How to change online business loans back to ant borrowing Online business loans are replaced with bo

Normal, because the interest rate is high, so the goods are converted.

It is recommended to choose formal banking channels to apply for loans, and here we recommend the online quick loan launched by the Agricultural Bank of China.

Netfast Loan refers to a small consumer loan issued by ABC in cash to individual customers of ABC who meet certain conditions, and is self-applied for, quickly received, automatically approved, and self-service.

2) The borrower understands the product situation, the basic conditions of the loan and the handling process.

3) Fill in the basic information, the term of the loan to be applied, the borrowing and repayment account, the mailing address, etc.

4) The system verifies the validity of the mobile phone number.

6) Confirm the loan information, the amount of the loan to be applied for, the purpose of the loan, etc.

If you need to apply for other loans, please refer to the loan page on the official website of our bank for details.

MYbank. The loan is not borrowing, borrowing is Ant Financial.

The loan product launched by Chongqing Ant Shangcheng Micro Loan**** is an Internet bank initiated and established by Ant Financial as a major shareholder, and the loan product launched by MYbank is MYbank. Of course, both can be found on Alipay.

And you need to note that borrowing can be upgraded to online business loans. It's just an ant borrowing.

It mainly provides personal loan services to ordinary consumers; Online Banking.

The online business loan is for small and micro enterprises.

Business loans launched by individual entrepreneurs.

The reason why borrowing will be upgraded to online merchant loan is that the system provides customers with loan products that are more suitable for operators based on the payment code signed by the customer's Alipay account or the operation of the word-of-mouth store, and after the upgrade, there will be an opportunity to increase the amount or reduce the interest rate.

Of course, online business loan and borrowing are two different products, so the amount of the two is not shared, but independent of each other and does not affect each other. As for which product customers can use, it is mainly subject to the system.

Extended Information】Can online business loans and borrowings be used at the same time?

The Alipay system will provide users with suitable loan products according to the user's account and store operation, and the specific product that can be used is subject to the display on the user page.

Under normal circumstances, borrowing and online merchant loans cannot be used at the same time, because the target objects of the two are different. If the user has a loan and also meets the opening conditions of the online business loan, after applying for the online business loan, the loan is likely to be closed after it is settled.

However, some users said that they have both borrowing and online business loans, and the amount is not low. Therefore, everyone's situation is different, whether borrowing and online business loans can be used at the same time depends on the display on your Alipay page.

However, according to the user's experience feedback, after using one of them, the other limit may be closed, of course, everyone's situation is different, which loan you can use, subject to the display on your Alipay page.

Alipay has many loan products, not only in cooperation with third-party lending institutions, but also for users to apply for Alipay's borrowing and online business loans. However, online business loans and borrowing can only be opened one, and now many people already have a borrowing quota and want to get a higher limit and lower interest rate, so how can Ant Borrowing be upgraded to an online business loan?

1. Open ** store.

If you want to quickly open an online business loan, then opening a store is the fastest and most effective way, upload a real personal ** with a real-name verified personal account, and pay a deposit of about 1,000 yuan to start listing goods.

At this point, you don't need to buy and sell by yourself, you can find a dropshipping product on Alibaba, and daily maintenance can be done after it is put on the shelves.

2. Xianyu second-hand store.

Xianyu is a relatively simple way to upgrade, no need to open, as long as there is a personal real-name authentication Alipay account, you can**Xianyu APP release idle items, you can also find relatives and friends to brush orders, but this way is easy to be risk controlled, it is recommended to find some real second-hand items to sell.

The practice of using Xianyu to upgrade online business loans, the time is relatively long, and a certain number of transactions are required to succeed.

3. Personal money collection code.

Opening process: Log in to the Alipay app, enter the "Collect Money", select "Merchant Collect Money" below *** and click to enter the application for payment code page. Apply to mail to the hand and pay 3 yuan of production cost, after completing the above "money code" application, now apply for the "money code" Alipay account is the identity of the merchant, and then you need to brush the money, you can send screenshots to your colleagues, friends, and family members, so that they can transfer money to you by scanning the code, accumulate the collection flow, and after a certain amount and frequency, you can open an online business loan.

To sum up, online business loan is a good conscience online loan, suitable for people with large capital needs, can apply for long-term loans with high amount and low interest rate. However, every online business loan will be on the credit report, and it will definitely be on the credit report if it is overdue, so if you are more concerned about the credit record, you should be cautious about opening the online business loan.

1. Open Alipay on your mobile phone and log in, find the money collection at the top of the interface, and open the money collection button.

2. After entering the money collection interface, select the merchant below *** to collect money, and click to enter.

3. Enter the page of applying for a money collection code, fill in the recipient and address and other information, and click Apply Now (you need to pay 3 yuan for the production cost).

4. After the application and payment is completed, return to the main interface of Alipay and click to collect money, and you can see that the identity of the Alipay account has changed from the original individual to the identity of the merchant, that is, from the individual to the merchant.

5. After receiving the money collection code, you can use the money collection code to collect money, and you need to increase the income flow in the account, so you can let the people around you help scan the code to pay.

<>7. There is a prompt on the page that you want to jump to congratulate you on getting the opportunity to upgrade your online business loan, click to check the service application is the information authorization agreement.

8. Complete the process steps of borrowing and upgrading online business loans.

Since 2018, some borrowers have suddenly found that the borrowing has disappeared in the Alipay app and has become an online business loan, what is going on? In fact, borrowing and online business loans are not the same product, and the most important thing is that they cannot be owned at the same time, so there is only one entrance for the two. For some users, borrowing to upgrade to online business loan is actually a good thing, because the amount is higher and the interest rate is lower.

1. Why did Ant Borrowing upgrade to an online business loan?

This is a new adjustment of Alipay since 2018, as long as the Alipay account under your name has opened a **store, an idle fish shop, or even signed a money collection code, there is a chance that the loan will be converted into an online business loan.

This is mainly due to the fact that the online business loan itself is an operating loan for small and micro enterprises and individual entrepreneurs, since you have opened a store, of course, you need a loan with a higher amount and lower interest, which is also a special fund.

2. How long does it take to review the loan to open an online business loan?

If you submit an application to upgrade to an online business loan, Alipay will also be evaluated and reviewed, and the acceptance time will be 10 working days, and you can check the application progress on Alipay's page at any time.

In addition, during the period of upgrading the online business loan, Ant Borrowing can still be used normally, but if the borrowing is used, the upgrade will be interrupted, and it is recommended to upgrade after the borrowing is settled.

3. What are the benefits of ant borrowing into online business loans?

If the borrowing is upgraded to an online business loan, there is a high chance that the amount will be increased and the interest rate will be lowered, anyway, it is the same credit loan, don't you want to use the lower interest rate?

However, it should be noted that 100% of online business loans are on the credit report, and it is on the credit report for each transaction, so some small partners who want to take out a loan to buy a house or a car should consider more.