Can you buy Pacific Insurance?

Founded in 1991, Pacific Insurance Company is a senior insurance company and has been selected as one of the world's top 500 companies for eight consecutive years. Regarding the evaluation of Pacific Insurance Company, there are three main questions:

1.Are Pacific Insurance's products good and worth starting?

Blessing and health, Jinfu life, auspicious treasure d, wealth and wisdom win-win, enjoy millions and so on are the popular products of Pacific Insurance, after combing through the products of Pacific Insurance, I sorted out one"Seven Worthwhile Products for Pacific Insurance in 2020".

Friends who are interested in Pacific products can click on it to take a look.

2.In terms of service, is the level of Pacific Insurance high?

In order to provide consumers with a standard, the China Banking and Insurance Regulatory Commission (CBIRC) has rated the services of insurance companies according to indicators such as complaint rate, claims service, and business handling efficiency, with AAA rating being the highest and D rating being the lowest.

The service ratings of Pacific Insurance are as follows:

The form shows that the Pacific Ocean is AA graded, which is a high level. Next year will be different.

3.Is Pacific Insurance reliable?

You can look at which companies go beyond the Pacific.

That's all for me"Can you buy Pacific Insurance?"All, look!

Pacific Insurance is a well-known old brand in China, and the premium income in 2019 can also be ranked as a nounFreshly baked! China's Top 10 Insurance Companies Ranking!

1. Basic information of Pacific Insurance

Founded on May 13, 1991 with a registered capital of 100 million yuan, China Pacific Insurance has now developed into one of the three major life insurance companies in China, and in July 2019, it released the Fortune Global 500, ranking 199th. The list of China's top 500 service enterprises in 2019 was released, and China Pacific Insurance (Group) ranked first26-bitIn March 2020, he was selected as the 132nd in the top 500 global brand value in 2020, which is really a strong player.

2. Analysis of Pacific Insurance Products

To see how a company is, or how the product is, let's take a look at the sincerity of Pacific Insurance's products:

Let's jump to the conclusion first, this is very cost-effective, take a look firstPros:Bar:

1. Sufficient protection:Mild illness, critical illness, and death are all covered, and if you suffer from a critical illness before the age of 61 and become disabled, you can pay double the compensation, which is more humane.

2. Specific critical illness for the elderly:After the age of 61, 10 types of age-specific critical illnesses can be doubled, which is more friendly to the elderly.

But this one'sCons:It's also very obvious:

1. The leverage is not highIt can only be paid for 19 years, and if there is a payment method of 30 years or longer, you can increase the insurance leverage and reduce the pressure on premiums.

2. Low compensation ratio for mild illness:Many critical illness insurance companies on the market have a compensation ratio of 30-35% or even higher for minor illnesses, while this one pays 20%, which is slightly lower and not cost-effective.

I have also done a detailed evaluation of this critical illness insurance, if you are interested, you can take a look:Pacific Jinfu Preferential: Just one word, I have to say it several times!

Summary: It is true that Pacific Insurance is a reliable company, but buying insurance is not from the company, you should focus on your own needs and the actual protection of the product.

Hello! Each insurance company will have its own characteristics, and buying an insurance product should depend on whether this insurance is suitable for you and whether it meets your needs. Regarding the question of whether the insurance of Jinyue Life includes accident insurance, it is recommended that you call the customer service ** of Pacific Insurance Company directly to inquire.

1. The insurance period should not be too long;

2. Pay attention to the age group when applying for insurance;

3. The death sum insured should not be too high;

Fourth, do not make repeated purchases;

5. Read the relevant clauses carefully, protect rights and clarify obligations, etc. If they have already gone to school, the school will purchase school insurance for them, and parents need to clarify what protection their children already have and what commercial insurance needs to be purchased to supplement.

Accident insurance is an add-on, depending on whether there is an add-on in the plan. The types of insurance from various insurance companies are not much different, and if the coverage is comprehensive, it can be insured. (Although I still like safe insurance, hehe).

The most important thing to buy insurance for children is accident and medical treatment, you see whether it includes it, and there is that the insurance law stipulates that the insurance amount for minors cannot exceed 100,000, and the excess is invalid, pay attention not to spend money in vain

Now it is most popular to sell critical illness insurance, and children are suitable for return-type main insurance, but only those who have to return to the high point can make an insurance for the future European-American low interest rate.

Pacific Insurance Company does not maintain value, the salesmen are **, the longer the insurance time, the more cheating people, do not pay attention to being deceived.

Taiping Insurance does not ask for touches, does not dare to compensate, and the compensation is too slow.

One:Is Pacific Insurance Company reliable? Two:Is Pacific Insurance worth buying?

Three:What should I pay attention to when buying Pacific insurance?

Although there are certain benefits when buying Pacific insurance, we must pay attention to some problems so that there are no contradictions and problems when making claims, and we should pay attention to the insurance restrictions and insurance scope when applying for insurance, and understand the characteristics and content of the product. You should also ensure that your identity information is very accurate, so as not to find the right person after the fact, resulting in disputes. When buying Pacific Insurance, you must purchase the right product according to your needs and abilities.

Of course, it's worth buying, it's a very big company, and now the first choice of many consumers is Pacific Insurance.

I think it's certainly worth buying because this insurance company's products have a lot of coverage and a large amount of compensation.

In fact, it is still worth buying, mainly depending on what the insurance items you purchase.

There is no best insurance, and you need to judge whether it is suitable for you according to your own situation.

China Pacific Insurance, also known as Pacific Insurance, referred to as China Pacific Insurance or Taibao, was established on May 13, 1991, and is a national joint-stock commercial insurance company approved by the People's Bank of China. CPIC is the second largest property insurance company in Chinese mainland, second only to China Property Insurance and one of the three major life insurance companies. The company operates a variety of insurance services, including life insurance, property insurance, etc.

In addition to the company's strength, the operation of insurance companies is also strictly supervised by the China Banking and Insurance Regulatory Commission, and there is a sound supervision and exit mechanism. From the institutional point of view, it is safe to buy the company's products. At the same time, the company's insurance and products are many, and the specific insurance we buy is good, or it depends on whether the product plan is suitable for you, whether the service is professional, and whether you have done a good job in pre-sale, in-sale and after-sale services.

First of all, from the perspective of the access mechanism, the minimum registered capital of an insurance company is 200 million, and the minimum registered capital of a national insurance company is 500 million, and it must be paid-in monetary capital. In other words, the strength of the insurance companies that have already opened cannot be underestimated.

Secondly, there is a sound regulatory mechanism, the CBIRC requires insurance companies to disclose their solvency every quarter, and if the solvency does not meet the requirements, it will order shareholders to increase capital, suspend the opening of new branches, and suspend the issuance of new policies.

Finally, there is a perfect exit mechanism, the state stipulates that insurance companies engaged in life insurance business can only be acquired by other insurance companies, if no insurance company is willing to acquire, then the CBIRC will formulate an insurance company to take over. If necessary, insurance protection will be activated**, insurance protection** is used to rescue insurance companies, and everyone is familiar with Xinhua Life Insurance and Anbang Insurance Group have launched insurance protection**.

Test your anti-risk index, experts will interpret it for you for free!