What are the consumer installment companies? Which platform is the consumption installment on?

Updated on Financial 2024-02-29
16 answers
  1. Anonymous users2024-02-06

    CMA CGM, Sichuan Shang, Bai Qian, Jincheng, Home Credit, Installment GO, Mavericks, Pratt & Whitney, Lemon, etc.

    There are many, and the majority of them can't come.

    Formal online loans are guaranteed to a certain extent, it is recommended that you choose some well-known online loan platforms to avoid being deceived, and the formal online loan platforms will not charge you any fees before lending. Online loans are generally fast and relatively high, but the interest rate will be higher than that of banks, so it is recommended that you choose a reasonable channel according to your own situation. Alternatively, you can go to a bank or microfinance institution to apply for an unsecured and unsecured line of credit.

    Remind you to make a reasonable decision on the loan amount according to your repayment ability, and ensure that you repay the loan on time and in full every month, if you do not repay on time, it will leave an overdue record on your credit report, and your future loan or credit card will have an impact.

  2. Anonymous users2024-02-05

    According to the regulations.

    For companies involved in Internet consumer finance.

    Application is mandatory.

    Consumer finance license, and must be included in the company name.

    Consumer Finance. and so on. Fun Installment is just a company that makes usury to college students in disguise, and it is not a consumer finance company.

  3. Anonymous users2024-02-04

    At present, there are installment business types such as small consumption installment, learning car installment, ** shopping installment, education installment, etc., with a maximum amount of 200,000 and an installment period of up to 36 periods.

  4. Anonymous users2024-02-03

    Consumption installment is actually a form of installment, not a loan platform. As long as the user's loan funds are used for personal consumption, and then apply for installment repayment, they are all consumption installments. Most of the online loan products are in the mode of consumption installment, and everyone will choose to repay in installments when applying.

    Some online loans also support early repayment, so there is no need to repay according to the number of installments.

    Further Information: Installment Term Forms:

    1. The term of installment payment also has many forms: the buyer pays himself in installments, usually paying the deposit first, and then handing over the house after receiving the notice from the real estate developer; It is divided into three installments, and the third paragraph is paid after signing for a certain period of time. This practice, the total house payment, the hand of the person who bought the house is usually handed over than the one-time payment, but at the same time it can reduce the possible losses caused by the off-plan property, such as the house is "unfinished", if the house price again ** exceeds the down payment, the buyer's own economic conditions change, etc.

    2. Loan installments usually take several years to pay off, and the key here is when the installment starts in addition to the down payment, that is, when the lending bank gives the buyer's loan to the real estate developer. This can be done either with the loan or when the house is delivered, which is more beneficial to the buyer.

    The common bank credit card repayment methods in China mainly include the following categories:

    1) Repayment within the issuing bank The methods include: card issuing bank counters, ATMs, online banking, automatic transfers, **bank repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

    2) Inter-bank transfer and remittance repayment are mainly divided into two ways: intra-city inter-bank and non-local inter-bank. No matter how the transfer or remittance is made, the remittance bank will charge a certain fee, and the time of arrival and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment, etc.

  5. Anonymous users2024-02-02

    1. Credit card consumption installment means that if the cardholder consumes by the card, if the single consumption amount reaches the minimum consumption amount stipulated by the bank, the cardholder can apply to the bank to split the consumption into several repayments, and the bank will divide the consumption into multiple credits to the cardholder's credit card account.

    2. Within the available limit of installment payment, cardholders can apply for multiple consumption installments, and cardholders need to apply for installments before the post-consumption billing cycle, otherwise the bank will deduct the credit card amount and cannot be refunded.

    Most of these installments require the customer to apply to the card issuer after the consumption amount reaches a certain standard. The instalment fee will be charged by the bank on a monthly basis, when the customer repays the loan in advance.

    The remaining unpaid handling fee will be waived.

    1) The bottom line of the installment amount: the minimum amount of a single consumption is 1,000 yuan;

    2) Handling fee collection method: paid in each installment;

    3) How to apply: **Apply;

    2 days before; 5) Handling fee ratio: 3 installments per period; 6 installments per period; 12 installments per period; 18 issues per period; 24 issues per issue.

    Extended Materials. 1. Are there any restrictions on the amount and number of installments to apply for?

    The minimum amount of a single transaction to apply for consumption installment is RMB500, up to the credit limit of the Golden Harvest Credit Card. Currently the Agricultural Bank of China.

    3-month, 6-month, 9-month, 12-month and 24-month instalments are available, and cardholders can choose the number of instalments.

    2. What are the requirements for applying for consumption installment?

    Holding a Golden Harvest Credit Card for a period of time; The current account status is normal; Good card use and repayment. For specific requirements, please call the Agricultural Bank of China at 95599 for consultation.

    3. What is the difference between consumption installment and other types of installment?

    Consumption installment payment is different from mail order installment and is not subject to the restriction of designated goods; Consumption installment payment is different from shopping mall POS installment and is not restricted by specific merchants.

    4. Is it possible to apply for two or more consumption installments at the same time?

    Within the available limit of installment payment, cardholders can apply for multiple consumption installments, but each consumption installment will be charged a monthly installment handling fee according to the total principal amount of consumption installments, and transactions that have already applied for consumption installments cannot be applied repeatedly.

  6. Anonymous users2024-02-01

    Credit card consumption installment means that if the single consumption amount reaches the minimum consumption amount stipulated by the bank, the cardholder can apply to the bank to split the consumption into several repayments, and the bank will divide the consumption into multiple credits to your credit card account.

  7. Anonymous users2024-01-31

    When you buy a thing, but the credit card is not enough, or you don't want to pay so much at once, and there is pressure to repay, you can apply for a ** stove dress, pay the money for the thing in installments, and the bank will help you pay the full amount first, and then you will pay it back to the bank every month!

  8. Anonymous users2024-01-30

    Consumption installment is that you apply for a single transaction installment after the card transaction is completed;

    If you don't understand, you can read my name.

  9. Anonymous users2024-01-29

    Exclusive consumption includes Zheng Chi sub-cong period to talk about what does Li credit card mean.

  10. Anonymous users2024-01-28

    If you consume in installments, it will actually make people feel dependent, and then in the long run, it will form an unhealthy consumption concept.

  11. Anonymous users2024-01-27

    Installment consumption will lead to irrational spending, because after installment, it will affect one's own consumption outlook and misjudge one's own spending power.

  12. Anonymous users2024-01-26

    The disadvantage of spending in installments should be that it will make you feel like you still have a lot of money, so you will spend more money.

  13. Anonymous users2024-01-25

    Consumption installment is a hi installment platform.

    At present, there is a complete range of products on various platforms. Many local staging platforms also provide some local offline service staging services, which are more in line with the purchase needs of local people on the original basis. However, some installment platforms have been accused of a lack of banking regulation or excessively high interest rates.

    Therefore, it is best to have a commodity-based whole, formal supervision of the bank, and an interest-free installment platform! HI installment payment platform is a credit card installment consumption platform, all payment behaviors are supervised by the bank, support the bank, and the payment is absolutely safe.

    There are a wide range of goods, the basic commodities are complete, all of them are regular channels**, and they regularly enjoy the three guarantees service, covering all kinds of local life services (currently only in Chongqing, and will be extended to other cities in the future). All goods can be purchased in installments, and all are interest-free, which is a real 1 yuan interest-free installment shopping mall.

  14. Anonymous users2024-01-24

    Hello, many platforms can now consume first and then repay, such as Alipay and JD.com, which can start to repay in installments next month after consumption.

  15. Anonymous users2024-01-23

    Ping An Credit Card can be repaid in installments, but whether the application is successful is evaluated by the system based on your comprehensive qualifications, you can log in to Ping An Pocket Bank APP - Credit Card - More - Installment Loan to learn more and try to handle it.

    If you have any questions, you can click the link below to select the **customer service icon in the upper right corner of the home page - credit card or follow Ping An Bank credit card WeChat*** (paxyk95511) for consultation.

    Ping An car owner loan] can get a loan if you have a car, up to 500,000.

  16. Anonymous users2024-01-22

    Summary. Consumer installment does not belong to any company, many financial companies have it. Different companies have different installment payment methods. If you choose to spend in installments, I think it is best to choose a formal channel.

    The above is the answer given. , you can refer to it, I hope it will be helpful to you. If you are satisfied with my service, I hope you can give my service a thumbs up. I wish you a happy life and all the best. 

    Consumption installments belong to that company.

    Hello, I'm glad to have a banquet to answer this question for you, I may take a few minutes to sort out the coarse material, please be patient and wait for a frank town

    Consumer installment does not belong to any company, many financial companies have it. Different companies have different instalment payment methods. If you choose to spend in installments, I think it is best to choose a formal channel.

    The above is the answer given by the little idiot. , you can refer to it with Qi Wei, I hope it will help you. If you are satisfied with my service, I hope you can give my service a thumbs up.

    I wish you a happy life and all the best. 

    Which platform you are on in installments to report ah, each platform is different, if you can, you can call 12315 to consult! The above is the answer given. , you can refer to it, I hope it will be helpful to you.

    If you are satisfied with my service, I hope you can praise my service. I wish you a happy life and all the best. 

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