Problems with online banking? What is online banking?

First, generally speaking, if you want to open the transfer function of online banking, you must choose a dynamic encryption method, which is a guarantee for the security of your account. However, the specific encryption method is different for each bank, you mentioned the encryption method of ICBC, and other banks also have a variety of methods such as SMS dynamic password or dynamic cipher, such as Bohai Bank.

Second, in principle, online banking that is not bound to dynamic encryption only has the query function, and cannot make transactions, transfers and online purchases.

Thirdly, ICBC's e-banking password card currently has no time limit on use, but there is a limit on the number of times it can be used for 1,000 times. ICBC will remind you before you use the password card more than 1,000 times, you can apply for a new password card at ICBC outlets. u shield is not very clear, you can consult 95588

Fourth, the situation you mentioned may be due to the misreading caused by the different regulations of each bank, because some banks provide more convenient SMS passwords, so there is no need to open an electronic card or U shield, but no matter what kind of encryption measures the bank takes, binding a dynamic password is necessary for transfer operations. Alipay's real-name authentication problem is a security measure for Alipay, and there should be some restrictions on the use of functions without authentication, so you can consult Alipay customer service for details.

Hehe, I hope it can help you.

As long as you open online banking, you can transfer money, and you need money every month, and you have to go to the bank counter to handle those. To open online banking, you can open it directly on your computer. This kind of opening on the computer is called uncontracted.

So there are restrictions, such as the amount of each transaction, the number of transactions per day. And what can you choose the size of the transaction amount and the number of transactions per day.

1.You can not use it, but this can only be queried, not traded and transferred.

2.Transactions and transfers are not permitted.

The shield can be understood as a key and can be used for a long time, and the password card is a password that can be used once.

4.The answer has been addressed above.

The basic functions of online banking are: online transfer and remittance, online shopping, recharge phone bills, recharge Alipay, recharge Tenpay, in short, where money is used online, you can use online banking to pay.

1.If you have a bank card, don't want money. But now most banks use U shields, and some banks are free gifts, some collect money, and some are spent more than a certain number of times within the specified time to return the cost of buying U shields.

2.The amount of money charged is voluntary, and it is the same as when depositing money into the bank card.

3.It depends on your consumption, if you want to spend the card, you have to have money, and if you don't consume the card, no one cares if you don't have money in the card.

4.Online banking can be bound to Alipay, and the income or expenditure of Jianchangtan money can be transferred to Alipay, and the money of Alipay can also be transferred to the bank card, and it is more convenient for Alipay to buy things.