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The post-70s can't talk about the issue of old-age care for the time being, but if you want to imagine which direction the future pension days should go in, I think the first thing is to focus on family and health, if the post-70s is an urban hukou to now should have paid a lot of old-age insurance, social security is still there, whether it is the basic cost of living or medical expenses are not too much burden, the material life is gradually enriched, and the elderly life is more and more optional, but no matter how you choose, it is inseparable from the two themes, The first is to have a healthy body, and the second is the warmth of the family.
The post-70s generation is very tired, they have been working hard when they were young, they have witnessed the take-off of the motherland's economy, and at the same time participate in the construction of society, it should be said that most of their youth are dedicated to the construction of the motherland, unconsciously they are old, sigh where the time has gone, but also do not forget to give yourself a meaningful life in old age, if there is that heart, if there is still that ability, then continue to shine, When you do something that contributes to society, the value of people is still reflected. If you just want to live a quiet old life, it doesn't hurt, first of all, the quality of life should be improved, when you are young, you may have a variety of occupational diseases, you should take care of your body at this time, and you can not lack the topic of health in your life.
The second is family warmth and care, the older a person is, the more he yearns for family affection, maybe when he was young, he was busy dedicating his life, but when he was old, he suddenly became idle and didn't know how to live, if you really don't know how to take care of your life time, you can live close to the children, help them take care of the children, and enjoy the joy of family, I think this is also a way to enjoy old age.
Elderly people need not only physical health but also spiritual comfort, so they should spend more time with their families while ensuring their health.
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First of all, you have a pension, then you have savings, you don't want to go to a house alone, you expect your son to be able to provide for your old age, you should have an independent space, and you should learn to enjoy life by yourself.
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I think that it is at home with my wife, doing what I want, eating what I want, going out to play when I want, and living a free and easy life is the best way to care for the elderly.
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Go out with your friends to dance, chat, relax, and if you have time and body, you can go out to travel, see the outside world, and make yourself happier?
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The best way to care for the elderly is to go to a nursing home, the current elderly are empty nesters, the lifestyle is different from that of young people, there will be contradictions when living together, it is better to live in a nursing home with a group of elderly people.
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Find an apartment for the elderly. There are all kinds of entertainment and sports facilities in the senior apartment, so I don't have to worry about having nothing to kill time, and the senior apartment is a group of this age, with a common language and a few friends, I think it's very good.
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With the support of his wife, he could cook a bowl of porridge by himself, and finally went to a nursing home.
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First, whether it is cost-effective or not is to be measured by the life span of the parties, everyone has individual differences, and it is not easy to compare; In principle, it is not mandatory to participate in pension insurance (social security) at the age of 70.
Second, the basic social endowment insurance:
1. It is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit for releasing labor obligations stipulated by the state, or after retiring from labor due to old age;
2. It is an important part of the social security system and one of the most important types of insurance among the five major types of social insurance;
3. The purpose of endowment insurance is to ensure the basic living needs of the elderly and provide them with a stable and reliable life.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Lawyer's analysis: The first plan, 30 years of service can apply for retirement, this system has been widely welcomed. As long as you have worked for 30 years and have paid for more than 15 years, you can apply for retirement, of course, if you don't want to retire, you can continue to work until the statutory retirement age.
The second option is a flexible retirement system. That is, the retirement age of both men and women is set at 60 years old, and then according to different types of work, different personnel, to stipulate different retirement ages, like some manual workers, let them retire on time at the age of 60, like ordinary workers, can choose the retirement age according to their physical condition, and like the intellectual workers of government institutions and institutions, they can apply for retirement at the age of 65. This can solve the problem of delayed retirement in a more humane way.
The third option is to gradually delay retirement. This is a way to delay retirement proposed by the Chinese Academy of Social Sciences. Although it is also a delayed retirement, it will not engage in a one-size-fits-all policy, and by delaying it by a few months every year, everyone will unknowingly move the retirement age back.
In this way, everyone's resistance can be greatly reduced, and it is conducive to the resolution of social contradictions. Judging from the current situation, the post-60s and post-70s generations will bear the brunt of delayed retirement, however, delayed retirement is gradual, and there will be a 10-year transition period. Basically, the impact of the post-60s and post-70s generations is relatively limited.
The real retirement at the age of 65 will be the beginning of the entire post-80s generation.
Legal basis]:
Law of the People's Republic of China on the Protection of the Rights and Interests of the Elderly
Article 28 The State shall ensure the basic livelihood of the elderly through the basic old-age insurance system.
Article 31: The State shall provide basic living, medical treatment, housing, or other assistance to the elderly who are in financial difficulty.
Where the elderly are unable to work, have no livelihood, no supporters and supporters, or their supporters and supporters truly lack the ability to support or support, the local people at all levels shall provide support or assistance in accordance with relevant provisions.
For the elderly who are vagranting and begging, being abandoned, and so on, the local people at all levels shall provide assistance in accordance with relevant provisions.
Article 37: Local people** at all levels and relevant departments shall employ measures to develop urban and rural community elderly care services, encourage and support professional service establishments and other organizations and individuals, and provide various forms of services such as life care, emergency rescue, medical care, spiritual comfort, and psychological counseling for the elderly at home.
For the elderly who are in financial difficulty, local people at all levels should gradually give pension service subsidies.
Article 73: Where the lawful rights and interests of the elderly are violated, the victim or his or her ** has the right to request that the relevant departments handle it, or to file a lawsuit in the people's court in accordance with law.
Article 74: Departments or organizations that do not perform their duties to protect the lawful rights and interests of the elderly shall be criticized and educated and ordered to make corrections.
Where state employees violate the law and derelict their duties, causing harm to the rights and interests of the elderly, the unit to which they belong or the organ at the level above is to order corrections, or give sanctions in accordance with law; where a crime is constituted, criminal responsibility is pursued in accordance with law.
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1.If the elderly are in good health and have better economic conditions, they can take the way of home care without relying on their children. In the past, the three generations and the fourth generations lived in the same house, but in real life, it is very rare, and most of the children and daughters now live independently of the elderly.
2.If the health is not good, but the economy can afford it, the elderly can go to various nursing institutions for the elderly. Moreover, the elderly can live in various pension institutions suitable for themselves according to their own economic situation
Apartments for the elderly, nursing homes, nursing homes, etc., are also divided into many grades in the same nursing institution, for example, those with good economic conditions can choose a single room in Yanzhi, and those with poor physical condition can request special care.
3.Children are filial, but the economic conditions are average, and they can choose to live and live with their children. It can also be divided into stoves, and the independent activity space of the elderly can be maintained.
You can also choose to eat together, but live separately. Whether such an elderly person can share the worries of his children and take care of his grandchildren depends on the health of the elderly, and he should not be exempt from difficulties.
4.In principle, the elderly who are lonely and widowed should go to a nursing home for their old age. However, there are exceptions, if you are in good health, have good economic conditions, and have the ability to live independently, you can consider home care.
However, it is necessary to pay attention to frequent physical examinations to prevent sudden illnesses or other accidents. This kind of pension method for the elderly has certain risks, and it is best to link it with neighbors to resolve this kind of risk to a certain extent.
5.If the children are not filial, no matter what the health status of the elderly is, and no matter what the economic conditions of the elderly are, such an elderly person should prepare for the elderly as soon as possible, so that they can advance and retreat.
1. About nursing home care.
For the elderly or the elderly in poor physical condition, because the demand for medical care is more frequent and the dependence on medical staff is stronger, it is no longer possible to meet the needs of both home and sojourn, and the most suitable is to live in a nursing home or nursing home that combines medical care and nursing. Realistically speaking, if it is not affected by traditional concepts, for the elderly with poor physical conditions, especially the disabled or semi-disabled elderly, it is a good thing for the elderly and children to live in a professional nursing home or a nursing home and enjoy professional medical and nursing services. Because at home, whether it is the hard modification of jujube parts equipment or the level of professional care, it is far from being comparable with professional elderly care institutions.
2. On community-based home care for the elderly.
This is the closest way to our traditional family pension. The elderly still live at home, and the community comprehensive elderly care service center provides first-aid, medical, housekeeping, living and other services for the elderly according to their needs, so as to help the elderly solve a package of problems encountered in life. If the health of the elderly is poor, the community integrated service center also provides beds and 24-hour nursing services for the elderly to live in for a long or short period of time, and provide intimate services for the elderly.
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