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80 square meters. If the small second room, the part of the hall will be very small, it will be inconvenient to have a child, the child 2-3 years old will have to consider the problem of changing the house, 80 square meters of the house is more suitable, at least the bedroom and the hall are the right size. If you are still considering changing houses after 6 years of marriage, and now the funds are not abundant, you can buy a room of 50-60, the child and the adult can not be separated from a room at all, and you can also buy a second room in the future, and the 1 room is also relatively fast, and the unit price is also higher.
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If it is a new house, it is good to know about 100 personally, not big, not small.
Second-hand housing, the smaller the better
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Judging from the current payment methods of various real estate projects, the down payment of 30% is a must be prepared before buying a house. In addition to this, you must also pay 2% of the home repair fund when you buy a house. Based on the total price of a set.
For a house of 270,000 yuan, for example, you must prepare 10,000 yuan as a down payment, 5,400 yuan for maintenance funds, plus other miscellaneous expenses, all of which add up to at least 90,000 yuan to buy a house. If you need to move in immediately, you have to prepare a decoration money, according to the current market decoration, if it is a house of more than 100 square meters, at least 40,000 yuan to 100,000 yuan should be prepared for decoration.
Some experienced home buyers believe that it is important not to use all their savings to buy a house, because after buying a house, it is immediately followed by decorating the house, buying furniture, home appliances, etc., which also requires a lot of expenses.
Don't be blindly greedy when choosing a room type.
Young people should not be ambitious when choosing a house, and they must choose the right room type according to their actual needs. If you don't plan to have children in the next 5 years, you can choose a smaller house, usually a two-bedroom house is sufficient. Young families who want to have children in the near future should choose a two-room or three-bedroom house according to their financial conditions.
Young people who are planning to buy a house to live with their parents must consider buying a house with more than three rooms.
Children's education should be given top priority.
It is understood that recently, many young families who used to buy houses in the suburbs have to buy houses in the urban areas again because their children are about to face the problem of going to school because they are getting older. Therefore, it is recommended that young people should also take into account the future education of their children when choosing **. Generally speaking, it is best not to be too far away from the place of residence, especially kindergartens and elementary schools, which are too far away and inconvenient to pick up and drop off.
How to take out a loan so that you don't become a house slave.
Generally speaking, it is more appropriate for young people to take out a loan to buy a house, and the repayment period is 15 to 20 years. If the loan tenure is too short, the repayment pressure will be correspondingly greater, and once the job changes, it may lead to inability to repay the loan. However, if you expect your income to grow significantly in the future, you may want to choose a shorter repayment period to reduce interest payments.
If you have a housing provident fund, you can use as much provident fund as you can when buying a house. Even if you have been working for a short time and the provident fund is less, it is best to use it if you can use it. This also results in less interest.
Second-hand houses can also be used as new houses.
Because young people have a good face, they often have to buy a new house to get married, and even if they have financial difficulties, they have to find ways to buy a new house, and few young people are willing to buy a second-hand house. In fact, you don't have to buy a new house to get married, and second-hand houses can also be used as new houses. Second-hand housing not only has a large choice, but also can be moved in immediately, ** is also relatively cheap, and you can also buy a house closer to the city center.
Therefore, young people may wish to consider second-hand housing when buying a house.
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Depending on your financial problems, if you have sufficient funds, it is better to buy a big house, after all, it is still comfortable to live in a big house.
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80---85 square meters, down payment 3 into 12w, provident fund loan monthly payment of about 1800.
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The hottest copy in the housing market.
It's a small apartment, of course, the first choice is 80-90. baiI also recommend choosing this, don't talk about any step zhi in place, so that it feels like I have been in that room for the rest of my life. If you have a small one, when you have the financial ability in the future, you can change to a big one, which is also an incentive for yourself.
The country also thinks the same way, there is always a group of people who want to change houses, so that our real estate industry can continue to develop for a long time.
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Let's have a three-room one, you have to live! In the future, the policy will be relaxed, and it will be as easy to change to a large house as it is to change to a small house.
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1.First of all, you have to change your concept, carrying 20 years of debt to housing, it will be the normal life of most people in the future, considering the factor of inflation and inflation, it is not a loss, and the same is true for developed countries in Europe and the United States. It's just a little bitter when you start to take on debts, as long as you have the ability, buy it quickly.
2.As for how big to start buying, I recommend doing what you can, but not too small, one room is definitely not recommended, at least two rooms, in the future with children, with the elderly, you change the house, not only money, energy is also very expensive, the size of the house is not important, the number of rooms to be more than 2 rooms is enough.
Think about it a few years ago, many people have been in debt for decades, and it is painful to pay off more than 1,000 a month, and as a result, a few years later, is this still called money? Although the country is controlling inflation, in the foreseeable future, inflation of more than 2 times is not sensational. That's the country is pressing now, and it's just right to start now.
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Buying a house is mainly to live comfortably, which depends on the following points.
1.Ease of living and working 2The quality of the house, which includes the configuration of the house itself, such as water, electricity, heating, etc. 3
The layout of the selected room type is mainly reflected in the lighting, ventilation and division of various functional areas of the house, the outdoor environment and the supporting facilities of the community. 4.Whether it is appropriate.
The right fit is the best, depending on what your needs are, whether they are long-term or short-term, and where future generations will live, these may influence your choice.
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The whole room is good, through the introduction of the developer, I feel that this house can be used for marriage room, and it is a ** zone, it should be very convenient to buy things and do anything, the fly in the ointment is that the room is smaller.
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There are no pictures, so I can't analyze them in detail, but the houses of 87-90 are very good for self-occupation and rental.
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It looks very good, but I can't find where the door is.
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When it comes to decorating the living room, it takes a bit of effort.
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Depending on your own conditions, if you can buy a big one, you can buy a big one, although the old man does not live with you, but it does not mean that the old man, the latter, other relatives do not come to your house!
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If you have the ability, try to buy as big as possible, there are indeed many uncertainties.
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Money is enough to buy big, not enough to buy small.
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It is recommended to buy a big one, or you will have a child in a few years.
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Your girlfriend is a good girl, no matter what the family is like, these can't affect your determination to be with your girlfriend, which is to use your sincerity to move your parents.
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People raised their daughter to marry you, and your family is still fighting the idea of her family's property, hey.
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In any case, it is still a place to live in the future, from this point of view, you should still invest in decoration, after all, you are so tired from going to work every day, and having a comfortable living environment after returning home is also very relaxing for a person himself.
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I don't think you should invest in the decoration, because it is not in the name of your husband and wife, if the relationship changes in the future, no matter how much money you spend to decorate the house, you will not have your share, and at most you will get back a little decoration money, which is not the part of the house appreciation. It is recommended that if a girl has money, it is best to buy a property in her own name before marriage, which is more secure.
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The in-laws bought a house before marriage, just this point, it is already a pre-marital property, not to mention that there is no name on the real estate certificate, let alone contribution, because the contribution is only to help the in-laws decorate, and the suite itself will not have its own share because of its own decoration, if the divorce in the future, it is still a pre-marital property, and there is no interest in themselves.
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The current loan interest rate depends on the amount of the down payment. Now, even a 40% down payment on the first home can enjoy the best loan rates. The only thing that goes through the bank is a 30% down payment with the lowest interest rate.
However, the CPF will not be affected, but the CPF will take a longer time to disburse. According to the loan, the average number of houses is the loan to buy several houses.
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In this case, you can communicate with both parents and tell them what you both want.
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To be honest, this thing is outrageous, you got it is his daughter, not their whole family, besides, you have to have the ability, there are tens of millions in the family, just help, hundreds of thousands of dowries are a lot, and the RV is all done, this is already a very good thing, and the thing has to be inch. If this time it is met, there will be requirements in the future. You have to be cautious.
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Unreasonable, marrying a wife is not her family, family love is mixed into one is marriage, it may be a trust in you, or it may be harsh, you know the specific situation, you should distinguish it.
If his brother asks, you say, "You're not a man, and I look down on you."
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