Confusion about the deduction date of fund investment, what is the most suitable date for fund inves

If the net value on the deduction date is low, the purchased share is large, and the net value on the deduction date is high, the purchased share is small, and it is not accounted for.

The level of net worth depends on the situation of the day and the investment direction of the purchase, and has nothing to do with the beginning and end of the month; Now China Merchants Bank has intelligent regular investment, and the deduction date can be chosen at will, any day of the month, and it can be changed at any time.

Don't you look at the real data, don't believe what others say, don't believe it.

Now** fixed investment is not cost-effective,

You can choose to set the time to the 2nd day of your own payroll.

**There is no fixed requirement for the deduction date of regular investment, if you stretch the timeline, you will find that there is no difference in when to invest in a month, the only thing you need to do is to stick to regular investment, and do not withdraw your funds halfway. Regular investment is a great test of a person's patience, and you can also achieve the effect of forced savings through regular investment.

1. I suggest that you choose to invest on the second day of payroll**.

For many young people, some young people can't save money at all, because as long as they have money in their hands, they can't help but spend it. If you want to force savings, you can forcibly deduct your salary on the 2nd day of paycheck, and directly deduct your salary to the ** account. You can set aside a portion of your salary and use the rest for your daily expenses.

2. You can also choose to invest in the middle of the month.

I have seen a statistic before, if the time is extended to less than three years, the return on investment in the middle of the month will be higher, and the return on investment in the beginning of the month will be the lowest. Of course, this is only a relative concept, because the three-year regular investment period is already very long, and the difference in the regular investment date is only at the level of a few tenths of a percent。It is for this reason that you can choose to invest at any time, and you only need to set it before the 28th.

3. You have to invest before the 28th.

Because the number of days in each month varies, in order to further simplify your investment strategy and introduce your operation time, I personally recommend that you invest before the 28th. There is no strict requirement for the time of regular investment, but you need to strictly implement your investment strategy and be sure not to give up halfway. I recommend that you invest for at least one year, preferably three to five years, so that you can enjoy the return on investment that regular investment will bring you for a long time, and you can also take this opportunity to fully experience the power of compound interest investment.

You can choose Thursday or Friday, or you can choose a day after the 25th, and there is no problem.

Day 2 of payroll, which is the most suitable day, can reduce your financial stress and also keep your ** from being harmed.

**The deduction date of regular investment is the most suitable to choose the 25th or 26th of each month, because at this time, the market has a high probability**, which is a good time for regular investment.

**How to deduct the payment on the day of regular investment setting and holidays? If the above situation occurs, the system will automatically make an appointment to the next working day and then buy, that is to say, buy on the first working day after the end of the holiday, for example, the deduction date of the regular investment is just in time for Saturday, then normally, the system will automatically delay the deduction until Monday, then the net value of the regular investment will also be traded according to the net value of the day on Monday. **Regular and fixed investment refers to a fixed amount of investment in the same at a fixed time**, after the customer opens**regular quota business, the system of the sales agency will automatically arrange the deduction according to the time of the customer's application and the amount of regular investment, if you encounter weekends and holidays, the deduction time will be postponed to the first working day after Monday and holidays, at present, only part of the **launch**regular investment business.

The process of automatic investment is as follows, first, I open my own debit card with my real name and establish an open customer information, second, I sign an automatic investment agreement with the bank or the management company to open a TA account, and third, after determining the deduction date of **, I must save enough money, because the bank will automatically deduct the money, and fourth, if the fixed investment date is a holiday, the regular investment date will also be automatically postponed to the working day. There are two things to note here:1

If the investor's deduction is unsuccessful for 3 consecutive months, the system will automatically terminate the AIP business. 2.If the ** of the regular investment stops subscribing, except for a few ** companies, the regular investment of the general ** company will also be automatically temporarily suspended, and the regular investment can not be continued until the subscription is resumed.

**Regular investment is set up on a daily basis, and the deduction will be postponed to a working day in case of statutory holidays.

Saturday and Sunday are rest days, and there is no deduction on rest days, so it cannot be counted as a regular investment. It can only be regarded as a regular investment on Monday.

Normally, users open ** regular investment.

After that, the deduction will be made on a fixed date, if the account balance bound by the user is insufficient, it will lead to the failure of the deduction of the fixed investment, if the deduction of the fixed investment fails, what is the impact?

1. Under normal circumstances, the failure of the deduction on the day of the deduction will not have any impact, and then the system will have two opportunities to make up the deduction, which will be made up on the next trading day, and if the deduction still fails, it will be deducted on the second trading day.

2. If the deduction still fails on the second trading day, the fixed investment fee will not be deducted in this cycle. Once the investor fails to deduct and defaults three times, the system will terminate the regular investment.

3. After the failure of the current ** fixed investment deduction, the investor can try to make up the previous deduction when the deduction is made in the next month, and the deduction will be made together at that time.

It should be reminded that different ** companies.

It is different from the relevant regulations of the bank on the default of the ** regular investment, and it is necessary to understand the relevant regulations clearly when the ** regular investment, so as not to have a negative impact on the ** investment due to reasons such as the failure of deduction.

Strictly speaking, there is no such saying, the reason why many people will set the nail head between the 1st and 26th, so I have to take into account the situation of leap years, such a choice will be more convenient.

When we talk about regular investment, we find that many people have a wide range of misunderstandings about regular investment, and some people even think that regular investment is a steady profit and no loss, which fully shows that many people do not understand regular investment. So about the question you asked, I will explain in detail from the following points.

**Regular investment does not require the selection from the 1st to the 26th.

We must know that regular investment is a very trouble-free way to manage money, for novice investors who have no fixed time to pay attention to investors, many people will choose to invest regularly to allocate their assets. The advantage of this is also very simple, because regular investment can spread out a person's investment costs, so that a person can get relatively stable and lower ** chips. **There are many ways to invest regularly, and there is no specific time limit.

Some people may choose to invest weekly, and some people will choose to invest monthly.

As I mentioned above, the policy is not strictly restrictive, so everyone can make a choice based on their own habits and specific circumstances. If you have been investing for a long time, and it is about 3 to 5 years, you can allocate your assets by agreeing on investment. If you have only been investing in the market for about a year, weekly regular investment may be more suitable for you

Regular investment will involve the concept of T+1.

We know that after the subscription ** on the same day, the share will not be recognized and the income will be generated until the second day, which leads to the concept of T+1. Because weekends and holidays cannot participate in investment and selling, many people will choose to participate in regular investment before the 28th of each month28-2 gives you the number 26。It is precisely for this reason that many partners who set up monthly regular investment may control the regular investment date before the 26th.

Because each ** has some fixed dates to deduct money, and at the same time, it is to ensure the operation of ** and the development of the enterprise.

This is because there are strict rules on the time and the date of deduction, so in order to make it easier to calculate, it is set from the 1st to the 26th of each month.

The timing of this deduction can be set by the investor himself, and there is generally a strict time limit, so that it is easier to manage and there will be no particularly serious infringement.

**Auto-Invest is automatically debited. When investors make regular investment, they generally need to bind an account to deduct money, and then the system will deduct a certain amount of funds from the designated account at a fixed time according to the fixed investment cycle and the amount set by the investor to invest in the designated ** product.

However, it should be noted that if the account balance of the designated deduction is insufficient, the system will fail to deduct the funds, and the regular investment will not be possible. Therefore, after you have made a regular investment, you must pay attention to whether the funds in the account are sufficient, so that you can charge the money in time to ensure that the regular investment plan can go smoothly.

**Regular investment is the abbreviation of regular and fixed investment**, which refers to the fixed amount of investment in a fixed amount at fixed intervals. Investors do not need to choose the time to enter the market from time to time, but only need to set the amount, investment time and target of each investment in advance, and then invest on time according to the plan, and can also apply for suspension or redemption at any time during the period. The principle of regular investment profitability is to use the average cost method to share the cost, and to achieve the purpose of profit by adhering to the fixed investment for a long time and using the effect of time compounding.

**Regular investment has the characteristics of low participation threshold, convenient operation, risk diversification, and flexible investment, which avoids the difficulties of individual investors in selecting stocks and choosing the right time when investing in the ** market, and can also avoid the problem of lack of professional knowledge or limited funds.

Hello, **After the regular investment is successful, the system will generally deduct the amount from 14:30 to 15:00 on the agreed deduction date, please keep enough funds in your account. If the deduction is unsuccessful on the same day, the deduction will be made on the same day and within 5 working days thereafter.

At present, there are two possibilities for this kind of regular investment, one is that the regular investment agreement is signed in the current month, and the regular investment will take effect next month, so the payment will be deducted in the next month. The other is to deduct the payment on the regular investment date of the current month, but it will be confirmed in 2-4 days (including weekends). It will take up to 4 days to know, and if there is no deduction, it will not take effect until the next month.

**The deduction date of the automatic investment can be selected at a time, and the deduction date of each month can be specified, and you can choose any day on the 1st and 28th of each month.

Of course, there is a time choice, and the deduction date of this regular investment is set by yourself, and you can set it according to your current situation.

Nope. This is a fixed time, and you can't make some choices, so it's better for regulation.

The deduction date can be set 2 days after the salary is paid.

Generally speaking, just open Monday and Tuesday investors have entered the market, the likelihood is greater, and the closer to the closing, investors tend to throw out the market for cash, so Thursday and Friday are more probable, the same is true for monthly investment, the overall market sentiment at the beginning of the month is more optimistic, and many festivals such as New Year's Day, Labor Day, and National Day are concentrated at the beginning of the month, and the market is more likely to be after the holiday, so it is not a good time to invest; Approaching the end of the month, it is possible to encounter the market ** caused by tight liquidity at the end of the month and the end of the quarter, so the regular investment at the end of the month can also take advantage of the high probability of **long** low-price shares.

**Precautions for regular investment.

1. We should try to choose excellent and well-capitalized company products, and the number of purchases should not be too much, and we should try to diversify risks.

2. It is necessary to reasonably plan family expenditures, and the investment funds should be within the range of family affordability to avoid the impact of family living expenses.

3. If you want to make a profit, you must be prepared for long-term investment, and ensure that you have enough cash to invest a fixed amount at a fixed time. In short, there are risks associated with regular investment, don't invest blindly, do what you can.

The above content refers to Encyclopedia-**Regular Investment.