If a friend borrows money and doesn t repay it on time, should I urge my friend to repay the money?

I think I should urge my friends to pay back the money, there is no need to wipe my face.

In real life, it is already normal to seek help from friends when encountering difficulties. However, after helping a friend, the friend did not return the borrowed money on time, nor did he greet you in advance, I think it is normal to urge the other party to repay the money.

When friends borrow money from each other, the relationship between borrowing and repaying can be closer. I have a few very close friends who also turn to me for help when they are in trouble in life, and I never hesitate to borrow money.

They have always been very worthy of my trust, as long as they have money in their hands, they will pay me back immediately, even if they open their mouths to borrow money later, they will try to repay the money within the agreed time. Sometimes it's really because the turnover can't be opened, and after telling me in advance, I don't rush.

We now get together a lot, we often drink and brag together, and the relationship between several people is much closer than before. I think it's because we trust each other more and have a deeper recognition of each other's character.

I think you should urge your friends to repay the money, and don't feel embarrassed because of the so-called friendship in your heart. There are many such people in real life that I have done before. When I was in college, my living expenses were not much, and a classmate asked me to borrow more than 100 yuan, and I said that I would pay it back in the second month, but at that time, he had no intention of repaying the money at all, and he didn't tell me why.

I was a little embarrassed to open my mouth to ask for it, but I had to open my mouth to ask for it because it was a problem for me to eat. He used all kinds of reasons to deal with me, and I really couldn't do anything, I kept urging it, and he finally gave me the money.

Since then, I've remembered that if you don't return the money you lend to someone on time, you must open your mouth and ask for it, otherwise your money may be wasted. Maybe you care about your friendship, but he doesn't pay back the money on time or give you a reason, and this friendship may be worthless in his heart.

Everyone has their own life to live, and there are always pressures in life. When a friend borrows money, it is a duty not to borrow money, and when you borrow money from a friend, you must return it on time. Even if you can't do anything for the time being, you must make it clear.

Don't let borrowing money become a test of broken friendships, it can really hurt.

I think you should urge your good friend to repay the money, after all, it has come to the date of repayment, so you must give a friendly reminder, and it is not difficult to see that your friend is very unreliable from this matter.

When a friend borrows money and does not repay it on time, you must remind the other party. Sometimes the other party is really busy and forgets about it, and if you don't remind them, you will only feel uncomfortable in your heart, and the friendship will go further and further.

In fact, you can choose to urge your good friend to repay the money, because your relationship is already very good, so you don't have to care about it.

You still have to urge, but you need to pay attention to the way, and it also depends on the other party's economic situation, after all, they are good friends, if he is financially tight, then you don't want to urge.

I lent money to a friend, and I said that I would use it for two months, but now I haven't paid it back for two years. Never want to borrow money again.

You can ask for your money back at any time.

It should be Cui, and the reasons are as follows:

First, avoid estrangement and alienation between good friends

In many cases, a good friend's failure to repay the money is not necessarily a deliberate failure to repay the money, but a forgetfulness or a reason. One party leaves a thorn in his heart because the other party does not pay back the money, feeling that the other party owes him something; The other party felt inexplicable and could not understand.

Calling back money is a trivial matter, and there is no need to leave a gap and become more and more alienated because of this trivial matter.

In many cases, the estrangement arises because of suspicion, so friends should be more explicitTherefore, urging does not hurt feelings, and suspicion hurts feelings.

Second, urging money is just a reminder between good friends

There is an old saying that "emergency does not help the poor", a person can be short of money for a while, but not all the time. If a person is in a state of lack of money for a long time, it is often that there are some problems with him. It may be that he was deceived, he may not know how to manage his money, he may be impulsive consumption or even reward the anchor, and this is our urging, just a reminder to tell him not to spend impulsivelyRemind him of his financial situation and let him think before the next impulse that he still owes money to his friends.

[Conclusion].

It is not difficult to borrow and repay before you can borrow again. It's a matter of course to repay debts, even if your brothers still have to settle accounts, if you break off your friendship or turn your face just because you pay back the money, then such a person is not what you call a "good friend", so that you can see the people around you more clearly. So I think if you owe it for too long and the other party doesn't have the consciousness to pay back, then you should be urged.

If the agreed time to repay the money is up, you should urge, ask, even if you listen to it in a joking tone, I personally think that after all, one yard is one yard, the relationship is good, and the brother still settles the account, you can't default on the repayment just because you are a good friend, and if you are really a good friend, the other party should not be overdue, so that you are embarrassed to ask, that is, you are embarrassed to urge, then such a friend is not a good friend!

Should I urge my good friend to pay back? This problem should be divided into two, if it is his good friend's face, it should be said that he is embarrassed to urge money, if the money has been settled for a long time, and not many other parties pay back the money, and it is not very difficult, it should be reminded, or if it is urged to encounter such a thing, adult situation, adults should use adult ways to deal with such problems.

One, he is a good friend, if he doesn't borrow much money, and the time is not very long, it does seem that there are difficulties, don't rush at this time, because there are difficulties to borrow money from you, you Cui is useless, and he has no ability to pay it back, so you still have to fight a dozen, if anyone encounters this situation, it is best to wait.

Second, since it is a good friend, if the amount of money borrowed is relatively large, and the time is also very long, at this time, it should be kindly reminded and appropriately urged, which is also reasonable, because this money has been borrowed for a long time, and he should pay it back, if there is an IOU and the terms of the contract to execute.

Third, although this loan has been going on for a long time, if he does not have the ability to repay, it is temporary, and if he has the ability to repay, he must not repay it at this time, and he must urge, and a friend like this is not a friend, or an old lai, so he must urge at this time.

Fourth, if the amount of the loan is relatively large, although the time has been rounded for a long time, if he does not have the ability to repay, let him slow down, if he has this ability or has the ability to repay part of the loan, let him repay part of the money first, and then let him repay it slowly, let them write an IOU again, rewrite a contract, and let him repay it slowly according to his ability, which is reasonable.

In short, a good friend owes money that should be repaid, if the amount is not very much, and he has the ability to repay, you can remind it, or urge it, if he does not have the ability to repay for the time being, just remind him kindly, just wait, let him pay it back slowly, if she has the ability to repay, it is deliberately not repaid, that is, you have met an old man, this can not become a friend, this should pick up the law to protect their good legal rights.

Should! If it's not too much, then wait, and if it's more, it's urgent. Some are busy and forgetful, some are cheating, and some have no money in hand.

It depends on your situation. If it's me, the relationship is particularly iron, and I can still turn it around, then wait and wait for him. If you borrow it and don't pay it back, and you still spend money lavishly, then I will urge it.

There is a saying that borrowing and repaying frequently, and it is not difficult to borrow again! You returned it to me, and I am also sure-footed, and I will consider lending it to you next time I borrow it. Whoever doesn't have a problem will help if he can.

Don't take your trust for granted, I want to get it back if I borrow a hundred.

Be grateful, when the grace of a drop of water is reciprocated, and borrowing money with such a mentality will increase the trust of your friends. will feel sorry for your situation and help you with difficulties.

Here's my humble opinion:

Positive: The money should be repaid, and you can start from the following points, first of all, it is clear that the brothers should settle the accounts and repay the money. So to enter the argument, first, the other party is happy to repay the money, everyone is happy, you will not have the heart to tie the other party and not respond, the gentleman's friendship is frank.

Second, if the other party doesn't pay it back, it means that he doesn't really treat you as a good friend, and this process can become a screening process. Third, the other party has returned your money, but the heart should respond, and the relationship with you is no longer (this is the main battlefield), then it will enter a comparison, because it is not worth it to lose a good friend with little money, my suggestion is to jump out of the comparison itself, back to the first point to discuss, since you can make friends frankly, of course, I also hope that the other party is frank with you, there is no need to make friends with small belly and chicken intestines, and the values are different. It's best to give the definition of a good friend you want to be:

Help each other to make progress together, point out that the wrong thing of borrowing money and not paying it back is that you help him to progress, if he can't accept it, don't be harsh on your friends, China's 1.4 billion people, not bad for this friend who doesn't repay the money borrowed or cares.

Against: The main offense should be to discuss a few points, first, how important and rare this good friend is, second, money is not important, the daughter is scattered and comes back, or classified discussion, to save face consciously, and there is no need to tear the face without a face, in short, enter the comparison between money and friends, and conclude that friends are more important than money.

If he doesn't have any movement when the date of repayment comes, as a good friend, you should be a tactful and concerned greeting and understand his recent situation. Is it that your work has not been going well lately? How are you doing?

When talking about the agreement, under normal circumstances, he will naturally and naturally remember that you have helped him and borrowed money from him, and he will take the initiative to say how he has been doing recently and when the money will be returned to you. When the other person says that, give him a moment. You can say comforting words such as "It's okay, it's understandable, noble people forget things, it's a good thing to be busy" and so on, so that he can fully believe in you.

I think it's very right, it's only natural to pay back debts. But you also have to find a suitable reason, after all, they are good friends, and if you can't do it because of this, it will be really uncomfortable. You can find a reason to urgently need money, such as buying a car at home, furniture or something, making up classes for children, treating the elderly or something.

Brothers and sisters have to settle accounts, and it is a matter of course to borrow money to repay money. However, it is still a scoring situation, such as:

The first situation is that there is something big about a good friend, someone in the family is seriously ill and other particularly difficult things, if the amount lent is not much, you can give a good friend a period of time, you can't lose a friend because of a small amount of money, friendship is priceless.

The second situation is that the good friend does not repay the money because of his own reasons (borrowing, gambling, eating, drinking, etc.), in this case, the borrowed money must be repaid according to the specified time, otherwise over time, the other party will think that the money does not need to be repaid, and may shirk it in the name of the friend, in this case, it is determined to repay.

It should be urged for the following reasons:

A friendship is a very important interpersonal relationship.

And friends are divided into many kinds, if it's a childhood sweetheart, the kind of little girlfriend, they are friends for life, and when someone's economy has a major crisis, they will help each other within the scope of their own acceptance. As an extension of affection, financial support is also reasonable.

But if you choose to delay or ignore it when you have the ability to repay, it means that you are disrespectful to the emotional output of the other party, that is, you don't care about your friends' feelings and don't cherish each other's feelings.

The bottom line of repayment is the law, and the bottom line of repaying friends Sakura Hall should be feelings, followed by morality, and finally law.

If the other party does not have the ability to repay, this money, to be honest, can not be repaid, but he can not pay it back, it means that he does not take you as a friend at all, this money should be urged, and there is no need to be friends in the future.

Notes on borrowing money:

IOUs. and IOUs are evidence of such debts, but there are significant differences between the two. An IOU is a written form of borrowing presented by the lender to the lender, which proves that the two parties have created such a loan contractual relationship; The IOU is the basis for the liquidation of the two parties based on the previous economic exchanges, and it is in fact the liquidation of the past economic exchanges between the two parties, which only means this kind of pure debt relationship, not the loan contract relationship.

Therefore, it is advisable to write an "IOU" instead of an "IOU" when borrowing, so as to save the burden of proof in the lawsuit to explain the reason for the "arrears" and the main purpose.

In practice, at least creditors misunderstand that interest cannot be deducted on private loans, so the interest is only promised in writing, not written in the IOU. In fact, the law stipulates that both private borrowers and borrowers can borrow at the interest rate of overdue loans in financial institutions.

4 times the range of interest commitments. The legal provisions are: Supreme Court.

Article 6 of the Several Opinions on the Trial of Loan Cases by the People's Courts stipulates that private lending.

The annual interest rate can be moderately higher than the annual interest rate of the bank, but the maximum is not more than twice the overdue loan interest rate of the financial institution, and more than part of it is not maintained.