Is it okay to ask a friend to borrow money, and how to ask a friend to borrow money?

If you need it urgently, you can ask a friend to borrow it urgently, but try to return it as soon as possible; If it is not necessary, then try not to borrow money, especially with friends, it is better not to cooperate with each other, friends are not entangled financially, it is easy to hurt each other's feelings.

It's inevitable. It's normal to borrow money. We keep working hard so that we don't care about others borrowing money anymore!

Why don't you pay it back?

Don't blame me for speaking badly, that's just the way it is.

You don't have the financial means, so just talk to your girlfriend.

She won't force you when you're in trouble.

Unless she values your money and wants you to provide for her.

Your friend's money isn't yours after all.

If you borrow it well, it's nothing.

If you only borrow and don't pay it back, no one will feel comfortable.

No matter how rich your friend is, it doesn't come from the wind.

Right. Be honest and say what you have trouble with.

If my boyfriend is having a hard time, I know that I don't blame him.

On the contrary, I think he is honest and needs to explain well.

It's good for friends to help each other, but it's not necessarily bad, and it can also bring each other closer.

But you have to borrow and pay it back.

In addition, whether you need to help the poor or not depends on which one you are. If it's urgent, it's okay. Go borrow it When do you promise to pay it back, then be sure to pay it back in advance, and it's best to give a friend a little thank you Fruit, or something It's good to show your heart.

Borrowing and repaying can deepen the relationship between friends, make him believe in you more, and also improve his credibility.

If you borrow and don't pay it back, you'll be in trouble.

Try to avoid it, and if you borrow it, you should return it as soon as possible, otherwise your friend's feelings will fade or even turn against you.

The main thing is to repay the credibility of the front.

If you haven't paid it back the first three times.

Even a rich man won't borrow from you.

If you want to borrow money from a friend, the most important thing is, of course, a matter of attitude.

First, tell the other person about your predicament.

Many people borrow money without saying what they are borrowing for, and it is difficult for lenders to determine whether it is an emergency or whether they really need help. For example, there are some people who often spend money lavishly and borrow money just for high consumption, this kind of behavior, of course, we cannot lend money to him to help breed the other party's irrational consumption behavior. If you really encounter a problem with borrowing money, I believe that your friends will lend it without saying a word.

So first of all, you should tell the other party the truth about the purpose of your loan, so that the other party understands that you really need help.

Second, take the initiative to explain the time to repay the money.

When borrowing money, you should take the initiative to explain the time of repayment, so that you can show that you have a plan to repay it, and you have an economy. Generally, the lender needs to ask when it will be repaid, and the lender will think that the borrower is not sure about the time of repayment, and there may be a risk that the borrowed money will not be able to repay.

Finally, take the initiative to ask for an IOU.

In most cases, the lender is embarrassed to make an IOU, and at this time, if you want to reassure the lender, you should take the initiative to ask for an IOU. If you think that handwriting is troublesome, and it is inconvenient for both parties to sign face-to-face, you can choose to sign the IOU online, and create an IOU with legal effect directly in WeChat, so that you don't have to worry about finding "how to write an IOU", both parties need real-name authentication, and the IOU will retain the identity information of both parties. In this way, the lender can rest assured that the borrower will be able to borrow money.

Just tell your friends why you want to borrow money.

To put it bluntly, if your friend is unwilling, forget it. If you want, take the initiative to write the IOU and calculate the interest to your friends.

Tell your friend directly that you want to borrow money from him, and frankly explain the reason, if your friend agrees to lend you money, take the initiative to write a legally valid IOU.

Winter is coming, the romantic and cold winter makes people happy and worried, happy to be able to see the beautiful snow scene with you, worried about my cold hands and feet accidentally snot, want to buy a roasted sweet potato to warm your hands but found that the bag is shy, suddenly found that you are still there, can you come to support, this helpless me.

Explain what you've been experiencing recently, and then borrow it with the most honest attitude.

If you have a special situation and want to borrow money from friends, how to borrow money from others at this time? Here is a brief introduction to you for reference.

01 Indicate your situation. If you need money because of a family member who is sick or in an emergency, you should explain your situation to your friends, and then explain your facts clearly, so that the other party can understand you and really help yourself, so it will be better to show your situation clearly.

02 Write an IOU with a friend. Friends also need to pay to borrow their own money, so if you really want your friend to take out the money to yourself in time, it is best to make the other party feel at ease, at this time writing an IOU is the best way, so that you can borrow money.

03 Ask the other party about the current situation. If you are borrowing money from a friend who has not been in touch for a long time, you can ask the other party about the situation first, so that you can know whether the other party has the ability to lend money to you, so as to borrow money again, which can really solve the problem.

04 Don't be too greedy. It is easier to borrow a little money between friends, if you want to borrow a lot of money from each other, it is easy to hurt your feelings, especially when you can't repay the loan in the short term, and it is also very difficult for the other party to borrow a lot of money, so don't be too greedy, otherwise it is easy to make yourself unable to borrow money.

Hello, friend for this question of reaching out to borrow money is to be. According to practical analysis, no matter who borrows money, as long as it is urgent, it may be, but if it is usually for daily expenses and poverty, of course it will not be borrowed. Helping others is a traditional virtue of the Chinese nation, and when people encounter difficulties, then you must help them.

For adults, in daily life, the most headache and embarrassment is to meet their colleagues and friends to borrow money from themselves, then, in the face of their own at the same time, and friends reach out to borrow money from themselves, whether they should lend to each other For me, I still have to combine the following situations to make my own decisions and choices.

First of all, for colleagues and friends who borrow money from me, if I do know each other better, and the relationship between the two people is better, the other party does encounter difficulties and emergencies, within the scope of their own ability, it is not impossible to help each other moderately and lend money to each other, after all, everyone will have difficulties at times, and they have helped others today, so when they encounter difficulties, others will also help themselves.

But if I don't know each other very well, and the relationship between two people is not very good, then in this case, I will still politely reject the other party, find a reason to explain the reason to the other party, and express my apologies, but if I really love the face factor, then even if I lend money to the other party, I will make a consideration before borrowing money again, and think about how much money I lend to the other party, which I can afford, and do a good job of lending this part of the money to the other party. If the other party is not prepared to repay the money in the future, if you hastily lend the money to the other party, and the other party does not repay the money, and you negotiate with the other party for this reason, in the end, it will not only be difficult to get back the money that belongs to you, but also make the two people get along more awkwardly, which is very unwise.

Flowers] [Flowers] [Flowers] Hello, dear, I am happy to answer for you: I personally lend money to friends, and I usually ask what the other party is for, and the principle is usually "borrow urgently and not borrow poor". There are many situations in which friends want to borrow money, and it is necessary to understand clearly why friends borrow money first.

1. Friends are reliable, good feelings, you believe in his character, usually do things in a down-to-earth manner, and if you need help when you encounter difficulties, you can help if you can. The fact that he can borrow money from you shows that it is really difficult, and he really treats you as a dependent to borrow money. If you have money, you will borrow, and if you don't have money, you will borrow less or not at all.

If you borrow money, because you can trust it and have a good character, you have to write a note, which can be understood by both parties. If you really don't have the money to borrow, I believe that true friends will not blame you. 2. People who have not been in touch for many years and borrow money when they open their mouths.

This kind of person can't be borrowed, and he hasn't been in touch for many years, who knows what kind of person he is? What is the point of borrowing money? If you are a frequent visitor and know the roots, needless to say, you must have borrowed it.

3. A lazy and opportunistic person, you can see a kind of person in life, you can see him every time you eat and drink, and you can't find him when you encounter something. I always want to play a little smart, be greedy for a small bargain, don't take things seriously, only talk about it, it's lazy to eat, it seems that I don't have money for a banquet, I am very generous, but in fact, I don't have any ability, borrow three hundred today, borrow five hundred tomorrow, we must be cautious when interacting with such people, and we have to think about borrowing money. The above is my personal thoughts, I hope it can help you.

The topic of "borrowing money" has been uninterrupted in recent years.

Talking about money hurts feelings"? "It's the uncle who owes money"?

There are two situations in which money can be lent to others: one: the money lent out is not intended to be recovered. Two: emergency relief is not poverty relief.

Don't borrow money from anyone, don't be afraid to hurt others, don't know how to refuse, remember, don't violate your own principles because of other people's stubbornness, so as to violate your own principles without a bottom line, step on your dignity, don't like things, you always have the right to refuse, your soft-hearted heart is the biggest cruelty to yourself, don't like things, you should unswervingly refuse, all embarrassment, the loss chain is just your unilateral you think, all relationships are oriented to profit maximization, when you lose the use value, It's useless.

Look at the quality and amount of the borrower's sales, if the credit is good, the income is stable, the borrowed money is used for emergency relief, turnover, and the amount of gold is not large and does not affect their own life, you can borrow; Otherwise, don't borrow it, especially those relatives who can't be beaten by eight poles, they haven't contacted their classmates for many years, don't be embarrassed, you must refuse politely! Otherwise, there will be endless troubles, in addition to suffering, the money will not be returned, and it may also offend people.

In fact, in life, if you can let friends borrow money from each other, then your relationship must be good, and friends, small hair, people who know the roots, since they can have the opportunity to meet, and have been with each other for so many years, then more or less must have feelings, if it is to save the other party's good character, then this situation, within my ability, I will borrow.

If you can not borrow, you will not borrow, and if you can, you will not borrow, because borrowing money is a troublesome thing.

2.Be clear about what you want to borrow and how much: Before you borrow money from a friend, be clear about what you want to borrow and how much. This can help give friends a clearer picture of your borrowing needs and help them make informed decisions.

3.Settle your repayment plan: Before borrowing money from a friend, make sure you have a repayment plan. It's a good idea to make a detailed plan, including the term of the loan and the repayment method, etc., so that your friends can rest assured.

4.Don't push: If your friend is not willing to lend you money, respect their decision and don't force it. This will help maintain your friendship.

5.Show gratitude: If you borrowed money from a friend and received help, express gratitude. After paying off the loan, you can express your gratitude with gifts or thank-you notes.

In conclusion, borrowing money from a friend needs to be handled with care, and the other person's decision needs to be respected and a detailed repayment plan needs to be made. At the same time, express gratitude to preserve your friendship.

I think the best way is to just ask, and if you're too embarrassed to ask, then just say, for example, I want to buy a phone, but I don't have enough money, can you borrow some? I think you can try it out like this. If he really wants to borrow money, then he will definitely ask you why, if he is really in difficulty, then he will generally ask you how much money you want, if you say that you don't know how much money he has, then he will definitely not lend, if he is really in difficulty, then he will definitely ask you how much money.

If he has money, he will lend you, if he has no money or does not want to lend it, then you are embarrassed to ask, because if you ask, he will not lend you. So you have to think about it, if he lent it to you, you have to pay it back, if he doesn't lend it to you, then you are embarrassed to ask again. If he doesn't lend it, then don't ask him to borrow it again, because if you ask, he won't necessarily give it to you.

So, think twice! Min Tong.