Is there a difference between buying Ping An Insurance in one place?

Xueba talks about insurance, focusing on insurance evaluation! Let's take a look with me to see where Ping An Insurance Company ranks in the country? What are the top insurance companies besides Ping An?

There is no difference between buying Ping An insurance in different regions, and it can be compensated throughout the country.

Ping An Insurance has three businesses: life, pension and property insurance, and we will focus on the life insurance business.

1. What is the strength of Ping An Life Insurance Company?

Ping An Life Insurance Company was officially established in 2002 and is a very important member of Ping An Insurance Company of China. By the end of 2017, Ping An Life's registered capital had exceeded 30 billion. Ping An Life Insurance Company has more than 3,000+ business outlets, 42 branches, and 1.38 million life insurers.

In the Fortune 500 China 2019 rankings, Ping An Insurance Company of China ranked fourth. Let's look directly at the picture.

Another leading insurance company, Chinese Life, is in the eleventh place, with little difference. Taking other insurance companies as an example, Ping An of China is also ahead of many positions, and it is not difficult to see that Ping An of China is really powerful.

2. What is the solvency of Ping An Life?

Solvency is the ability of insurance companies to pay us insurance premiums when we need insurance money, in order to facilitate the assessment of the company's solvency, the CBIRC has two rigid identification indicators for major insurance companies, among which, the core solvency adequacy ratio is required to be higher than 50%, and the comprehensive solvency adequacy ratio is higher than 100%. The chart below shows Ping An's solvency data released by the Insurance Association of China.

From the data in the figure, it can be seen that these data clearly and intuitively reflect the strength of Ping An Insurance Company.

3. Service rating

The China Banking and Insurance Regulatory Commission (CBIRC) made an overall evaluation of the services of insurance institutions based on the research data of multiple business processes such as sales, underwriting, and other business processes of insurance companies, and gave a total of 10 levels in four categories: A, B, C, and D. Ping An of China has a rating of A, which is very high and can be trusted.

Fourth, having said all this, what products does Ping An Life sell?

Ping An of China's first accident insurance, medical insurance and other insurance products.

Let's look at the picture together.

How about peace and happiness?

It is said on the Internet that Ping An Big and Small Lucky Stars are not good, is it true?

It is said on the Internet that Ping An e-life insurance is not good, is it true? Hope!

The former is the social insurance of various provinces and cities, mainly from the social security premiums paid by units and individuals, managed by various localities, and the investment channels are relatively single, mainly depositing banks and buying treasury bonds. The latter is the national social security, which is a national strategic reserve, the funds mainly come from the state-owned shares and equity assets, financial funds, etc., managed by the National Social Security Council, investment channels are more diverse, and you can also invest in the purchase of funds, etc.

Hello! There is no difference, whether it is life insurance or car insurance, it is covered by national insurance.

There is no difference, the products are all the same, but there are n kinds of the same product.

There is no difference, it is the same all over the country.

Hello, Ping An's products are the same in different places.

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

Hello, everything is the same except for car insurance.

I want to ask me if I am in Xi'an and buy car insurance for my friends in Dingbian, Yulin City.

There is no difference. There is no difference between the insurance itself, the premium rate, and the policy dividend, that is, the service marketer will provide few face-to-face service opportunities, and the policy is common throughout the country.

Purchase method: 1. If you buy a policy in another place, you have to go to the city where you are located to sign a contract.

2. The policyholder or the insured goes to the insurance institution to be purchased for interview.

3. Buy a simple standard version of the policy online.

Can insurance be purchased off-site, the answer is yes. However, it is recommended to choose a national insurance company, so that the national insurance company can further consider the question of whether insurance can be purchased in other places, and is it good to buy insurance in other places? Normally, national insurance companies will open branches across the country to provide "nationwide access" services, worried about the difficulty of insurance claims?

With the policy in hand, you can enjoy general insurance and compensation when you go to any insurance service outlet; Or support policy migration services, which can smoothly realize insurance claims by only going through the relevant migration procedures.

This is the basis for guaranteeing that insurance can be purchased in other places, and that you can enjoy the insured rights and interests.

Choosing a national insurance company is only the most basic step, and the next step is to consider the type of insurance you are buying and the terms of the insurance.

The first "add-on" - the rider is taken into account for the two "add-ons". Is it good to buy insurance in other places, if you just buy the main insurance, it is better, because the insurance claim service content for the main insurance in different regions is basically the same. However, if you also purchase additional insurance such as hospitalization subsidies, you need to be extra cautious, and if the company happens to operate in a region that is not national, then you should be more cautious.

The second "add-on" - add-on service. Many insurance companies will offer added value.

service, and if so, it's even more troublesome. Because the additional services generally take into account the local economic development and the needs of local customers, it is difficult to enjoy the additional benefits if you purchase insurance in a different place.

Buy Ping An Insurance.

There is no difference between buying locally and buying out of town. The insurance itself, the premium rate.

There is no difference in policy dividends, that is, the service marketer will provide few face-to-face service opportunities, the policy is common throughout the country, and if you are in a different place, you can directly find the business hall of the local insurance branch to handle the business, the Insurance Regulatory Commission.

It is stipulated that all policies are signed in the presence of the marketer. How to buy: 1. To buy a policy in a different place, you have to go to your city to sign a contract.

2. The policyholder or the insured goes to the insurance institution to be purchased for interview. 3. Buy a simple standard version of the policy online.

There is no difference. There is no difference between the insurance itself, the premium rate, and the policy dividends, that is, the service marketer will provide few face-to-face service opportunities, and the policy is common throughout the country.

Purchase method: 1. If you buy a policy in another place, you have to go to the city where you are located to sign a contract.

2. The policyholder or the insured goes to the insurance institution to be purchased for interview.

3. Buy a simple standard version of the policy online.

The biggest difference is that it is very inconvenient to use, and if you buy it in other places, it is sometimes really difficult to transfer it back. There will also be a reduction in some service opportunities. Nothing else makes any difference.

Basically, there is no difference, because this insurance is within the country, and the rights and interests that everyone should enjoy and the fees they should pay are the same, but the area where they enjoy is different, and there will be a gap in the final procedures, but it will not have much impact.

It will be more convenient to buy locally, and you can find the corresponding place when you need to make a claim, which is very efficient. It will be very inconvenient to buy in other places, and it will be very troublesome when you need to make a claim.

If you want to buy Ping An insurance, there is still a difference between buying it locally and buying it in other places Because the salesman has a geographical level restriction on doing business, it is recommended to buy insurance in the place of residence It is convenient for you to accompany you later.

There is no difference between the insurance itself, the premium rate, and the policy dividends, but the marketer who serves you will provide few opportunities for face-to-face service.

The policy is nationwide, and if you are in a different place, you can directly go to the business office of the local insurance branch to handle the business.

The Insurance Regulatory Commission stipulates that all policies are signed under the witness of the marketer

1. If you buy a policy in another place, you have to go to your city to sign a contract.

2. The policyholder or the insured goes to the insurance institution to be purchased for interview.

3. Buy a simple standard version of the policy online.

It's the same, it's all ** car insurance, but 95512 is someone else looking for you to do 4008 is you looking for someone else to do it.

The former is the social insurance of various provinces and cities, mainly from the social security premiums paid by units and individuals, managed by various localities, and the investment channels are relatively single, mainly depositing banks and buying treasury bonds. The latter is the national social security, which is a national strategic reserve, the funds mainly come from the state-owned shares and equity assets, financial funds, etc., managed by the National Social Security Council, investment channels are more diverse, but also to invest in the purchase, the first to buy, the most boring, etc.

As long as the terms of the insurance purchased from different channels are the same, there will be no difference in the claim.

Due to the control of the information exchange platform of the China Insurance Regulatory Commission, in order to avoid disrupting the insurance market of other provinces, cross-provincial information is not shared.

That is to say, in the first year of purchasing insurance in a different place, you will not enjoy any preferential coefficient, and the insurance will be underwritten according to the new car, and the general discount is discounted.

In addition, because the insurance company is not local, the survey needs to entrust the local insurance company to conduct the survey and assessment, and the insurance company with a larger amount will send local survey personnel to the other place to assess the loss, which will drag on for a long time and it is inconvenient to communicate.

Same. The terms of Ping An Insurance are all uniform, and they are the same wherever you buy them.

It is necessary to pay attention to the issue of designated hospitals. For example, if you buy it in Chongqing, the policy will come with a list of safe designated hospitals in Chongqing, and if you buy it in Sichuan, then the one that comes with it will be Sichuan. Therefore, if you are in Chongqing, buy insurance in Sichuan, and find someone to get you a list of designated hospitals in Chongqing, so as not to go to non-designated hospitals and not be reimbursed.

There is no difference, the service is the same, but when you make a claim, the salesman earns your money and will find a way for you to be able to make a claim.

It's best to buy it locally, and if you buy it in a different place, who should you find after sale, it's better to buy it locally, which is convenient.

There is no difference. There is no difference between the insurance itself, the premium rate, and the policy dividends, that is, the service marketer will provide few face-to-face service opportunities, and the policy is common throughout the country.

Purchase method: 1. If you buy a policy in another place, you have to go to the city where you are located to sign a contract.

2. The policyholder or the insured goes to the insurance institution to be purchased for interview.

3. Buy a simple standard version of the policy online.

If you want to buy Ping An insurance, there is no difference between buying it locally or abroad, contact their insurance business staff directly. You can pay a fee to buy it.

There is no difference in the product, the difference is the service, if you need to go to other regions, there is no local convenience.

There is no difference.

Ping An Life Product Introduction:

1. Ping An Life participating insurance.

Participating insurance refers to the type of insurance that can share the operating results of the insurance company. Through Ping An's participating insurance policy, you can share the dividend distribution of Ping An Group. A variety of products of Ping An Participating Insurance are also comprehensive insurance, and you can get insurance benefits regardless of survival or death.

2. Ping An Life Universal Insurance.

Universal insurance refers to a type of life insurance that includes insurance protection and has a certain asset value in at least one investment account. Ping An Universal Insurance can not only protect the life of the policyholder, but also allow the policyholder to directly participate in investment activities. Ping An Universal Insurance's flexible premium payment methods and adjustable benefits make it ideal for those who need whole life insurance coverage.

3. Ping An Life's investment-linked insurance.

Investment-linked insurance is a life insurance product that integrates protection and investment. Ping An ILAS not only provides protection against accidental death and critical illness of the insured, but also uses its premiums to invest and obtain income. As a hot-selling type of life insurance, Ping An Investment-Linked Insurance is suitable for people who have long-term investment and financial management needs and need life insurance protection.

4. Ping An Life Children's Insurance.

Children's chaperone insurance is insurance for minors as the insured. Ping An Children's Insurance is one of the types of Ping An Life Insurance, which is divided into children's health insurance, education insurance, etc., to provide sufficient insurance protection for children and help them achieve a better future.