Should you sell the second house at this stage? Is it a second house to buy after selling?

At this stage, many people regard real estate as a commodity to maintain value, and the housing prices at this stage are indeed very high, but China's real estate is largely speculated by the common people and developers、、、 and now the second house is taxed, and heavier taxes may be charged after the pressure is stabilized and balanced, and you have to sell, how many years will you be charged heavy taxes, do you think that in this case the property can still play a role in maintaining value? Moreover, there has always been a theory of real estate collapse, not that it can't be bounced, the real estate in the United States may jump in our country, why can't we jump, and the real estate in our country is still a seriously deformed product、、、 the current situation is that the real estate kidnaps the banks, and the interest groups do not let the real estate collapse. China's reform and opening up to the present, all the products point to a major feature of our country's policy of doing things, only take care of the immediate interests, although shouting almost ten years of sustainable development, but ten years ago ** realized that it was too late, the social atmosphere has been formed、、、 want to reverse, difficult!

In addition, the local ** and ** are working against each other, which adds fuel to the fire, and in the long run, it is not impossible for our country to collapse in an instant like the former Soviet Union, you must know that the collapse of the Soviet Union is not how powerful the hostile forces are, but precisely the coup d'état launched by interest groups to divide the country's wealth. So on the whole, China's real estate is now stormy, the prosperity on the surface has not been set for long, take advantage of the ** hurry up to sell, maybe you sell after the house price will **, but you have to know that again** will never be as crazy as 09 10 years, but once the collapse is definitely the speed of jumping off the building, so how to decide is still up to you、、、 in fact, even if there is a small **, the heavy tax you pay ** has completely offset the 、、、

Blockbuster: Second-hand housing is getting harder and harder to sell? Do you want to sell more than one property in your hand? Let's find out.

There are a lot of factors to consider.

The house was sold and re-bought, and it was still sold quickly, and it was two houses.

Seven situations that the bank identifies as a second home.

1. If the parents have a house in their name, they will buy a house in the name of their minor children.

2. When you are a minor, you have a property in your name, and then you can take out a loan to buy a house when you are an adult.

3. If you have a house purchased in full under your name, you can buy a house with a loan.

4. If you have a loan to buy a house under your name, you can take out a loan to buy a house after you settle it.

5. Use a commercial loan for the first time to buy a house, and use a provident fund loan for the second purchase.

6. One party had taken out a loan to buy a house before marriage, and after marriage, he applied for a loan to buy a house in the name of the other party, but the two were not together.

7. After marriage, both parties will take out the same loan to buy a house, and one party will apply for a loan to buy a house after divorce.

If a house is sold and there is no house or loan under its name, it is not considered a second house. The second house is the abbreviation of the second ordinary owner-occupied house, which is a mortgage house that is recognized as a unit of the borrower's family, and the per capita housing area of the borrower's family is higher than the local average level and applies for a housing loan from a commercial bank again.

Notice of the Ministry of Housing and Urban-Rural Development on Issues Concerning Further Improving the Regulation and Control of the Real Estate Market

Article 6. In principle, the purchase of one house is limited to local households with household registration and non-local household registration households that can provide proof of local tax payment or social insurance payment for a certain number of years;

For local households with household registration that already own two or more houses, non-local households with household registration that have one or more houses that are empty, and non-local households with household registration who are unable to provide proof of local tax payment or social insurance payment for a certain number of years, the sale of houses to them within their respective administrative areas shall be suspended.