What are the consumption pitfalls in life?

The so-called "Girls' Day", "Goddess Day".

It was originally a festival for independent women, but it was used by businesses to engage in ** activities, what's wrong, independent women and real women's rights like to be given gifts by boys so much? It's insulting.

Hehe, not only will I not pay a penny, but I will also join the ranks of the Internet against the trap of unscrupulous merchants and consumerism.

In our real life, there are some consumer traps everywhere, in order to promote products, merchants can be said to be deliberate, design a variety of activities, the patterns are also varied, endless, people who have not studied carefully, do not know the truth, can really be confused. At the same time, some businesses are deliberately creating a variety of consumption traps, today we will take stock of some commonly used consumption traps, to avoid everyone stepping on the pit, so that everyone can save some unnecessary money.

The whole audience folded up a few times".

Many shopping malls often mark the "whole site a few folds" brand, note, don't underestimate the word "up", this "up" word gives the merchant a lot of space for activities, many people think that all the goods are discounted, and when you go to pay, you know, it turns out that only part of the goods are discounted.

Some big brands generally do not participate in the discount activities of shopping malls, even if they are discounted, they are also some outdated and unsalable goods, so don't really think that all goods are discounted when you see a few folds of activities in the future.

Raise the price and then discount.

Nowadays, many shopping malls have discount activities almost every day, but some merchants are ostensibly discounting, but in fact, they are raising prices in disguise. For example, a product that was originally 100 yuan, he raised the original price to more than 200, and sold it for 120 yuan instead of a 6% discount.

Therefore, don't encounter discount activities in the future, just look at it, think that you have taken a big advantage, and as a result, you have spent an extra amount of money, it is best to shop around, and then buy according to personal needs and economic conditions.

Online Trading**.

When you're swiping for the first time, it's so easy to make money. When you swipe the order for the second time, you will earn more than 10,000 yuan per month in minutes.

As a result, when you swipe the order for the third time, the task is not enough, the system fails, and the principal cannot be returned...

Savings become insurance.

Look at this financial product can be quadrupled, as long as 5 years, 5 years!

As a result, it is not indicated whether it is savings or insurance, and once you regret it or need to use the money, you will have to bear a high financial loss when you surrender the policy.

False advertising. Set up false price reductions or ** discounts to defraud consumers in order to promote so-called new technologies, etc., and the advertising promises of real estate developers are far from the actual situation.

Free service. Operators often put forward many unfair conditions to force consumers to accept the so-called "free services" after they have accepted them. "Free services" are a trap bait.

Free clinics. Criminals seized the psychology of consumers' urgent need for disease and thirst for health, and held so-called "free clinic" activities in shopping malls to deceive consumers into giving generously. Similar sales practices may evolve into new pyramid schemes or disguised pyramid schemes.

Inform the winner. Criminals inform consumers through **, text messages, letters, etc., that they have won a company's award, and require consumers to pay the so-called "winning fee", "income tax", "lawyer fee", "audit fee", etc. As soon as the consumer remits the money, the criminals disappear.

Coupon**. Many shopping malls frequently use the "coupon rebate" method in the sales process, vague in the information of Guanggong, and after the real coupon, there are many restrictions and conditions, in fact, the essence is to deliberately mislead consumers about irrational consumption behavior.

The consumption trap in life can be said to be difficult to prevent!

I've recently stepped on a consumer trap. I'm going to share it and make it a reminder for everyone.

Consumption trap instances

The general situation is that the broadband Internet speed at home has been a little slow recently, so I want to go to the broadband outlets to improve the Internet speed of the broadband at home. Of course, the basic method is to deposit 100 yuan in advance and return it in October. In this way, you can replace the modem with a faster network speed.

At the same time, it also gives a boost to the Internet speed.

Of course, for such an operation, I approve. After all, other broadband service companies also need to make money! This could have ended here. I didn't want to, and because of my little greed, I also fell into the trap of consumption.

The consumer trap is like this, after we have deposited 100 yuan, the salesman said that we can give a gift. I thought to myself, of course I want a giveaway. Ordinary "laymen" probably think so!

However, the more I thought about it, the more wrong it became. In the end, I found out that I was able to get the giveaway because I had a 2-year agreement with a broadband service provider. If we can use it for two years, this monitor will give it to me for free.

If you can't use broadband for 2 years, you still need to pay a fee. This monitor is worth 200 yuan, and it is not clear how to deduct the fee in the later stage.

After all, we've already entered the payment password. The platform can deduct the money directly and ignore us. It's really annoying.

If it's a way to get a giveaway, I definitely don't want it! I also asked the customer service, and the customer service said that as long as it can be used for 2 years, the money will not be deducted.

Now I can only trust customer service! Of course, there are worse ones on the Internet than me. I won't say much here! Have you ever experienced this? Tell us about what you're in!

Summary

There's no such thing as a free lunch. Sometimes, the cost of free stuff is higher. We must be careful to discern the consumption traps. It's okay to give a giveaway, but no other strings attached!

We can't be too greedy ourselves! Of course, I won't go into detail about the specific broadband service provider. It can be said that such a similar situation has occurred in all three broadband service providers. You have to be careful!

Finally, we must not take their word for what some salespeople say. Their rhetoric is just to get results. As for what will happen in the future, they don't care!

In fact, the trap of consumption lies in our identity, and we must not be careless. Mobile phones, in particular, cannot be easily operated by others.

First, it is loss aversion, which means that people are more sensitive to loss than what they can get, the most typical of this routine is: free shipping, how many people think that free shipping is more cost-effective than not free shipping, the truth is in **, second, rivet effect. For example, e-commerce platforms often carry out discounts.

There are also all kinds of coupons, everyone will feel that they have taken a great advantage, and some even feel that they have suffered a loss as long as they don't buy it, regardless of whether they need it or not, which is a typical rivet effect.

Third, it is called McSooer's law, what kind of cream is purchased online, when this kind of thing is left, it will show how many pieces are left in stock, which is often easy to stimulate consumers' impulse to buy or spike, so many platforms now talk about spikes.

Fourth, it is called the birdcage effect, which is more ruthless, for example, if you buy a pajamas, but you will feel that my pajamas seem to be incompatible with the furniture, and then you will change the carpet, sofa, and dining table accordingly, and the layout of the room will be completely replaced, which costs more money.

Fifth, herd mentality, what many netizens will post before, the first cup of milk tea in autumn, the more popular this topic is, the more attractive it will be to buy milk tea. But in fact, many people are not drinking milk tea, he is just for a circle of friends.

So how can you avoid falling into the pit? A few tips for everyone.

1. Set a budget and spend reasonably.

In order to control spending, if you want to spend your money where it is right, you need to rationalize your spending. If you want to rationalize consumption, you must naturally do a good job of family budget first, otherwise you can control consumption by overdrawing income.

That's when we set a budget for ourselves. If you set a consumption budget and control your desire to consume intuitively and rationally, you may encounter difficulties at first, but if you stick to it for a while, your desire to consume may be reduced, and you can save money by using it as a budget. Of course, this also requires strong self-control, after all, there are too many ways to consume in advance now, and you need to remind yourself at all times.

2. Consider the individual's needs for goods before consumption.

Supermarkets**, shopping malls are full of reductions or barber shops, everyone may have suffered these losses, so you must consider the needs of this product before consumption. Don't give yourself a use value for something that you can't offer.

This is often a waste of money, and if you want to save money, you must do your homework before shopping.

We want to avoid consumerism.

The trap is to fundamentally distinguish between what you want and what you need, and buy what you need when shopping, rather than buying what you want, so as to achieve rational shopping and spend your money for your money.

How do you budget? According to our consumption situation over a period of time, we will make a careful analysis of all aspects of our life, and we also advocate that everyone can have a good habit of bookkeeping.

It is recommended that our monthly budget should not exceed the monthly budget target controlled by the year, and the monthly consumption should not exceed the budget amount. In this way, if you always set a budget and spend reasonably, you will directly avoid excessive consumption.

1. Look**. When buying goods, be sure to carefully check the ** of the goods, and if you encounter some ** products that are significantly lower than the normal market**, you should be cautious about buying.

Second, check the quality. When consumers purchase goods, they can ask the merchant to provide relevant certificates, such as: production date, shelf life, product standard number, etc., and can also be judged by checking whether the packaging is intact and whether there is damage.

3. Ask about service. When consumers buy goods, they can ask the merchant about the after-sales service of the product to find out whether the product has perfect return and repair services.

Fourth, than credibility. For those merchants with high credibility, we can give priority.

Five: heavy contract. Signing a contract is an important way to protect your rights and interests. Therefore, we need to sign a formal written contract with the merchant.

Six: Stay safe. When we shop, we should pay attention to observe and prevent the appearance of counterfeit and shoddy goods.

1.Don't forget about transaction security.

Consumers should pay attention to the risk of online transactions when preparing for "Double 11", and must check the official website address when trading and recharging online to prevent "phishing**" by mistake. It is best to go through the official tool of Ali Wangwang, and do not easily try to click on the link or ** provided by the seller through other channels; Do not easily pay for links to goods that are not required provided by third parties to prevent your computer from being manipulated by Trojan software. For ** that you are not familiar with, it is best not to trust payment.

If you can't distinguish between the real and fake, you can use the corresponding software to help identify and intercept and protect the security of online shopping.

2.Shop around and learn to consume rationally.

Don't be confused by the cheap goods, don't believe the surface propaganda of the merchants, the consumer traps are often the first price increase and then the price reduction, play word games, etc., consumers must identify these traps and make rational choices. If consumers want to buy items, they can first copy the item number of the product in the physical store and remember it, and then compare it with the **** of the e-commerce to see if it is really discounted, and then make a decision. Of course, consumers can't be completely greedy for cheap and buy some "chicken ribs" products.

3. Take the initiative to pay attention to the payment time.

During the peak period of online shopping, the express delivery may have an impact on the delivery time, so consumers are reminded to pay attention to the time of automatic payment by the transaction system in advance, and if they find that the goods they purchased have not arrived, they can contact the buyer or extend the confirmation of receipt time 3 days before the automatic confirmation of receipt, so as to avoid unnecessary trouble.

4.Proactively keep consumption records.

Consumers should accept the goods in time when they receive them, and contact the merchant in time when they find problems. It is important to note that you should pay attention to saving online products** and introductions and chat records with merchants, and if you cannot reach an agreement with the merchants, you must apply for a refund first. In the event of a dispute with the merchant, it is recommended to initiate a rights protection complaint through the shopping platform, provide the corresponding vouchers in time, and wait for the customer service to intervene.

Consumption trap refers to the behavior of inducing consumers to consume through various means, so as to obtain benefits. These tactics can include tapping into consumer desires, fears, trust, and more, or engaging consumers through well-designed advertising and marketing campaigns.

Recommended purchases: Many reading apps will pop up prompts to recommend the purchase of other books or additional services when users read books, such as purchasing chapters, unlocking special features, etc. These recommendations tend to appear when users are most impressed, such as at the end of a book, or after a period of time in the app.

Ad placement: Some reading apps insert ads on the reading page, which may interfere with the user's reading experience, and some ads may even disguise themselves as books or chapters to induce users to click to buy.

Fake limited-time offers: Some reading apps offer limited-time offers for a specific period of time, such as discounts or free giveaways. However, these promotions can be exploited, such as when the user needs them, or continue to induce users to make a purchase after the event time has ended.

Hidden consumption terms: Some Reading apps may hide consumption terms or fee details when users purchase books or additional services, making it difficult for users to understand the real price and fee structure.

Fake reviews and ratings: Some reading apps may deceive users by using fake reviews and ratings, such as fictitious user reviews or fake ratings. These fake reviews and ratings can create a sense of trust in the app, which can lead to a purchase of books or additional services.

In order to avoid falling into the trap of consumption, consumers should remain vigilant, consume rationally, understand their needs and consumption habits, and avoid blindly following trends and buying impulsively. At the same time, consumers should also pay attention to reviews and ratings to understand the real experience and feedback so that they can make more informed consumption decisions.