In rural areas, which branch is more than postal bank or rural credit cooperative?

I think there are two main reasons why there are more depositors in rural credit cooperatives.

First, the regional brand has a large influence. It is mainly reflected in the establishment time, as we all know, the Agricultural Bank of China and the Rural Credit Cooperatives were established in the fifties of the last century, and the Agricultural Bank of China resumed again in the eighties. Whether psychologically or habitually, ordinary people may be more of a complex.

Second, because the Agricultural Bank of China and rural credit cooperatives carry more local platform business, especially in the three rural areas. For example, the distribution of rural social security funds, plant protection funds, subsistence funds, retirement pensions, and even one-child support funds is mostly concentrated in these two banks. Therefore, from the end of January to the end of the month, or the end of the year or other distribution periods, it can be described as a busy and crowded, which is too normal.

For example, the social security payment and pension in my place is almost the Agricultural Bank of China, with the geometric growth of retired and insured personnel, customer opinions, bank staff pressure, the Agricultural Bank of China can not bear it, this dispersion is transferred to other state-owned banks and rural financial institutions. If it is a restaurant, the business must be good if there are more people, and the boss will make more money, but the bank is not necessarily, too many low-end customers will inevitably squeeze out the middle and high-end high-quality customers, and no one likes noisy and inefficient services.

There are many outlets in remote rural credit cooperatives!Because, the credit union is mainly oriented to rural development, and the development in rural areas is earlier than that of the postal bank, and the strength is stronger!

Rural credit cooperatives are good. Rural credit cooperatives are cooperative financial organizations formed by peasants with shareholding, democratic management by shareholders, and mainly serving shareholders, and are legal financial institutions established with the approval of the People's Bank of China in accordance with law.

Rural credit cooperatives are independent enterprise legal persons, which are liable for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Their property, legitimate rights and interests, and business activities carried out in accordance with the law of the state are protected by the laws of the state.

What kind of bank does Rural Credit Bank belong to?

Answer: Hello dear, the rural credit cooperatives do not actually belong to any bank, it belongs to a rural cooperative financial institution similar to a bank, and the business handled is basically the same as that of the bank, and the areas that provide financial services are mainly rural areas. The nature of rural credit cooperatives is independent, and they are formally established banks with the approval of the China Banking Regulatory Commission, and deposits in rural credit cooperatives are also guaranteed, and deposits within 500,000 yuan will be paid in full to depositors when the credit cooperatives go bankrupt. Rural credit cooperatives are distributed in all provinces, municipalities and regions across the country, and they are managed by each province.

The fact that the Rural Credit Cooperatives have now been renamed Rural Commercial Bank does not mean that the Credit Cooperatives are Industrial and Commercial Bank of China or a subsidiary of the Agricultural Bank of China.

If there is a need for deposits, the existence of rural credit cooperatives is also a very good choice.

Kiss, is there anything else you need help with?

A commercial bank. It is of the same nature as other banks, and only the People's Bank of China is the financial management institution.

Is the Agricultural Bank the same as the Rural Credit Cooperative.

It belongs to the banking system, but it is mainly aimed at the services of agriculture, rural areas and farmers, that is, agriculture, rural areas, and farmers. You need to go to the counter for consultation.

Rural credit cooperatives do not support all online expenses! Basically, you can't find a bank for rural credit cooperatives on the Internet, and you don't support it! Alipay.

1. Rural credit cooperatives are local rural banking cooperative financial institutions managed with reference to the Commercial Bank Law. At present, the system of provincial and county-level legal persons is implemented. That is, the county association is a first-class legal person, and the provincial association is the platform legal person of the provincial ** management credit cooperative.

2. Rural cooperative banks are banks. That is, local rural cooperative banks.

3. Rural commercial banks are managed in full accordance with the Commercial Banking Law, and they are local rural commercial banks.

The main difference is that the corporate governance structure is different, but in fact, the historical origin is rural credit cooperatives. In the future, the goal of restructuring will be to become a complete commercial bank.

Second, the specific differences: there are also capital, provision requirements, business restrictions, and so on.

Specific bank cards, whether they are rural credit cooperatives, rural cooperative banks, or rural commercial banks, the bank cards are all serious standard UnionPay cards. It can be deposited and exchanged.

Honestly, it depends on what you're after.

According to statistics, at present, the treatment of rural credit cooperatives is much better than that of the postal service.

But it is difficult to say what will happen in the future.

According to the current situation, rural credit cooperatives have developed rapidly, especially in recent years. Many of my people work in rural credit cooperatives, and I feel okay.

Working in a rural credit cooperative, it is relatively stable, and all benefits are complete, such as social security, housing provident fund, annuity... And so on and so forth.

To be honest, if you say that there is room for development in the pursuit, the pursuit of giving full play to one's strength, and the kind of person who is very motivated, then it is recommended that the postal and rural credit cooperatives do not go, after all, the work of the bank is real (to say that it is very rigid, hehe). It's best to go to some big foreign companies, then you have a better chance to play your talents.

If you want to do a job, it is recommended to choose a rural credit cooperative.

This is a little bit of my opinion, I hope it can help you.

The treatment of credit unions is higher than that of the postal service, which is quite a lot higher, so ask an acquaintance. It varies from place to place.

For the development space, the postal service is a new entrant many young people, many aspects according to the big banks look more formal, vigorous and better, but for the business operation is difficult to say, young people have little experience. For credit unions, you have to face a lot of old birds, learn a lot of real things, you will say goodbye to innocence and maturity in advance, and it is better to have someone to take with you when you just graduate. It depends on what kind of environment you like.

There is a wide range of trust in the postal bank mentioned above. I don't know what I'm referring to. What is trustworthiness? Looking at the mass deposits? Check it out for yourself! There is no bank in China that can compare with credit cooperatives, and how many towns and villages do not have credit cooperatives?

However, the postal service has just developed, and it is difficult to say what will happen in the future, depending on your own choice. The specific situation needs to be analysed locally.

How do you feel about your abilities?

If you feel like you're good, go to the post! Since both of them are officially included in the compilation, of course, they will go to places with a lot of room for development! Comparatively speaking, the Postal Bank is still a little larger than the rural credit cooperatives! The development will be wider there as well!

Think about it yourself according to your own conditions!