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Compulsory traffic insurance is not liable to be compensated. This is covered by the insurance company. The medical expenses without liability are 1,000 yuan, and the disability limit is 11,000 yuan, not 10,000 yuan.
The disability limit includes nursing expenses, lost work expenses, disability subsidies and other expenses, if the total of these expenses exceeds 11,000 yuan, it will be paid according to the maximum limit of no liability, and if it is less than 11,000 yuan, it will be paid according to the actual expenses.
The advance payment of medical rescue expenses should be paid by the insurance company in the compulsory traffic insurance, not by you. If you can't pay 10,000 yuan, and the other party refuses to return the money, there is only a lawsuit, but you have already paid 10,000 yuan in advance, and you should be seriously injured. The insurance company should pay 1,000 + yuan for non-liability medical expenses, and 11,000 yuan for disability.
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Hello this friend!
No liability compensation, medical expenses 1,000 yuan, death and disability 10,000 yuan.
According to the situation you described, you will definitely have to pay for the 11,000 yuan.
Because he broke two toes, he must be considered disabled.
Even if he is a rural hukou, he has at least more than 10,000 disabilities.
It is better to go to the traffic police and quickly mediate the matter.
Otherwise, if the other party is on the side of the traffic police after the "operation".
Just take 10% of the responsibility for you, and the compensation situation is a world of difference.
It's annoying to hurt people, let alone have a disability.
Don't drag the mud and water".
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It's not your duty to lose any money.
It is estimated that it will be difficult to lose.
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Legal analysis: sub-situation: 1. If two motor vehicles collide with each other, both vehicles are responsible for the compulsory traffic insurance of both motor vehicles within the compensation limit for property losses of the compulsory traffic insurance, and bear the liability for the damage of the other party's motor vehicle according to the actual loss.
2. If two motor vehicles collide with each other, the compulsory traffic insurance of the motor vehicle of the party that is fully responsible and the party who is not responsible shall bear the liability for the damage of the motor vehicle of the fully equipped party within the compensation limit for the loss of property without liability.
Legal basis: "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability" Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. The loss of a road traffic accident is caused by the victim deliberately fabricating credit and selling it, and the insurance company will not compensate for it.
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Situation: 1. If two motor vehicles collide with each other, both vehicles are responsible for the compulsory traffic insurance of both motor vehicles, and the compulsory insurance of both motor vehicles is within the compensation limit for property losses of the compulsory traffic insurance, and the other party shall bear the liability for the damage of the motor vehicle of the other party according to the actual loss. 2. If two motor vehicles collide with each other, the motor vehicle compulsory insurance of one party that is fully responsible and one party who is not responsible shall bear the liability for the damage of the motor vehicle of the fully responsible party within the compensation limit for property loss without liability.
Extended information: Legal basis: "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability" Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law.
If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.
Liability compensation is an act of special joint and several liability clauses formulated out of humanity and reflecting the "people-oriented", that is, the non-responsible party (the party is not responsible in the accident and does not need to bear any responsibility or liability) compulsorily bears insurance compensation from the non-liability compensation limit of the compulsory traffic insurance insured by itself without liability, that is: within the scope of compensation of the compulsory traffic insurance, as long as it is one of the parties to the accident, The insurance company where the non-liable party belongs must also bear a certain amount of liability for the property damage or personal injury according to the liability compensation limit, and transfer the risk to the insurance company, reflecting the superiority of compulsory compulsory insurance and realizing the insurance compensation for the victim.
The limit of non-liability compensation is: 100 yuan for physical damage, 1,000 yuan for medical treatment, and 10,000 yuan for death and disability.
No liability compulsory insurance is subject to compensation. According to the relevant laws and regulations of China, within the scope of compensation of compulsory traffic insurance, as long as it is one of the parties to the accident, the insurance company where the non-responsible party is located must also bear a certain amount of compensation liability to the property damaged person or personal injury according to the no-liability compensation limit, and transfer the risk to the insurance company, reflecting the superiority of compulsory compulsory traffic insurance and realizing the insurance compensation for the victim.
Legal basis] Article 23 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.
Compulsory liability insurance for motor vehicle traffic accidents implements a uniform liability limit nationwide. Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents.
The liability limit of compulsory insurance for motor vehicle traffic accident liability shall be prescribed by the insurance supervision and administration agency in conjunction with the public security department, the health department and the agriculture department.
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In order to solve the inconvenience caused by the non-liability compensation of compulsory traffic insurance for the property damage in the accident to the insured Lu people's claims, and effectively improve the quality of the compulsory traffic insurance claim service, the insurance industry has established the "Compulsory Traffic Insurance No Liability Compensation Settlement Platform". Using the settlement platform, the policyholder who bears full responsibility in the traffic accident can directly claim compensation from the insurance company, and the insurance company will pay the compensation within the amount of the compulsory traffic insurance without liability on behalf of the non-responsible party. Every month, insurance companies settle with each other under the organization of industry associations, so as to effectively simplify the claim settlement process and effectively improve the efficiency of claim settlement.
There is a mistake upstairs, the compensation limit of compulsory traffic insurance: 110,000 for disability; medical 10,000; Property 2 thousand. Total 10,000.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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If the injured person can be compensated, the highest level of disability can be compensated 110,000 yuan, and the medical expenses of hospitalization can be compensated up to 10,000 yuan.
In the event of a traffic accident, as long as there is liability (secondary liability, same liability, primary responsibility, and full liability), the amount of compensation in the compulsory three liability insurance is the same, because the compulsory three liability insurance is only divided into liability and non-liability. The compensation limit for the liability of the compulsory three-liability insurance is 110,000 yuan for death and disability, 10,000 yuan for medical expenses, and 2,000 yuan for property damage.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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The non-liability compensation of compulsory traffic insurance means that there is no liability to pay compensation. The compulsory traffic insurance itself compensates for the loss of a third party other than the car and the elderly or goods on the car, so your 100 yuan is to compensate the other party, and the deduction is the amount of your compulsory traffic insurance. Your losses will be paid by the party who is solely responsible.
Extended reading: [Insurance] How to buy, which one is better to shoot the sail and raise it, and teach you to avoid these insurance"pits"
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1.For disability caused by a car accident, the compulsory traffic insurance will compensate within the prescribed compensation limit.
2.If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law.
3.The compulsory liability insurance for motor vehicle accidents implements a uniform liability limit nationwide. The specific liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation judgment limits, and compensation limits for the insured who is not liable in road traffic accidents.
4.Among them, the liability limit of the compensation limit of compulsory traffic insurance: (standard after February 1, 2008) (1) The compensation limit for death and disability is 110,000 yuan; (2) The compensation limit for medical expenses is 10,000 yuan; (3) The compensation limit for property damage is 2,000 yuan.
The maximum limit of liability within the scope of compulsory traffic insurance: 10,000 yuan.
5.Compensation limit of compulsory traffic insurance: :(standard after February 1, 2008) (1) The compensation limit for death and disability is 11,000 yuan; (2) The compensation limit for medical expenses is 1,000 yuan; (3) The compensation limit for property damage is 100 yuan.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"