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You should make a claim, the collision that occurred in the 4S shop is not a road traffic accident, and the accident in the community is a reason, not handled by the traffic police, after you report 110, there is a local police station to investigate and confirm your accident, and then you will issue a certificate, take this certificate to the insurance company to settle the claim!
If the insurance company insists on not paying the claim, you can file a complaint with your local insurance authority (insurance supervisory authority) or sue the insurance company directly!
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It is not compensated for an accident in a 4S store.
Or repair in the 4S shop without compensation.
This sale is a sale at a 4S store.
Or the sale of insurance companies.
You've just bought a new car.
Or just go to the 4S shop to repair or maintain the car.
You've got to get things straight.
There is no such provision.
Claims can be made through insurance.
Why does the 4S store tell you this.
There must be reasons for them.
You ask the 4S shop to make you a scene of a bicycle accident.
It is not cost-effective to make a claim for compulsory insurance.
It is still cost-effective to use commercial insurance to settle claims for single-vehicle accidents.
If they don't want to, you ask for it.
They don't want you to take insurance seriously, and there must be insiders who don't want to make it public.
You can threaten them to say.
You collided with the other party, and this is a two-car accident and you have to report it to the traffic police.
Because your accident is handled truthfully, you must report it to the traffic police (the traffic police will have to trouble the police station if they don't care), if they have any insider information that they don't want to make public.
I definitely don't want to call the police and make it bigger.
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The sales is not right, you met someone else's car in the 4S store, which involves compulsory insurance, three liability insurance, and car damage insurance. Compulsory traffic insurance is the maximum amount of 2000 compensation to the other party's car, and there is no provision in the compulsory traffic insurance that it is not compensated in the 4S store, so the maintenance cost of the other party's car within 2000 yuan can definitely be compensated.
Let's talk about the three liability insurance, this type of insurance is used only when the other party's car loss exceeds 2000 yuan, if the other party's loss does not exceed 2000, it is not used, and the conditions of car damage insurance are the same, I will talk about it together in car damage insurance.
Car damage insurance is an insurance for oneself, which belongs to the rules of commercial insurance, and there is such a provision in the insurance exemption clause: "(3) During the competition, inspection, repair, maintenance, seizure, requisition, confiscation, theft, robbery and snatching of the whole vehicle; That is to say, in the above case, the three liability insurance and the car damage insurance are not compensated. You say that in the 4S shop, you have to figure out a little, when the accident occurs whether your car has been completed into the factory to hand over the car procedures, if you do not do a good job of insurance or compensation, you don't have to listen to the people in the 4S shop, he is not the insurance company He knows anything, you just call your insurance company ** let your insurance company deal with it OK. If you have already completed the handover procedures, in principle, you cannot compensate.
But if you break someone else's car, the compulsory traffic insurance will definitely be reimbursed.
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Summary. 2.9. In the event of a traffic accident, the police should be called in a timely manner, and the traffic police department shall deal with it in a timely manner according to the situation at the scene to make a traffic accident identification, and the traffic accident liability of the parties shall be determined and divided, and the traffic accident identification shall also be the basis for both of you to bear the liability for compensation, and the traffic accident identification will be recommended to the parties to mediate to resolve the case, if the mediation fails, the parties can sue the other party for compensation for losses according to the division of responsibility of the traffic liability accident identification, and the items of personal injury compensation include:
Medical expenses, nursing expenses, follow-up expenses, hospital meal subsidies, nutrition expenses, transportation expenses, and mental injury solace.
Hello dear. Bumper Bi you asked, I have already picked up the key to the finger noise. I'm in the process of collating relevant information and content. I'm typing for a little time now, and I hope you'll be patient for five minutes or so.
1..When you talk about traffic police mediation, if the other party is willing to mediate, it's okay to say, if the other party does not cooperate with mediation, the traffic police have no coercive force, and finally go to litigation.
2.9. In the event of a traffic accident, the police should call the police in a timely manner, and the traffic police department will deal with it in a timely manner according to the situation at the scene, and identify and divide the traffic accident responsibility of the parties, the traffic accident identification is also the basis for both of you to bear the liability for compensation, and the traffic accident identification will be recommended for both parties to mediate to resolve the case, if the mediation fails, the parties can sue the other party for compensation for losses according to the responsibility and responsibility division of the traffic liability accident identification, and the items of personal injury compensation include: medical expenses, nursing expenses, follow-up expenses, food supplements, nutrition expenses, transportation expenses, and solatium for mental damage.
Hello friends, I have finished your questions, if you still have any doubts, you can continue to consult me, I wish you a happy life.
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