If a child is scratched by a cat, is it covered by insurance?

Updated on society 2024-08-04
35 answers
  1. Anonymous users2024-02-15

    The child was scratched by a cat, which falls under commercial insurance.

    Accident outpatient or accident emergency insurance. As long as you give your child an accident outpatient and emergency insurance, you can find an insurance company to make a claim. This kind of accident outpatient and emergency insurance is a consumer-type insurance, with a general insurance amount of 5,000 to 10,000 yuan and a deductible of 100.

    It depends on the terms of the insurance. As long as there is this kind of commercial insurance, cat's paw and dog bites can be claimed, including rabies vaccination.

    The cost is also covered by the reimbursement.

  2. Anonymous users2024-02-14

    If the child is scratched by a cat, he or she can choose education insurance. Education insurance means that parents pay a certain amount to the insurance company, and the insurance company provides protection for the education funds required for non-compulsory education such as high school, university, master's and doctoral studies or overseas study, as well as various tutoring and training, which is an insurance product that provides non-compulsory education expenses for children. However, at present, there are also some comprehensive education insurance policies on the market, which can not only provide high-quality education protection for children's learning career, but also provide children with a variety of basic health protection through additional accident medical and critical illness insurance.

    As long as the parents have additional accident medical insurance when they buy education insurance, then when the child is accidentally scratched by a cat, they can file a claim with the insurance company.

  3. Anonymous users2024-02-13

    If a child is scratched by a cat, this is not covered by insurance. An accident that happens under normal circumstances is counted, you are scratched by a cat, and he is not within the scope of the accident.

  4. Anonymous users2024-02-12

    If the child is scratched by a cat, it should be covered by insurance, and if there is life insurance, there will be cat scratches and dog bites, which are within the scope of insurance and can be compensated to the insurance company.

  5. Anonymous users2024-02-11

    If a child is scratched by a cat, of course, it is also covered by accident insurance.

  6. Anonymous users2024-02-10

    If a child is scratched by a cat, is it covered by insurance? It is not covered by the insurance, because the cat is raised at home, or the cat is scratched outside, it is not under the personal treatment of the insurance.

  7. Anonymous users2024-02-09

    If your insurance includes accident insurance, then the child is scratched by a cat, which is covered by the insurance.

  8. Anonymous users2024-02-08

    If the child is scratched by a cat, it is also covered by insurance, and it is an accident that should be covered by insurance.

  9. Anonymous users2024-02-07

    If your child is scratched by a cat, then this is indeed covered by insurance, as long as you are vaccinated against rabies, or what? This is indeed a compensation.

  10. Anonymous users2024-02-06

    If a child is scratched by a cat, it is covered by insurance, which is an animal injury and is covered by insurance.

  11. Anonymous users2024-02-05

    Cat scratches and dog bites are all covered by insurance, so if a child is scratched by a cat, it is covered by insurance and can be reimbursed.

  12. Anonymous users2024-02-04

    The child was scratched by a cat in this case, he belongs to the category of accident insurance, the child was scratched by a cat, in this case, it belongs to the category of accident insurance, depending on whether you are insured or not.

  13. Anonymous users2024-02-03

    A child who is scratched by a cat is covered by insurance. In this case, it was an accident, of course.

  14. Anonymous users2024-02-02

    If the child has a bowl of injury insurance, then this is within the white line. Because accident insurance, these special circumstances are fully reimbursed for what happens. Therefore, when we choose insurance, we must pay attention to the type of insurance.

  15. Anonymous users2024-02-01

    Cat scratches and dog bites are covered by insurance and are mainly covered by accident insurance.

  16. Anonymous users2024-01-31

    Rabies vaccine medical insurance and agricultural cooperative cooperative medicine are not reimbursed, and cat scratches are not covered by diseases and accidental injuries stipulated by medical insurance. If there is commercial insurance, some types of insurance may be reimbursed.

  17. Anonymous users2024-01-30

    This specific need to depend on the type of insurance you buy, if you buy accidental injury medical insurance, being clawed is an accidental injury, which can generally be reimbursed.

  18. Anonymous users2024-01-29

    If a monkey is scratched by a cat, if you want to get a rabies vaccine, the insurance salary that should be within the scope of insurance will also be reimbursed according to the corresponding proportion.

  19. Anonymous users2024-01-28

    A cat scratch should be an accidental injury and will be reimbursed if the insurance provides for this.

  20. Anonymous users2024-01-27

    If you go to the hospital, you can apply for insurance if you are hospitalized, but if you are just vaccinated or something, it is not covered by insurance.

  21. Anonymous users2024-01-26

    If you are scratched by a cat, it is not covered by insurance. It depends on what insurance you have bought and whether the insurance you buy is protected against cat scratches and cat bites. If so, it is covered.

  22. Anonymous users2024-01-25

    If a child is scratched by a cat, is it covered by insurance? I think it should not be covered by insurance if you are scratched by a cat, but you can ask.

  23. Anonymous users2024-01-24

    If a child is scratched by a cat, is it covered by insurance? It depends on what kind of insurance you buy, if it is an accident insurance, you can go to the insurance company for advice.

  24. Anonymous users2024-01-23

    Don't discuss insurance first, if you are scratched by a cat and see blood, you should take your child to get vaccinated as soon as possible, don't delay, within 24 hours.

  25. Anonymous users2024-01-22

    It depends on the insurance you buy, and in general it doesn't count.

  26. Anonymous users2024-01-21

    The child was scratched by a cat or a dog, and this is listed separately in the insurance. If you are covered by this insurance, you can apply for it. If you don't enter, you can't insure?

  27. Anonymous users2024-01-20

    It depends on what kind of insurance you are giving your child, there are many types of insurance, accident insurance, full insurance, etc.

  28. Anonymous users2024-01-19

    Is it covered by insurance if a child is scratched by a cat? What about your insurance, if you don't have insurance, you shouldn't be caught by animals, it shouldn't belong to the category of insurance, is that an accident?

  29. Anonymous users2024-01-18

    Summary. Dear Hello, I'm honored to answer for you It depends on whether it is judged during the school period, and the judgment criteria are as follows: 1. The student insurance purchased in the school generally has the following insurance responsibilities, including accidental death, illness and disability; 2. The scope includes medical expenses, outpatient expenses, hospitalization expenses, and hospitalization quota allowances, including accidental hospitalization quotas and disease hospitalization quotas.

    The child let the cat scratch it, will the student report it?

    Dear Hello, I am honored to answer for you It depends on whether it is judged during the school period, and the judgment criteria are as follows: 1. The student insurance purchased in the school generally has the following insurance liabilities, including accidental death, illness and disability; 2. The scope of rent and fibrillation includes medical expenses, outpatient expenses, hospitalization expenses, hospitalization quota allowance, including accidental hospitalization quota and disease hospitalization quota.

    3. The insurance period of student insurance is generally from September 1 to August 31, as long as the insurance accident occurs during this insurance period, regardless of whether the location is in the school or not, the student can apply for compensation. Xueping insurance management cat's paw slippery dog bite, but there will be certain restrictions when reimbursing. Generally speaking, if the insured is bitten by a cat, Xueping Insurance can reimburse the reasonable and necessary medical expenses incurred in cleaning and bandaging the wound, but if rabies vaccination is required, because rabies vaccine is a self-paid medical expense, Xueping Insurance will not reimburse.

    Different families have different insurance coverage coverage, insurance size, reimbursement ratio, etc., and consumers also need to read the terms and conditions carefully when purchasing student insurance.

  30. Anonymous users2024-01-17

    Whether the school's insurance can be insured if you are scratched by a cat depends on whether the insurance covers accidental injuries other than the insurance coverage. "Being caught by a cat" is an accidental injury, and the related expenses incurred can be reimbursed by commercial medical insurance or accident insurance. If the insurance purchased by the school covers accidental injuries, you can apply for insurance.

    Generally, schools require students to voluntarily purchase a number of insurance including accidental injury, accidental injury medical treatment and hospitalization, but the specific protection responsibilities of each school are not exactly the same. If the insured suffers an accidental injury during the insurance period, and the accidental injury causes his death, disability, burns or requires medical treatment, the insurer shall pay the insurance money or pay the medical expenses in accordance with the policy. For the scope of medication, the scope of the hospital and the reimbursement ratio of medical expenses involved after being scratched by a cat, it depends on the specific terms and conditions of the insurance product.

    In addition, it is recommended that those involved in hospitalization should use children's medical insurance as much as possible, and the excess out-of-pocket part can be re-reported for accident insurance.

    Test your anti-risk index, experts will interpret it for you for free!

  31. Anonymous users2024-01-16

    It can be reimbursed, but the insurance bought by the school generally has a compensation scope, and the contract is generally not too much. "Social Insurance Law of the People's Republic of China" Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The social insurance administrative department and the health administrative department shall establish a settlement system for medical expenses for medical treatment in other places to facilitate the insured to enjoy basic medical insurance benefits.

  32. Anonymous users2024-01-15

    Hello, if the student is 100 yuan of insurance, the maximum amount of insurance can be 10,000 yuan, so according to the highest standard, the maximum amount of compensation is 10,000 yuan.

    Of course, if you are hospitalized due to a cold, fever or illness, the deductible is 100 yuan, and then it is paid according to the following graded progressive proportions: more than 100 yuan to 1000 yuan, the payment ratio is 50%, more than 1000 yuan to 5000 yuan, 60%, more than 5000 yuan, 70%. The deductible for accidental injury is 50 yuan, and the payment ratio is 80%.

    Extended information: 1. The full name of Xueping Insurance is "Student Ping An Insurance", and the school collects the premiums for general students, and the insured only needs to pay a premium of less than 100 yuan to obtain a number of protections including accidental injury medical treatment and hospitalization medical treatment. Student safety insurance refers to the personal accident insurance that takes school students or kindergarten children as the insurance object, and when the insured students or children suffer from accidental injuries as agreed in the insurance contract during the validity period of the insurance, the insurer pays the insurance money within the scope of insurance liability.

    Second, the medical insurance reimbursement scope of 100 yuan student insurance is determined according to the amount of student expenses, and the types of drugs it reimburses are also stipulated, within the scope of the insurance company to be reimbursed, not listed is not reported, so in the event of medical accidents, you must tell the doctor to use the drugs that can be reimbursed, as for the specific types of drugs and reimbursement ratio, you can ask the insurance company you are insured, they have relevant documents to check.

    3. The reimbursement scope of 100 yuan student insurance generally includes the following items: 1. Accidental death and disability: compensation for death and disability caused by accidents; 2. Accidental medical treatment

    Reimbursement for outpatient or hospitalization** due to injuries caused by bumps or cat scratches and dog bites, usually with a limit and generally limited to the use of drugs in social insurance; 3. Hospitalization allowance: The subsidy for hospitalization is generally deductible for 3 days, which usually refers to accidents, and it is necessary to pay attention to the scope of protection; 4. Critical illness: This is less, if there is a compensation for children's serious illness, some are good, if not, try to buy regular or lifelong serious illness insurance for children; 5. Liability insurance

    Make due compensation for the damage caused to other people or things because the child is naughty.

  33. Anonymous users2024-01-14

    Then how much does the cat scratch 100 yuan insurance? If the primary school student catches the cat, the insurance of 100 yuan must be compensated for all the medical expenses, because the insurance is 100, but the value of the premium premium is not 100.

  34. Anonymous users2024-01-13

    Legal analysis: It can be reimbursed, but the insurance bought by the general school has a compensation scope, and there is generally not too much.

    Legal basis: "Social Insurance Law of the People's Republic of China" Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses for medical treatment in other places to facilitate the insured to enjoy basic medical insurance benefits.

  35. Anonymous users2024-01-12

    Summary. 1. Student insurance purchased in school generally has the following insurance responsibilities, including accidental death, illness and disability, etc.; 2. The scope includes medical expenses, outpatient expenses, hospitalization expenses, hospitalization quota allowance, including accidental hospitalization quota and disease hospitalization quota 3. The insurance period of student insurance is generally from September 1 to August 31, as long as the insurance accident occurs during this insurance period, regardless of whether the location is in the school or not, and whether the student is on vacation, you can apply for compensation.

    Hello, dear, I am honored to answer for you! <>

    The student was scratched by a cat and applied for insurance, but the bridge ruler was used to report the accident insurance, and the insurance company ** prepared the reimbursement materials: 1. Claim application. 2. Insurance policy or certificate of insurance.

    3. Relevant proof to determine the identity of the beneficiary. 4. A copy of the bank passbook (card) of the beneficiary of the lenient consumption.

    1. Student insurance purchased in school generally has the following insurance responsibilities, including accidental death, illness and disability, etc.; 2. The scope includes medical expenses, outpatient expenses, deferred hospitalization expenses, hospitalization quota allowance, including accidental hospitalization quota and disease hospitalization quota 3. The insurance period of student insurance is generally from September 1 to August 31, as long as the insurance accident occurs within the model during this insurance period, regardless of whether the location is in the school or not, the student can apply for a claim.

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