How to take out the money in the rural credit cooperatives

When you find that your passbook (card or slip) is lost, stolen or robbed, you can report the loss in the following two ways:

Verbal loss report: Go to any nearby rural credit cooperative savings outlet or notify the rural credit cooperative savings outlet through **, letter, etc.

Valid information such as correct name, account number or deposit balance must be provided to the bank.

The time limit for oral loss reporting is 5 days, and within 5 days, you must go to the counter of any branch of the rural credit cooperatives with your valid identity documents to go through the formal loss reporting procedures.

If you are unable to go through the formal loss reporting procedures due to business trips or other reasons, you must continue to report the loss verbally by letter or telegram again, otherwise the oral loss report will be invalid.

If you want to cancel the verbal loss report, please go to the original loss reporting rural credit cooperatives with your identity documents to go through the procedures for canceling the verbal loss report.

Written loss report: Go to any outlet of the rural credit cooperatives with your identity certificate to go through the loss reporting procedures, and if it is reported by others, you must also provide the identity certificate of the person.

Provide the rural credit cooperatives with the name of the depositor, the time of opening the account, the type or amount of savings, or the account (card) number and other relevant information.

Fill in the loss report application form in triplicate.

Seven days later, the depositor must go to the loss reporting bank with the retained copy and his or her identity document to reissue a new passbook (single or card) or withdraw cash.

I take my ID card and a copy to your bank to report the loss, and you can make up a new passbook 7 days after reporting the loss!

Report the loss with your ID card and you will be able to get it after 7 days.

Take your ID card to report the loss, and re-apply for a new card!

The money in the bank card of the rural credit cooperatives can be withdrawn from banks and ATMs.

Rural credit cooperatives have a handling fee for withdrawing money from bank cards, and each bank has a limit on the amount of bank card transfers in a single transaction or a day, and it is not allowed to continue transactions beyond this limit.

Transfer limits vary from bank to bank:

1. ICBC has a single transfer limit of 500,000 yuan and a daily cumulative limit of 2.5 million;

2. Bank of China's intra-bank single transfer limit is 200,000 yuan, with a daily cumulative limit of 1 million, and the inter-bank transfer single limit is 20,000 yuan, with a daily cumulative limit of 500,000 yuan;

3. CCB's intra-bank transfer limit is 200,000 yuan, with a daily cumulative limit of 1 million, and the inter-bank transfer limit is 200,000 yuan, with a daily cumulative limit of 1 million;

4. The single intra-bank transfer limit of Bank of Communications is 1 million, the daily cumulative limit is 1 million, and the single inter-bank transfer limit is 100,000, and the daily cumulative limit is 1 million;

5. The single transfer limit of Minsheng Bank is 500,000, and the daily cumulative limit is 2 million.

Whether you need to withdraw money from a bank card is mainly determined by the amount of money withdrawn. I withdraw money at the bank counter, and I don't need to show my ID card for less than 50,000 yuan; If the card or deposit certificate (passbook) is not the person, the ID card and the ** person must be presented. If the bank withdraws more than 50,000 yuan or 50,000 yuan on the same day, you need to show your identity document.

The bank card application process is as follows:

1. The user should bring the original ID card to the counter of the bank branch to apply for a bank card;

2. The user hands over the bank card application form to the counter staff, and the staff handles the procedures for opening a bank card.

3. After the user passes the bank's review, he can open a personal bank card.

After the bank counter staff completes the information verification, they will apply for a bank card for the user according to the bank's requirements, and according to the type of bank card applied for by the user, the staff will give the bank card and business acceptance voucher to the user, so that the process of opening a bank card is over.

1. Basic Information.

A passbook, or deposit book, commonly known as a red book, is a book used to record bank transactions in a deposit account. Its area size will vary from country to country and banking institution, it can be the size of a checkbook, or the size of a passport, "passbook" in addition to the meaning of credit and withdrawal, but also has another historical significance, that is, the origin of the folding style, it should be said that the invention of papermaking made our ancestors give up the method of carving words on bamboo slips, and retain the habit of reading while accepting the convenience of using paper. Nowadays, with the financial market, the popularity of passbooks is like RMB, and according to the different uses of passbooks, there are various types of passbooks, such as:

Bank passbook, fixed passbook, medical passbook, etc. <>

Second, the steps to withdraw money.

The steps to withdraw money with a passbook at an ATM are very simple, first find the bank ATM, then find the "Passbook Appointment Withdrawal" on it, and then click "Deposit and Withdrawal Application", swipe the passbook at the designated location of the ATM according to the prompts, and then enter the passbook password and the amount to be withdrawn, and click OK. If you really don't know how to operate, or there is no passbook function on the ATM, then you can only go to the bank counter to handle business. <>

3. Precautions.

We will strictly guard the various documents obtained from banks, and do not discard forms or receipts that occur at ATMs and bank counters, and even if they are discarded, tear them up until it is difficult to piece them together and recover. Set the password of the passbook to avoid using the ID number, sequence number, ** number, birthday number and other numbers that are easy to decipher, and see if there is anyone around you before entering the password in the bank. Cover your password with your hands so that others don't see it.

The passbook should be kept in a safe or a more private place at home so that it cannot be easily accessed by others.

It is not possible to withdraw money at ATMs as ATMs can only use bank cards to withdraw money.

Hello, this is not possible, the rural credit cooperatives passbook can not withdraw money on the ATM, if you want to withdraw money, you need to bring your ID card and passbook to the rural credit cooperatives counter to handle the withdrawal business.

If it is a current savings, then it can be withdrawn at any time. After the maturity of the fixed deposit, it can be withdrawn at any time, and if it is withdrawn in advance before maturity, part of the income will be lost, and the interest will be calculated according to the current interest rate.

I hope you found it helpful this time

Of course, you can withdraw money at an ATM, but only at an ATM owned by the cooperative.

Of course not. Because it is not possible to withdraw money from an ATM, the passbook can only be withdrawn at the bank counter.

No, the ATM can only withdraw money from the bank card, and if it is a passbook, it is recommended that you go to the counter to handle it.

If the card of the rural credit cooperative is lost, it is necessary to replace the card or cancel the card after reporting the loss to ensure the safety of funds;

There are two ways to withdraw funds:

If you have set up online banking.

Transfer to another secure card or Alipay directly via online banking.

After the expiration of the loss reporting period, you can go to the bank to replace the card or cancel the card and withdraw the balance of the card.

Bank card loss reporting process:

You can first make a verbal loss report to ensure the safety of account funds;

Then go to the bank's business hall and fill in the loss report application;

Get back the receipt after the loss report is successful.

Keep it in a safe place; To report the loss of the bank card, a service fee of 10 yuan will be charged.

Hello, you can reissue one.

The rural credit cooperative's passbook is demagnetized, and the money inside can be withdrawn. Escorts are accompanied by ID cards.

And passbook, to the bank counter, if it is indeed out of magnetism, you can make up the magnet, you can also change the fold. Then you can withdraw the money normally.

Rural credit cooperatives.

A rural cooperative financial institution approved by the People's Bank of China, composed of members' shares, practicing democratic management, and mainly providing financial services to members. Rural credit cooperatives are banking financial institutions, the so-called banking financial institutions are also called depository institutions and deposit money banks, and their common characteristics are to absorb deposits as the main liability, to issue bright dust loans as the main assets, to handle transfer and settlement as the main intermediate business, and directly participate in the process of creating deposit currency.

A passbook, or deposit book.

Commonly known as the red book, it is a book used to record the deposit account of the bank.

Yes, take the agricultural credit and banking system, as long as the passbook is a direct exchange, another withdrawal of more than 50,000 yuan needs to be authorized by the supervisor, and the handling fee is also higher than the general, it is recommended to use the bank Zhiminxian card, ATM withdrawal fee can be lower.

The cross-city withdrawal limit is plus 2 yuan, and cross-border (inside and outside the province) 1% plus 2 yuan. 2% plus 2 yuan for foreign countries.

Inter-bank remittance: Urgent remittance, 2 hours to bring to the bill. Recurring money transfers take a few hours a day to arrive. If you send money at 4:30 p.m. every day or after weekends, the arrival time will be extended.

If you want to withdraw money, you need to bring your ID card and passbook to the counter of the rural credit cooperatives to handle the withdrawal business.

Extended Information] ATM is also known as ATM (abbreviation of Automated Teller Machine), which means automated teller machine, because most of it is used to withdraw money, it is also known as an ATM. It is a highly sophisticated mechatronic device that uses a magnetic** card or smart card to enable self-service in financial transactions, replacing the work of bank counter staff. It can withdraw cash, check the deposit balance, transfer funds between accounts, and inquire about the balance. It can also carry out cash deposits (real-time entry), check deposits (not available in China), passbook re-registration, intermediary business, etc.

Cardholders can use credit cards or savings cards to handle automatic withdrawals, balance inquiries, transfers, cash deposits, passbook re-registration, purchases, password changes, mobile phone bill payments and other services according to the password.

In March 2019, the People's Bank of China issued a notice that ATM transfers can be received in real time, without waiting for 24 hours.

Mode of operation:1Insert the magnetic stripe of the bank card downwards and the side with the magnetic stripe to the right.

2.If there is some prompt text on the screen, press it"Confirm"to be"Confirm"The key is at the 4 or 8 key.

3.Enter the card password, some can directly enter the withdrawal screen after entering, and some need to press the confirmation 4 or 8 button.

4.On the screen, you can see "Inquiry", "Withdrawal", "Transfer", "Return", etc., and select the corresponding buttons. It's those 8 buttons, don't be in a hurry, see it clearly and then press the corresponding button next to the option.

5.Press"Withdrawals"If there is a convenient prompt on the screen, such as: 1000 yuan, 800 yuan, 500 yuan, etc., you can directly press the corresponding button.

If not, find"Other amounts"button, then freely enter the amount you want to withdraw, enter the amount and press the "Confirm" button.

6.Staring at this time"Cash outlet"2 5 seconds after the banknote is issued, if no one takes the banknote ATM will swallow the banknote back, when withdrawing money, you must count and find suspicious banknotes, aim the banknote serial number at the ATM camera, stay for a few more seconds, and then slowly move back and forth. This allows the camera to record the money at an optimal distance and then take the banknote to the bank for identification.

In the case of counterfeit money, you should immediately file a complaint with the bank and keep the serial number printed at the time of withdrawal.

7.You can withdraw money after withdrawal, and you can also check it.

8.If you don't want to continue, tap the prompt on the screen"Return the card"to withdraw from the card.

1. The merchant will verify the signed bill or cash withdrawal form signed by the cardholder to our acquirer, settle with the acquirer, and recover the advanced funds.

2. Through the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card, the cardholder can realize the functions of card consumption, ATM withdrawal, transfer, various types of payment, etc., and the expenses made through the card are equal to the reduction of the balance of the savings account. The account balance is zero, and the card's payment function is reduced to zero. The application for a savings card is very simple, does not require bank approval, and can generally be picked up immediately.

3. With my valid identity certificate, go to any business outlet of the bank to handle it. You must first open a live banquet account. The account balance must not be less than 10 yuan. Accounts that are not withdrawn by seal. Non-loss-reported or frozen accounts, the account status is normal.

4. Savings card fees mainly include annual fee, small account management fee, loss reporting fee, new card worker, cash withdrawal fee (including local inter-bank, non-local bank, non-local inter-bank, overseas ATM, Hong Kong and Macao), transfer fee (including non-local bank, non-local inter-bank, local inter-bank, overseas wire transfer), online banking transfer fee (including non-local bank, non-local inter-bank, local inter-bank, overseas remittance).

5. A consumer service tool for depositors. In shopping malls, hotels, entertainment venues, public service and other places where POS terminals have been set up on the bank card network, savings card users can use their accounts without cash to make purchases, and the amount of consumption and payment is not limited, and no handling fee is charged. However, the account cannot be overdrawn.

In addition, the savings also opened a mobile phone payment business and a wallet payment business, which is easy and flexible, and pays anytime and anywhere 24 hours a day, which is more convenient.

Therefore, the money in the passbook of the rural credit cooperatives can be transferred to the rural credit cooperatives card.