What is the concept of a trust? What is a Trust? What is the concept of a trust

Trust wealth management is a kind of property management system, and its core content is "entrusted by others to manage wealth on behalf of others". Specifically, it refers to the act of entrusting the property rights of the settlor to the trustee based on his trust in the trustee, and the trustee manages or disposes of it in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the trustor. In 2010, the issuance scale of the trust market was 3 trillion yuan, with an annual growth rate of more than 30%.

Trust products are products issued by trust institutions and sold through banks, ** companies, and professional independent wealth management companies. The income of trust wealth management products can be fixed or floating. At present, the mainstream products in the market are still based on fixed yields, with an annual income of 9-13%, and high returns and good stability are the biggest selling points of trust wealth management products.

Trust plan products are generally infrastructure trust plans with excellent qualifications and stable income, and most of them are guaranteed by third-party banks, which are slightly higher in terms of security than simple trust investment projects. At the same time, in the investment process, the bank will constantly monitor and track the trend of loans, so as to avoid the investment risk of the trust project to the greatest extent. In the market, it has influential trust products as the main business of the Wealth Management Center, Gao Soyi Wealth Management, Noah Wealth, etc.

There are also specific encyclopedias, with more detailed answers.

You give money to the trust company, and the trust company brings together the money of many investors, and the investment project goes, and you have about 9% annual income, generally starting with one million, and the money is less, two years. In general, there are two types of investment directions: debt and equity. The former is similar to a loan, and the latter invests in the enterprise to own the shares.

The definition of trust, according to Article 2 of the Trust Law of the People's Republic of China, refers to the act of entrusting the settlor's property rights to the trustee based on his trust in the trustee, and the trustee will manage or dispose of it in his own name for the benefit of the beneficiaries or for specific purposes according to the settlor's wishes. In short, a trust is a property management system, in which the property owner transfers or sets up the property to the administrator, so that the administrator can manage or dispose of the property for the benefit or purpose of a certain person.

Therefore, the definition of trust mainly includes four meanings:

1. The client trusts the trustee. The trustor's trust in the trustee is the basis for the establishment of the trust relationship.

2. The settlor entrusts the property right to the trustee. Trust is a legal relationship centered on trust property, trust property is the first element of the establishment of a trust, and a trust cannot be established without a specific trust property. Therefore, on the basis of the trust trustee, the settlor must entrust his property rights to the trustee.

3. The trustee manages and disposes of the trust property in his own name. After the settlor entrusts the trust property to the trustee, it has no direct control over the trust property, and the trustee manages or disposes of the trust property completely in its own name, without the help of the name of the settlor and the beneficiary, which is an important feature of the trust.

4. The trustee manages the trust affairs for the best interests of the beneficiaries. It is precisely because the trustee is trusted by the settlor that once the trustee accepts the trust, he should handle the trust affairs loyally, prudently and dutifully, and manage and dispose of the trust property, that is, the so-called trustee's trust and loyalty. The Trust Act imposes strict liability on trustees who breach this trust.

At present, some legal systems and some property management systems in the financial market must be trusted in accordance with some of the country's most advanced systems, which is a legal act, and many people may not be very clear about this kind of behavior, especially for some shareholders who have just entered the industry, it is indeed not very clear.

1. Trusts. Trust is the settlor, based on the trust of the settlor, its property rights to entrust to the trustee, by the trustee trustor's will, in his own name for the benefit of the beneficiary or a specific purpose of management and disposal of the act, and trust is a way of financial management, is a special property management system and legal acts, but also a financial system, the current trust and bank, insurance together constitute a modern financial system, the current trust business is a credit-based legal act, Generally, it involves the parties and the settlor who invests in the credit, the trustee who grants the credit to the person, and the beneficiary of the beneficiary.

2. Types of Teasing Trusts.

At present, there are several types of trusts, first of all, including arbitrary trusts, that is, the trusts that have been freely established between the parties are called arbitrary trusts, as well as statutory trusts, statutory trusts are a form of trust corresponding to arbitrary trusts, and secondly, money trusts are included in the division of property, and general money trusts include specific money trusts, designated money trusts and non-designated broker trusts, and property division is also included. There are valuable **, trusts, real estate trusts, movable property trusts and monetary debt trusts, etc., but if they are distributed according to the purpose, they include guarantees, trust management, trust processing, trust management and handling trusts, etc.

3. The role of trusts.

The main role of the trust is actually that the property management function is generally reflected in the extensiveness of some contents, such as all property intangible assets, tangible assets, natural persons and legal persons, etc., as well as reflected in the specificity of the purpose of management, such as focusing on the interests of the beneficiary and also reflected in the responsibility of management behavior, such as the occurrence of losses, must be compensated accordingly, but also reflected in the restrictive nature of management methods, for example, when the trustee manages and disposes of trust property, it must be distributed according to the purpose.

Trust is simple and cautious Zheng Laoshan said, as the name suggests is asset custody, trust and bank level is not worse than the top and bottom, credit is the safest of all financial tools, the general trust is a rich financial tool, the minimum investment amount is a minimum of one million, less than one million can not buy trust products, China's trust companies are supervised by the China Banking Regulatory Commission, there is a corresponding trust law, there are 68 trust companies in the country, it can be seen that trust companies are scarce to take pictures.

Trust is a kind of financial management method, a special property management system and legal act, and a financial system. Trust, together with banks and insurance, constitute the modern financial system. The trust business is a kind of credit-based legal act, which generally involves three parties, namely, the settlor who invests in the credit of the stool, the trustee who is trusted by the person, the beneficiary of the number and the beneficiary.

Trust is an act in which the trustor entrusts his property rights to the trustee based on his trust in the trustee, and the trustee manages and disposes of it in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the trustor.

Legal analysis: Trust is a kind of property management, utilization, and disposal management system in which property is managed, used, and disposed of by others. It is the primary function and sole purpose of trust to provide extensive and effective services for property owners, and the role of management, use, disposal and operation of property is reflected in the business, which has become an important part of the modern financial industry.

At the same time, it is both related to and different from the banking, insurance and ** industry. Huai Zhao.

Legal basis: Article 50 of the Trust Law stipulates that after the establishment of a trust, the settlor may change the beneficiary or dispose of the beneficiary's trust beneficiary rights under any of the following circumstances: the beneficiary has committed a major infringement on the settlor;

The beneficiary has committed a material tort against the other co-beneficiaries; with the consent of the beneficiary; Other circumstances stipulated in the trust deed.

Trust refers to the act of entrusting the settlor's property rights to the trustee based on his trust in the trustee, and the trustee will manage and dispose of it in his own name for the benefit of the beneficiary or for a specific purpose according to the settlor's wishes.

Trust is a kind of financial management method, but also a special property management system and legal act of dismantling, and at the same time a financial system; Together with banking, insurance, and **, it constitutes a modern financial system.

Fiduciary role. 1. Promote the development and improvement of the financial system.

2. The role of developing social welfare undertakings and improving the social security system: through the establishment of various charitable trusts, it can support the development of China's science and technology, education, culture, sports, health, charity and other undertakings.

3. The trust system is conducive to the construction of the social credit system: the establishment of the credit system is the basis of market rules, and the credit raid is the cornerstone of the trust, the trust as an economic system, if there is no good faith principle support, there is no trust, and the return of the trust system not only promotes the development of the financial industry, but also has a positive role in promoting the construction of the entire social credit system.

The trust business mainly includes two aspects: entrustment and **. The former refers to the owner of the property entrusting his property to others for the benefit of himself or his designee, and requesting that the property be properly managed and operated profitably according to a certain purpose; The latter refers to certain economic matters that one party authorizes the other party to handle on its behalf.

Trust business includes: trust deposits, trust loans, trust investment, property trusts, etc. Round books such as:

Entrusted business includes: entrusted deposit, entrusted loan, and entrusted investment.

Business categories include: issuance of bonds, collection and payment, collection of arrears, supervision, credit visa, accounting affairs, insurance, custody, purchase and sale of value, etc.

Leasing business includes: direct leasing, sub-leasing, ** leasing, leaseback leasing, etc.

Consulting business categories include: credit investigation, business investigation, investment consulting, customer introduction, financial business consulting, etc.

Trust is a kind of financial management, a special property management system and legal act, and a financial system. Trust, together with banks and insurance, constitute the modern financial system. Trust business is a kind of legal act based on credit, which generally involves three parties, namely, the settlor who invests in credit, the trustee who is trusted by others, and the beneficiary of the beneficiary.

Trust is credit entrustment, trust business is a kind of credit-based legal act, generally involving three parties, namely, the trustor who invests in credit, the trustee who is trusted by the person, and the beneficiary of the beneficiary. Trust business is the transfer of the rights in the property to the trustee (natural person or legal person) for the benefit of himself or a third party (i.e. the beneficiary) in accordance with the provisions of the deed or will, and the trustee possesses, manages and uses the trust property and handles its income according to the prescribed conditions and scope.

A trust is created on the basis of the settlor's trust in the trustee. It is because of this trust that trustees are expected to conduct trust affairs with loyalty, prudence and diligence.

The settlor delegates the property rights to the trustee. The establishment of a trust must be satisfied at the same time as the expression of intention and the transfer of property rights, that is, the intention to entrust plus the act of transferring property rights.

The settlor manages and disposes of the trust property in his own name. After the settlor entrusts the trust property to the trustee, the trustee manages and disposes of the trust property in its own name, without resorting to the names of the settlor and the beneficiary.

The trustee administers the affairs of the trust in the best interests of the beneficiaries and for a specific purpose. The trustee cannot obtain personal benefits from the trust property for the benefit of himself or other third parties, otherwise he will be in breach of the fiduciary duty and shall bear the corresponding responsibility.

Trust is credit entrustment, trust business is a kind of credit-based legal act, generally involving three parties, namely, the trustor who invests in credit, the trustee who is trusted by others, and the beneficiary of the beneficiary. Trust business is the transfer of property rights to the trustee (natural person or legal person) by the settlor for the benefit of himself or a third party (i.e., the beneficiary) in accordance with the provisions of the contract or testament, and the trustee possesses, manages and uses the trust property and handles its income according to the prescribed conditions and scope.

Entrusted by others, manage money on behalf of others. In detail, if there are large enterprises that want to raise funds, they can provide mortgages and guarantees to the trust company, and the trust company will formulate a trust plan, and at the same time determine the supervision bank, and after the CBRC is approved, the trust company will publicly issue funds to the society, and sign a trust contract with the investor, and the investor's money will be remitted directly to the supervised bank, and the bank will guarantee the special use of the special fund, and the maturity income and principal will also be directly transferred by the bank. The trust company sends personnel to the enterprise to exercise dual financial and management supervision.

The history of trust in China, what is the history of trust!