit card center of the bank will adjust the limit adjustment according to the cardholder's utilization rate and repayment record.

Apply for a temporary quota increase. Bank credit cardholders can apply for a temporary increase in the temporary limit, and the bank will comprehensively assess the range of the cardholder's limit increase based on the cardholder's usual consumption and repayment situation. Banks will think that the need for credit cards is stronger, and it is not difficult to increase the fixed limit.

The temporary quota needs to be paid off in one lump sum, so please be careful not to incur late fees.

The bank credit card application service is basically the following methods.

The limit of Everbright Bank Elite Credit Card Titanium Card is determined according to your credit status, with a minimum limit of 10,000 yuan and a maximum limit of 50,000 yuan.

The credit limit obtained when applying for a credit card for the first time is mainly based on the comprehensive score of the information filled in and the relevant supporting documents provided when applying for a credit card. That's why it's important to apply!

1. Marital status: Married customers will be more stable than single customers, and they will be more favored by banks.

2. Technical title and working status: The technical title is the witness of the customer's work ability. Extra points are awarded to those in industries with high stability.

3. Financial ability: Those who provide detailed personal income certificates, stable income, and long-term prospects for income growth will receive a higher rating.

4. Personal housing: Owning a personal housing can also show that the individual has a certain economic foundation and can get extra points.

5. Credit history: If the borrower has opened an account with the bank in the past and often has funds in and out, the bank will also consider adding points as appropriate.

6. Educational qualifications: The rating of graduate students or above will be higher.

The main difference between Everbright Titanium Card and Gold Card is the level of the card, which is also different in terms of level-related quota and annual fee.

1. Card key blocking level: This is obvious, the titanium card is between the gold card and the platinum card, and the level is naturally higher than the gold card and lower than the platinum card.

2. Card limit: Although the credit card limit mainly depends on the user's creditworthiness, it is still related to the credit card level.

According to the limit range defined by the credit card level of Everbright Bank, the initial limit of the Titanium Card and the Gold Card is less than RMB 50,000 (inclusive), but the maximum limit that can be adjusted is different, with a maximum of RMB 60,000 for the Gold Card and RMB 80,000 for the Titanium Card.

3. Card annual fee: The annual fee of a credit card is also related to the level, and the level of the titanium card is higher than that of the gold card, and it stands to reason that the annual fee is also higher.

1. Application conditions for credit cards:

1. Domestic people: aged 18 to 60;

2. Have a stable occupation and income, have good credit and the ability to repay and pay interest on time; (Students who are currently in school should not apply.)

3. Other proof of financial resources, such as real estate, cars, bonds, etc. (in the absence of income from work).

2. Application materials:

1. Identity certificate: generally ID card (if it is a new version of the ID card, a copy of the front and back is required), and the military needs to provide a copy of the military ID;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamped with the company's official seal or personnel seal), or a copy of the work certificate verified and indicated by the promoter;

3. Proof of financial resources: It can be a record of salary payment by the bank, or a certificate of income tax withholding, or a certificate of market value of a house, car, deposit and investment (such as a copy of a real estate certificate, a car driving license, a bank fixed deposit certificate) and other materials that can prove the level of financial resources;

3. The process is as follows:

1. Fill in the credit card application form at the local bank, the content of the application form generally includes the name of the applicant, basic information, economic status or income**, guarantor and its basic information, etc.;

2. Submit certain copies and certificates of certificates to the issuing bank;

3. After filling in the application form truthfully, submit the relevant credit certificate at the same time as submitting the completed application;

4. The application form is accompanied by a contract for the use of a credit card, and the applicant authorizes the issuing bank or relevant departments to investigate its relevant information, as well as submit a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must have the applicant's signature.

It should be passed, it's equivalent to a card.

Quota sharing, up to the card with the largest face value.

3000-10 thousand.

1. Application conditions:

1. Be at least 18 to 60 years old, with full capacity for civil conduct;

2. Have a good credit record;

3. Have work income and have the ability to repay.

2. Application materials:

1. Identification materials: a copy of resident ID card or military ID;

2. Proof of work and income;

3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the car driving license, a copy of the deposit certificate, etc.

3. How to apply for a credit card:

1. Counter application:

Bring your credit certificate to the counter to apply:

The applicant is required to submit relatively complete asset certification documents and submit materials to IB for review by the bank's back-end audit department.

After the review is passed, fill in the relevant information and identity information;

Issuance of credit cards.

2. Online banking application:

The applicant uses the savings card account under his personal name to open online banking and enter the official website of IB;

Enter the card number, login password and verification code to enter the online banking page;

Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit, and the review progress and results will be displayed on the online banking;

After the review is passed, the credit card will be issued.

3. Counter handling process:

Go to the bank branch where you applied for your credit card, or ask the staff of the local CCB credit card center to fill out the credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or income**, guarantor and its basic information, etc.;

Submit certain copies and certificates of certificates to the card issuer;

After filling in the content of the application form truthfully, the relevant credit certificate should be submitted at the same time as the completed application form;

The application form is accompanied by a contract for the use of the credit card, in which the applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submits a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must be signed by the applicant;

The credit card application process is basically completed, and the credit card is waiting to be issued.

Random quota Some say that the minimum is 15,000 to start, some are 3,000 batches, and there are also 1,000.