How about Pacific Insurance s cancer insurance love?

Founded in '91, Pacific Insurance is a senior insurance company in the insurance industry, and has been listed in the Fortune Global 500 for eight consecutive years. Let's evaluate Pacific Insurance Company with the following three questions:

1.How cost-effective are CPIC's products?

Blessing and Health, Jinfu Life, Auspicious Treasure D, Wealth and Wisdom Win-Win, Happy Million, etc. are popular products of Pacific Insurance, and I spent a week researching the products of Pacific Insurance and compiled one"List of the Seven Best Products to Buy in Pacific Insurance".

After reading it, you will know which product is good.

2.What is the level of service provided by CPIC?

Based on a large amount of data and experience in the past, the bank and insurance company are divided into 10 levels according to 8 indicators, including the timeliness of claims service, the odds obtained, the complaint rate, and the preservation timeliness, with the highest level being AAA.

Let's see how many levels Pacific Life can rate:

3.Is Pacific Insurance reliable?

Some people are worried that Pacific Insurance is unreliable, probably because they are worried about not making claims after buying insurance. This is easy to do, and the higher the ranking, the more reliable it is. Earlier I compiled a following:

Top 10 insurance companies** points!

You can see which companies are going beyond Pacific Insurance.

That's all for me"How about Pacific Insurance's cancer insurance love?"All, look!

As a cancer insurance product, I think it's good, and when buying insurance, you must first know your own needs before you can choose the corresponding type of insurance.

Buying insurance depends on the terms of the insurance, and there is no harm if you don't compare.

The main covered disease is malignancy.

i.e. cancer. Pacific Love Carefree is a term cancer insurance policy, which is provided by Love Carefree Insurance.

The main insurance liability of the main insurance and the additional insurance insurance is the insured amount according to the agreed amount if the insured suffers from malignant swelling and old tumors during the insurance period.

If the insured survives to the end of the period without cancer, the survival benefit will be paid as agreed.

Cancer Benefit: Cancer refers to the uncontrolled progressive growth and spread of malignant cells, infiltrating and destroying surrounding normal tissues, and can spread through blood vessels, lymphatic vessels, and body cavities to other parts of the body. After the waiting period, if the insured is diagnosed with cancer for the first time, the cancer insurance benefit will be paid according to the contract.

Mild Cancer Insurance: After the waiting period, if the insured is diagnosed with the first occurrence of the agreed mild cancer, the insurance benefit for the mild cancer will be paid according to the contract, and the mild cancer refers to the diagnosis of carcinoma in situ by histopathological examination.

Chronic lymphatic angelocytic leukemia equivalent to stage A of the BINET staging scheme, Hodgkin's disease equivalent to the stage I level of the Ann Arbor staging scheme.

**Carcinoma (excluding malignant melanoma and metastatic cancer) with TNM stage T1N0M0 or milder stage of prostate cancer.

and other malignant lesions, and received the corresponding **.

Test your anti-risk index, experts will interpret it for you for free!

Love Care Insurance covers the following diseases: Cancer.

This type of disease refers to the uncontrolled growth and spread of malignant cells, infiltrating and destroying surrounding normal tissues, and can spread through blood vessels, lymphatic vessels and body cavities to other parts of the body.

If you have lung cancer or prostate.

For specific cancers with a high incidence in men, such as liver cancer, triple the basic sum insured will be paid immediately. If you have thyroid cancer.

500,000 yuan, 1 million if you have common cancer.

"Love Worry-free" is a cancer protection plan launched by Pacific Life Insurance on August 20, 2015, which has distinctive features such as cancer protection, return, mild illness of the Canadian Yinchang, exemption from physical examination, etc. The plan was well received upon its launch, and was first awarded the title of Popular Medicine

The "Health Protection Guardian Award" from the magazine. If there is no cancer claim, the premium paid can be refunded at the end of the term, and the funds are safe and worry-free, so as to truly achieve "cancer protection with cancer, and no cancer repayment".

The insurance can be surrendered, i.e. the insurance contract is terminated.

The insurance contract basically stipulates the termination clause of the contract, which can be divided into hesitation period surrender and hesitation period after surrender, and there is a hesitation period of 10-20 days from the date of signing the contract. After the hesitation period, there is a loss of surrender, and only the cash value can be refunded.

The main insurance liability is to pay the insurance according to the agreed amount of insurance if the insured suffers from malignant tumors during the protection period, and if the insured survives to the end of the period without cancer, the survival benefit will be paid according to the agreement.

The term of the insurance can be selected until the age of 60, 70 and 80, and the payment period can be paid in a single payment, 5 years, 10 years, 15 years and 20 years, and the waiting period is 180 days. The insurance liabilities are: cancer insurance benefit, mild cancer insurance benefit (the remaining unpaid premium can be waived in the event of mild cancer, and the contract will continue to be valid), maturity insurance benefit, and total disability insurance benefit (the compensation varies according to age at the time of death).

Test your anti-risk index, experts will interpret it for you for free!

Diseases covered by iCareFree Insurance include: malignant tumors; acute myocardial infarction; sequelae of stroke; Major organ transplantation or hematopoietic stem cell transplantation; coronary artery bypass grafting (also known as coronary artery bypass grafting); end-stage renal disease (or chronic renal failure, uremia); multiple limb missing; acute or subacute severe hepatitis; Benign brain tumors ; Decompensated chronic liver failure.

This is a return-type cancer.

Insurance, mainly to protect cancer-like diseases, refers to the uncontrolled progressive growth and spread of malignant cells, infiltrating and destroying surrounding normal tissues, and can spread through blood vessels, lymphatic vessels and body cavities to other parts of the body. If you have lung cancer or prostate.

For specific cancers with a high incidence in men, such as liver cancer, triple the basic sum insured will be paid immediately. If you have thyroid cancer.

500,000 yuan, 1 million if you have common cancer.

Extended information: 1. Insurance originated from the sea loan. By the Middle Ages, there had been risky lending in Italy, and the interest rate of risky borrowing was similar to today's insurance premiums, but declined because of its high interest rates that were forbidden by the Church.

In 1384, the world's first insurance policy appeared in Pisa, and the modern insurance system was born. Insurance has gradually developed from a form of mutual aid in its infancy to risky lending, to marine insurance contracts, to marine insurance, fire insurance, life insurance and other insurance, and gradually to modern insurance.

century, European Renaissance.

post-British capitalism.

With great development, after large-scale colonial plunder, Britain has increasingly developed into the world's leading country.

and the British Empire, which had a monopoly on shipping.

It provides conditions for British businessmen to carry out worldwide marine insurance business. The insurance broker system also came into being. In the middle of the seventeenth century, Edward Lloyd opened it on the banks of the Thames"Lloyd's Cafe", becoming a place for people to exchange shipping information, buy insurance, and talk about business news.

This was followed by an insurance business at the café. In 1696 Lloyd's moved to the financial centre of London and became the predecessor of Lloyd's.

3. The current fire insurance system originated in the United Kingdom. On 2 September 1666, a huge fire broke out in London (see The Great Fire of London), which burned more than half of the city, causing damage of about £12 million and leaving 200,000 people homeless. As a result of the lessons learned from this fire, the idea of insurance has gradually taken root in the hearts of the people.

In 1667, the dentist Nicolas Barpon opened personal insurance in London, operating house fire insurance, the first commercial house specializing in house fire insurance appeared, and the number of fire insurance companies gradually increased, and between 1861 and 1911, the number of registered fire insurance companies in England reached 567. In 1909, the United Kingdom restricted and supervised fire insurance in the form of law, which promoted the normal development of fire insurance business.

Pacific's medical insurance is very reliable. First of all, Pacific Insurance.

It is a large insurance company, and its products and services are guaranteed. Secondly, critical illness insurance.

As long as you don't get sick and don't get hospitalized, then this insurance can only be put there and not used. If you are hospitalized due to an illness, then this insurance can be used, especially in the event of a critical illness.

This plays a role in the snow. The coverage period should be lifelong, and the contribution is generally 20 years.

Extended Information: Precautions for Purchasing Insurance:

1. Guarantee first, then manage money.

When you are hungry, you should give priority to protection insurance. Protection insurance is the insured, can really help everyone to resist the risk of illness and accidents faced by the family, once the risk occurs, hundreds to thousands of dollars of premiums, may get hundreds of thousands of compensation. There is no investment income on protection insurance.

It is usually a consumer product, and if the risk does not occur, it will not bring income to the policyholder. After the protection insurance configuration is perfect, if you still have a budget, you can consider wealth management products.

2. Adults first, then children.

When buying insurance, families must do so that adults come first, and children second. The breadwinner of the family, who contributes the most to the family's economy, should be given priority in purchasing insurance. After all, parents are the biggest "insurance" for their children.

But in real life, many parents spend too much budget on their children out of love and concern for their children, accident insurance.

Medical insurance, critical illness insurance.

The education fund and so on have been taken into account, but I didn't expect that I was actually "running naked". If the parents unfortunately have an accident, not only the child's subsequent premiums will be unsustainable, but the child's future life and education will also be greatly affected. However, if the child is out of business, the family's financial situation will not be greatly affected, so it is very irrational to spend most of the insurance budget on the child.

3. Plan first, then product.

Many people buy insurance is disorganized, what they want to buy, insurance products are thousands, complex, everyone who sells insurance is saying that their products are good, what others recommend to buy, this kind of practice without planning is very undesirable, you should do a good job of insurance for your family before buying a demand analysis and planning. Consider the budget, the security you need, and more. Plan well in advance so that you don't spend money in vain and don't get better protection.

Buying insurance, not talking about needs, not talking about combination plans, and directly recommending products are all hooligans!According to the comprehensive protection plan, it is the right way to choose a specific insurance product.

4. The terms of the contract should be clear.

Generally, the insurance contract is drawn up by the insurance company, and the insurer has no right to change it. The insurance contract is the only reference document for us when making a claim, and it is also the only evidence to protect our legitimate rights and interests, so it is very necessary to read the terms of the insurance contract clearly.