How to report a flash card loan in my address book?

In 2018, the Internet Finance Association of China issued the Self-Discipline Convention on the Collection of Overdue Debts in Internet Finance (Trial), which clearly defines violent collection. Let's take a look at what are the reporting channels.

1. The borrower has more than three daily reminders** after the borrower is overdue;

3. Without the permission of the borrower, call family and friends** in the address book and harass them;

4. Collection outside the time period from 8 a.m. to 9 p.m.**;

5. Pretending to be a staff member of a national law enforcement agency to intimidate;

6. Using illegal software to bombard the borrower's ** number;

All of the above behaviors will affect the borrower's daily life and threaten to harass the borrower's family and friends, so you can choose to complain and report.

1) China's Internet Finance Whistleblowing Information Platform established by the Internet Finance Association of China (hereinafter referred to as the Association);

2) Complaints from relevant regulatory authorities** or emails.

You can search for it.

In life, many friends have been infringed by network bandwidth, if you accidentally encounter an informal online loan platform, then the high loan interest may make the borrower unable to pay off the arrears, and once overdue, the borrower may suffer from violent collection, violent collection is the most hated behavior of many borrowers, so if this situation is encountered, how should the borrower report it?

With the increase in people's demand for online loans, there are also many online lending institutions on the market, among which there are inevitably some informal platforms, the loan interest of these platforms is very high, and it is also accompanied by many other expenses, which makes many friends with financial needs become the object of continuous "blood sucking" of online loan platforms, many borrowers see this, so they begin to refuse to repay, but these online loan platforms usually will not easily let go of borrowers, and the platform will take a series of collection methods for borrowers. For example, the explosion of the address book, etc., these violent collection methods have had a very bad impact on the borrower's life.

With the continuous supervision of online lending platforms by the state, the state has also made clear prohibition requirements for violent collection, and if we encounter violent collection, then we can complain through the following channels:

1. Call the police. If serious violent collection is involved, the most direct way is to call the police, because violent collection has caused a serious impact on the borrower's life, so you can directly apply to the local public security bureau to file a case, and it is recommended to keep relevant evidence, such as chat records, audio and video recordings, etc.

2. China Banking Regulatory Commission. The CBRC plays a regulatory role in China's financial industry, if the borrower accidentally applies for an informal online loan, and encounters violent collection, then he can directly complain to the CBRC, the borrower can call the CBRC's customer service ** to complain, or through the CBRC official ** message complaints.

Network Abuse and Spam Report Reception Center. 12321 is a platform specializing in accepting harassment**, spam SMS, fraud** and other reporting business, the most common collection method of some informal online loan platforms is to explode the address book, if the borrower encounters **harassment, then you can complain through this platform.

It is recommended that when applying for an online loan, you should choose some well-known platforms as much as possible, such as Alipay borrowing, money to spend, etc., and the borrower must learn to screen the qualifications of the lending institution, so as not to borrow non-compliant online loans and cause trouble for yourself.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

If you get an indictment from the court, it's true. And after you don't repay the loan for a long time, these ** will call your parents, your family, and your relatives who are relatives and friends who have your mobile phone number.

The landlord received such a text message a few days overdue.

2. Step 2: Preliminary review of the risk control system (expected within 24 hours on working days);

3. Step 3: The approver calls to verify the identity (within 24 hours of the expected working day);

Flash card loans are relatively old, and they belong to the credit K compensation, which has always been tepid, but there have been many cases of the next payment recently, and the lending rate has increased, and some intermediaries have begun to speculate. Of course, it will be more cost-effective to apply for this type of large-amount opening, and the cost will be relatively low, but one thing is that the qualification requirements are relatively high.

Application Portal: Apply now (both Android and Apple portals are available).

Application conditions: have normal use of credit K, age 22-50 years old certification information: personal basic authentication, operator, address book, credit K, YHK (increase certification: vehicle information, life insurance, provident fund, sesame points).

Loan amount: 1,000-50,000 yuan.

Expiration date: 3 6 9 12 periods.

Consult the relevant personnel and unbind it quickly.

Hurry up to the bank to apply for card suspension.

Go to the bank counter to untie it, there are pitfalls everywhere on the Internet.

This kind of consciousness means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad. Therefore, you still have salvation, since you feel bad, then do less wrong things, don't do things that hurt nature and reason, bring yourself from the right path, and be more with people with positive energy. If you have this kind of awareness, it means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad.

Therefore, you still have salvation, since you feel bad, then do less wrong things, don't do things that hurt nature and reason, bring yourself from the right path, and be more with people with positive energy. If you have this kind of awareness, it means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad. This kind of consciousness means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad.

Therefore, you still have salvation, since you feel bad, then do less wrong things, don't do things that hurt nature and reason, bring yourself from the right path, and be more with people with positive energy. If you have this kind of awareness, it means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad. Therefore, you still have salvation, since you feel bad, then do less wrong things, don't do things that hurt nature and reason, bring yourself from the right path, and be more with people with positive energy.

If you have this kind of awareness, it means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad. This kind of consciousness means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad. Therefore, you still have salvation, since you feel bad, then do less wrong things, don't do things that hurt nature and reason, bring yourself from the right path, and be more with people with positive energy.

If you have this kind of awareness, it means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad. Therefore, you still have salvation, since you feel bad, then do less wrong things, don't do things that hurt nature and reason, bring yourself from the right path, and be more with people with positive energy. If you have this kind of awareness, it means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad.

This kind of consciousness means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad. Therefore, you still have salvation, since you feel bad, then do less wrong things, don't do things that hurt nature and reason, bring yourself from the right path, and be more with people with positive energy. If you have this kind of awareness, it means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad.

Therefore, you still have salvation, since you feel bad, then do less wrong things, don't do things that hurt nature and reason, bring yourself from the right path, and be more with people with positive energy. If you have this kind of awareness, it means that you have not completely become bad, and if you are completely bad, you will feel that no matter how heinous you are, you are right and not bad.

If you need a loan, you can take out a loan online, and the woman is easy to find and can also have a fruit bag, and you don't need a deposit, and the interest is low for a long time. Don't know how interest is calculated?

Flash card loan, it is an old mouth, it belongs to the credit card online loan category, today the flash card loan is in the card cow, and there have been many friends to make money, and we are at night.

Flash card loans will report malicious overdue behavior to the credit bureau and charge additional penalty interest. It can be seen from this that only borrowers who are characterized as maliciously overdue will be reported to the central bank for credit investigation.

Malicious overdue generally refers to the fact that the flash card loan is overdue for 1 day and will not be reported to the credit report. However, if you have been overdue for more than a week or even longer in the flash card loan, then you may be reported to the credit bureau.

Shangmao's credit report has been overdue for a year, and if he borrows 10,000, he will explode the address book, and then all kinds of threats, anyway, there is no money. Now I haven't returned** and I haven't beaten yet, and I haven't seen what to do. Those are all black network loans, don't pay back if you borrow. Just pay back Jack Ma's and credit cards.

If you don't repay the money after the flash loan is overdue, then the loan platform will sue you through the court, which is true.

Any online loan that you are overdue is considered a fraud. But you're only 7,000 dollars. There are still more than 1000 left. It's over for another month. How long have you been expecting this?

The annual interest rate of flash card loan is 36%, borrowing 15,000, divided into 6 installments, repaying more than 3,000 per period, a total of more than 18,000, and binding more than 2,000 insurance sales, that is, borrowing 15,000 + interest of more than 3,000 + insurance more than 2,000 (there should also be a commission of about 1,000 for selling insurance) = more than 20,000 for your actual repayment, and more than 4,000 for the actual flash card loan from you, which is basically no different from usury.

Hello, there will be no consequences for the money from the loan:

1. If there is really no ability to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments.

2. If the lending institution fails to perform the court judgment within the performance period after winning the lawsuit, it will apply to the court for enforcement.

3. When the court accepts the compulsory enforcement, it will inquire about the real estate, vehicles, ** and deposits in the name of the lender in accordance with the law.

4. If the lender has no property in his name that can be enforced and refuses to perform the effective judgment of the court, there will be negative information such as overdue repayment recorded in the individual's credit report and will be restricted from high consumption and entry and exit, and may even be subject to judicial detention.

This is on the credit report, and you can return this if you can't do the credit report.

No, overdue penalty interest: overdue principal*, I hope you don't get home overdue.