How much does it cost to buy Ping An accident insurance for a year

Xueba talks about insurance, focusing on insurance evaluation! There is not much difference between Ping An's accident insurance and the popular accident insurance in the market, you can take a look at this comparison table"Super Complete! Domestic Popular Accident Insurance Comparison Table".

Ping An's accident insurance products are many, ** are also different, there are tens of thousands, one or two thousand, there are also one or two hundred, depending on whether it is long-term accident insurance or short-term accident insurance, in addition, different ages and different amounts of insurance will be different. If you want to know more about Ping An's accident insurance products and **, I will introduce them in detail here

Accidents always happen suddenly, so accident insurance is becoming more and more needed. Ping An's "big family and big business" must also be indispensable for accident insurance. Its accident insurance includes millions of accidents, one-year accident insurance, 100% peace of mind, little urchin, millions of companions, lifetime accident insurance, million comprehensive accident insurance, and so on.

The most famous of these is the million-and-do, this product is controversial, so I analyzed this product, and the details are in it"Ping An million let me do it, in the end it will not work".

The article is very clear and clear, and here we will only pick a few points.

Let's take a look at the coverage first:

This is a return-type accident insurance, and one of its major features is that the compensation you can get after an elevator accident is 20 times the basic sum insured, and the insurance benefit for death or total disability will also be doubled for age.

Looks really good! But if you look deeper, the shortcomings are exposed:

1.Incomplete coverage:This insurance does not have ordinary disability protection, it only covers the most serious high disability, if only one arm is broken, this is not claimed!

2.Low payout:For general accidents or total disability, only a certain percentage of the premium will be paid, and only in the case of a specific traffic accident can the compensation of $1 million be paid.

3.Premiums are expensive:The protection is small and the compensation is low, so the annual ** is as high as 1699 yuan.

4.It doesn't make much sense to return :This kind of repayment at the end of the period seems to be free, but in fact it is not cost-effective at all! Think about whether 100 dollars today will be worth 100 dollars in a few decades.

In fact, there is no need to buy such an expensive accident insurance, spend three or four hundred yuan a year to buy a short-term accident insurance, which has more comprehensive protection and even a higher compensation ratio. Among Ping An's accident insurance, there is a one-year accident insurance that is relatively good, and there is also the one I sorted out before"2020, the most worthwhile accident insurance collection".

The products mentioned in it can also be considered, so let's compare them more. Hope!

Hello! It takes about dozens to hundreds of yuan to buy Ping An accident insurance a year, and the specific ** depends on the actual product, after all, factors such as the amount of insurance and the scope of protection will affect the level of premium. For example, the premium of the former is $120 a year, while the premium of the latter is currently $120 a year.

No matter which Ping An accident insurance you choose, you can apply for insurance, so you can enjoy a discount of at least 15%, and you can also get the whole process of claims assistance in the future. When applying for insurance, you should choose the right product based on your husband's actual situation, and pay attention to the coverage and sum insured settings of the insurance type.

Summary. Hello dear, it is a pleasure to serve you <>

Accident insurance costs 100 to 150 yuan a year. The annual premium of comprehensive accident insurance is about 500 yuan; Travel accident insurance premiums range from $10 to $20. Accidents happen so suddenly, we can't stop them from happening, but we can reduce the damage caused by accidents.

With the improvement of people's security awareness, many people will buy an insurance policy for themselves. Accident insurance, as the name suggests, covers accidents, sudden, external, and unintended events that cause personal damage, which belongs to accidents in the sense of insurance. Therefore, heat stroke, sudden illness, altitude sickness, etc., which seem to happen unexpectedly, are essentially caused by personal physical reasons, and do not meet the definition of accidents.

How much does accident insurance cost in a year?

Hello dear, it is a pleasure to serve you <>

Accident insurance costs 100 to 150 yuan a year. The annual premium of comprehensive accident insurance is about 500 yuan; Travel accident insurance premiums range from $10 to $20. Accidents happen so suddenly, we can't stop them from happening, but we can reduce the damage caused by accidents.

With the improvement of people's security awareness, many people will buy an insurance policy for themselves. Accident insurance, as the name suggests, covers accidents, sudden, external, and unintended events that cause personal damage, which belongs to accidents in the sense of insurance. Therefore, heat stroke, sudden illness, altitude sickness, etc., which seem to happen unexpectedly, are essentially caused by personal physical reasons, and do not meet the definition of accidents.

Further Information: Accident insurance mainly covers accidental death, accidental dismemberment, accidental medical treatment, and accidental allowance.

1) Accidental death: For example, if someone buys accident insurance and dies in a car accident, the sum insured will be paid. (2) Accidental Disability:

For example, if you are blind in both eyes, you will be paid according to the personal disability rating standard. (3) Accidental medical treatment: medical expenses caused by accidents can be compensated, such as accidental falls.

4) Accident allowance: For example, if you are hospitalized for one month due to an accident, you will be given an allowance of 200 yuan per day.

Hello, Ping An accident insurance is 200 yuan a year. 1. Each insured of this insurance is limited to one investment, and more investment is invalid; 2. The insurance coverage age is 1-65 years old, and it is invalid beyond the age range; 3. This insurance covers 1-5 types of occupations, different occupations correspond to ** and the amount of insurance that can be insured is different, in order to avoid affecting the claim, please apply for insurance according to the occupation you are actually engaged in, please check the "Occupational Classification Table" for details. 4. This insurance does not cover the expenses incurred by medical treatment and hospitalization in hospitals in Pinggu, Miyun, Huairou in Beijing, Binhai and Jinghai in Tianjin, and Langfang in Hebei Province.

5. The scope of this insurance is the insured accident that occurs within the territory of the People's Republic of China (excluding Hong Kong, Macao and Taiwan); 6. For the medical expenses incurred by the insured due to an accident that requires outpatient or hospitalization**, we will pay the medical insurance premium for the part of the medical expenses that can be reimbursed in accordance with the regulations of the local social medical insurance department within 180 days from the date of the accident and the necessary and reasonable medical expenses exceeding RMB 100, up to the upper limit of the insured amount; 7. The compensation standard for hospitalization care allowance liability of this insurance is: daily hospitalization nursing allowance is paid according to the actual number of days of hospitalization, and the amount of daily hospitalization nursing allowance = the total insured amount of hospitalization nursing allowance liability is 90 days, and the cumulative payment for a single accident is limited to 60 days, and the cumulative payment for a whole year is limited to 90 days; 8. According to the regulations of the China Insurance Regulatory Commission, except for aviation accidents and major natural disasters, the death insurance amount of any insured under the age of 10 shall not exceed RMB 20

Summary. Hello (* Dear For example, Alipay's comprehensive worry-free million comprehensive accident insurance is divided into three levels: 1

$49 per year for basic class, $100,000 for accidental death; 2.The premium version is $238 per year, and the accidental death benefit is $500,000; 3.The platinum version is $599 per year, and the accidental death benefit is $1,000,000.

Even if it is an accident insurance with the same level of protection, different products** are different, such as: 1Shanghai Life Little Bee Accident Insurance, 500,000 yuan insurance amount needs 125 yuan; 2.

Xiaomi comprehensive accident insurance, the same 500,000 insurance amount** is 169 yuan. Of course, different means that the coverage is also different, not necessarily expensive is the most suitable, and the high amount of insurance is not necessarily the best. However, from the perspective of the mainstream products on the market, the accident insurance with an insurance amount of 500,000 yuan basically does not exceed 200 yuan per year, and the accident insurance with an insurance amount of 1 million yuan does not exceed 400 yuan.

How much does it cost to buy accident insurance a year.

Hello (* Dear For example, Alipay's comprehensive worry-free million comprehensive accident insurance is divided into three levels: 1$49 per year for basic class, $100,000 for accidental death; 2.

The premium version is $238 per year, and the accidental death benefit is $500,000; 3.The platinum version is $599 per year, and the accidental death benefit is $1,000,000. And even if it is an accident insurance with the same level of protection, different products** are different, such as:

1.Shanghai Life Little Bee Accident Insurance, 500,000 yuan insurance amount needs 125 yuan; 2.Xiaomi comprehensive accident insurance, the same 500,000 insurance amount** is 169 yuan.

Of course, different means that the coverage is also different, not necessarily expensive is the most suitable, and the high amount of insurance is not necessarily the best. However, from the perspective of the mainstream products on the market, the accident insurance with an insurance amount of 500,000 yuan basically does not exceed 200 yuan per year, and the accident insurance with an insurance amount of 1 million yuan does not exceed 400 yuan.

Tips: An insurance company is an economic organization that collects insurance premiums from policyholders according to the contract and bears the risk compensation responsibility of the policyholders after the accident, and has professional risk management technology. There are more than 200 well-known insurance companies in China, including Ping An, Pacific, Sunshine, China Life, Dadi, Xinhua, Taikang, Renmin and Fude Life.