Which banks can I apply for? The specific steps? Thank you

If you ask the bank-securities pass, I know best, because I am the agent for this business. It depends on where you are, generally all banks in big cities can do bank-securities pass, that is, it depends on the bank-securities pass of the brokerage company you want to do. Some ** companies have only opened some of the bank's bank-securities passes, I suggest you choose a strong ** company, because in this way your transaction will be more stable.

If you want to know which banks are opened by those brokers, you better ask your local ** company which banks have opened.

Steps:1. Bring your ID card, shareholder card, bank passbook and bank card you want to open an account.

If you don't have a shareholder card, you can go to any ** company to handle it. Generally: (Shenzhen A50 yuan, Shenzhen B Hong Kong dollar 120 yuan, Shanghai A 40 yuan, Shanghai B US dollar 19.)

2。Fill in the account opening agreement and enter the transaction password into the bank.

3。Put money in a passbook and you can buy**.

Note: If you have opened an account with another ** company in Shanghai, you will need to cancel the designated transaction before you can use it.

All banks can do it, but it is recommended to go to a relatively large bank in the business hall, because there will be a bond company in the large business hall, and it will be more troublesome if the small one is not done, and it is best to go to the business hall in the city, and the people of the company will not go to the countryside to set up a point.

After going to the bank business hall, I went directly to the person sitting behind the computer in the hall to do it, because he was the ** company. You only need to bring a bank card and ID card, as well as about 100 yuan of money, and 100 yuan is mainly used to open the Shenzhen and Shanghai 2 markets. If the ** company has a discount, it will even help you pay the account opening fee, I didn't pay the account opening fee paid by the ** company for me.

With the development of the Internet economy, the financial industry is also advancing with the times, many banks have launched the bank-securities pass business, in terms of investors to trade at the same time to increase their own competitiveness, but there are still some investors do not know much about this business, so what is the bank-securities pass?

1. Another name of the bank-securities pass is passbook, that is, between the bank and the brokerage through the Internet channel, investors can directly use the current savings card or passbook opened in the bank as the first margin account, and then through the bank or the brokerage entrusted system to carry out the first transaction.

2. Bank-Securities Pass is a new type of financial service business launched in recent years, investors can not only place trading orders through brokerage channels such as ** entrustment, self-service keyboard entrustment, online entrustment, customer call center, etc., but also use ** bank, bank counter system, bank online trading system, mobile banking and other ways to trade, which undoubtedly provides considerable convenience to investors.

3. There is a basic principle in the bank-securities business: the bank manages the funds, and the securities company manages the funds. That is, the bank is responsible for the management, freezing, allocation, and unfreezing of funds, while the delivery and clearing of ** are responsible for the brokerage.

Banks and brokerages transmit real-time information about funds and ** through the network, and work together to complete the entire transaction process.

Classification: No classification.

Problem description: It is the parents' ICBC bank-securities account, because they may use the money in it recently, and they need to transfer money to another existing account, and they want to make it like an ordinary Lingtong card to apply for online banking, so that they can transfer money online and avoid the trouble of running the bank often. I would like to ask how to handle it, is it the same as an ordinary bank account? What documents do I need to bring?

Analysis: Hello, if your bank-securities account is opened with Peony Lingtong Card or Peony Lingtong Card e-era card, then you can use the card to register personal online banking and use the transfer function.

You need to apply for registration at the counter of the local branch that provides personal online banking services with a valid ID card (card opening certificate) and the card. If you need to transfer or remit money or conduct B2C transactions to any other person's account or your own non-registered account through Internet Banking, please activate the "External Transfer Function" and "E-commerce Function" of Internet Banking, and apply for a password card or U shield at the same time. For specific network information, you need to contact the local account 95588 for consultation.

Passcode cards will be issued free of charge until 31 January 2007.

The production cost of the U shield certificate is divided into 76 yuan, 68 yuan, and 60 yuan according to the different certificate brands, but the function is the same, and you can apply for it according to your needs.

Electric rubber fiber password card customers: single transaction limit: 1,000 yuan; The daily cumulative transaction limit is 5,000 yuan, and there is no total payment limit control; The number of times the e-banking passcard can be used is 1,000 times.

U-shield certificate customers: not subject to transaction limit control, can enjoy 24-hour large-value transfer and remittance services and value-added services, such as signing wealth management agreements and special financial services.

After you apply for a password card, please log in to the online banking before making the payment. The password card will be activated during the login process of personal online banking, and it can be used normally after that.

With the deepening of the cooperation between banks and companies, in the past two years, there have been "bank-securities transfer", "bank-securities pass" and other first-class transaction methods, which have challenged the traditional first-class transaction model and attracted great attention in the industry. Before the advent of bank-securities transfers, shareholders who conduct ** transactions must deposit a margin in ** company before they can start ** trading. There's a problem:

In order to deposit and withdraw funds, shareholders must run back and forth between the bank and the ** company. In addition, the company's working hours are basically synchronized with the company, and many office workers often have to take leave in order to access funds, which is still inconvenient. With the bank-securities transfer business, on the one hand, investors can go to the nearest relevant bank to handle deposits and withdrawals, and on the other hand, they can transfer accounts at any time to facilitate investors' investment activities.

However, there is still a word "transfer" in the bank-securities transfer, which requires a certain amount of manpower and material resources, and sometimes the transfer is unsuccessful, which also affects the operation of shareholders. This led to the emergence of a new type of financial product "bank-securities energy" business, a significant feature of the business is that all the opening procedures can be completed in the bank, which is more convenient for investors than bank-securities transfer, and the clearing of funds for trading is carried out in the bank account, investors do not need to deposit funds in the business department, they can use the bank's deposit account to buy and sell in a timely manner, which greatly facilitates the "office workers" and people from all walks of life to invest in the market. In summary, there are the following differences between bank-securities transfer and bank-securities pass:

1. Bank-Securities Pass is an automatic transfer, no need to handle margin transfer, and the bank-securities transfer must be transferred before the transaction can be carried out. 2. Bank-Securities Pass can be handled at any business outlet of the opening bank, and the account opening of bank-securities transfer must be handled at the ** department. 3. The bank-securities pass opens an account directly in the bank, and the bank-securities transfer account opening is to first go to the bank to open a current passbook account, and then go to the ** company to open a bank-securities transfer account.

In addition, the bank-securities pass business also technically protects the safety of investors' funds. Customer transaction settlement funds, commonly known as "margin", have long been directly managed by brokers, due to the loopholes in the management of the depository system, in the past few years, they have been repeatedly misappropriated by ** operating institutions. If the amount of misappropriation is large and a large amount of precipitated funds is formed, it may cause investors to not have enough funds to buy and sell, causing damage to the interests of investors.

To this end, the China Securities Regulatory Commission recently issued relevant regulations to strictly prohibit the misappropriation of customer deposits. With such a bank-securities pass, this loophole has been eliminated from the technical point of view, and a new division of labor model of bank management of funds and securities management has been adopted, which has greatly improved the safety of investors' funds. This green channel not only provides convenience for investors, but also is conducive to the cooperation and complementarity of the advantages of securities companies with wide investment fields, many bank outlets, high credibility and wide service coverage, so that banks and securities companies can work together to take the initiative in the competition and walk out of a "win-win" new road (mobile phone"Cash loans", ready to meet your consumption needs! ）

Hello, it has stopped.

August 3, 2006 (Reporter Luo Bo) Since the suspension of the "Bank-Securities Pass" in mid-May, many shareholders hope that the alternative business of the "Bank-Securities Pass" can be introduced as soon as possible, and from the current point of view, the third-party depository may become a substitute for the "Bank-Securities Pass".

The so-called third-party depository system actually refers to "securities companies manage **, banks manage funds", that is, the customer's ** transaction settlement funds are directly managed by the bank, and the bank is no longer a passive fund deposit and supervision institution, but a direct manager of funds.

In the past, due to the direct deposit of customer funds in the bank, and the customer's account opening and entrustment are handled in the bank, some banks do not submit the customer's account opening information in the bank to the brokerage, and the brokerage often causes disputes when requesting, and once the customer dispute occurs due to the transaction, it is difficult to distinguish the responsibilities of the brokerage and the bank.

After the implementation of third-party depository, it will not only effectively solve the risk of capital advance caused by the inability to liquidate funds between banks and securities companies in real time in the "bank-securities pass" business, but also change the pattern of benefit distribution, and securities companies will be able to occupy more initiatives.

It is understood that there are many kinds of third-party depository models, such as "one-to-one" and "one-to-many" from the number of brokerages and banks. At present, the models that have been implemented or piloted include North ** and Industrial and Commercial Bank of China, Dapeng ** and China Construction Bank, etc.

A number of bankers said that banks are not opposed to the third-party depository model, because the interests of banks have not been greatly impacted, and the capital risks that may occur in the cross-business have been reduced.