If you buy a car in installments, whose name is written in the driving book?

When buying a car in installments, the name of the car buyer should be written on the driving book.

However, there are a small number of illegal lending institutions and 4S stores that jointly infringe on the rights and interests of consumers.

A small number of installments are 4S stores have this policy, that is to say, there is this policy between 4S stores and banks, and the driving license must be in the personal name of the car buyer.

The installment company may be a loan from this company for the purchase of loans, a bit similar to microcredit, except that your money is lent out for the purchase of a car, and the car buyer's collateral is the car, generally this kind of microcredit is like this, only after repayment can the car be transferred to the buyer, in case the lender does not pay back the money, the lender may have to bear the transfer costs in addition to repaying the principal and interest, which depends on how you sign the contract. Of course, the interest rate of such loans is generally not low.

It can be said that if the contract is not carefully studied before the loan, if the consumer accidentally borrows from such an installment company, it is most likely considered to be fooled, but this person is legitimate, and it is useless to sue others, because the car buyer signed and agreed.

Therefore, when purchasing a motor vehicle to make installment payment, the contract must be consulted clearly, and the contract must be signed and confirmed.

When buying a car in installments, the name of the car buyer is on the driving license, if the driving license is not the name of the car buyer, it should be noted that it may be a contract to rent **.

1. If you buy a car in installments, the name of the car buyer should be written on the driving license.

The "name of the owner" column on the motor vehicle driving license is not only a matter of name, the owner of the vehicle registered on the driving license is the owner of the vehicle recognized by law, he has the right to legally use and dispose of the property, and in the event of a traffic accident, economic dispute, etc., he is also the legal responsibility bearer.

2. Application conditions for mortgage car purchase:

1. Have a valid identity certificate and have full capacity for civil conduct;

2. Able to provide proof of fixed and detailed address;

3. Have a stable occupation and the ability to repay the principal and interest of the loan on time;

4. Good personal social credit;

5. Hold a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the cooperative institution.

Expand the exhibition materials of the Imperial Barrage

The "Motor Vehicle Driving License" has the unique characteristics, that is, for a certain motor vehicle, there is only one set of engine number and frame number, and only one balance license plate number. Because of this, the "Motor Vehicle Driving License" has the following important functions:

1. Vehicle license certificate. Article 17 of the promulgated "Road Traffic Management Regulations" stipulates: "Vehicles must be inspected by the vehicle management authorities and obtain license plates and driving licenses before they are allowed to drive."

Therefore, holding a "motor vehicle driving license" is one of the prerequisites for vehicles to drive on the road, and it is a violation for a driver to drive on the road without a driving license, whether it is not receiving a "motor vehicle driving license" or forgetting to carry it with him.

2. A motor vehicle is a special kind of movable property, if the motor vehicle is stolen by criminals, after the report is made, the public security organs will seize the car after investigation. At this time, you must show the "Motor Vehicle Driving License", and the name, engine number and frame number of the owner recorded in the certificate are completely consistent with the real thing, in order to prove that the car really belongs to your property, and it is possible to get it back.

1. Buy a car Lu Shen write my name, can you pay in installments someone else's.

1. Write your name when buying a car, and the installment payment cannot be someone else, because you need to pledge, and the property right that provides the pledge can only be the lender. If the loan cannot be repaid when due, the bank can apply to the court to auction and sell the vehicle, and the auction proceeds will be repaid first.

2. Legal basis: Article 12 of the People's Bank of China Law of the People's Republic of China.

If the loan cannot be repaid on time due to the extension of the loan, the borrower shall apply to the lender for the extension of the loan before the maturity date of the loan. It is up to the lender to decide whether to roll over or not. Where an application is made for the extension of a loan, mortgage or pledge loan, the guarantor, mortgagor or pledgee shall also issue a written certificate of consent.

Where there is already an agreement, it is to be implemented in accordance with the agreement.

2. What are the basic conditions that need to be met to buy a car with a loan?

1. Be a natural person aged 18 or above and have full capacity for civil conduct;

2. Have a stable and legal economic income**, and have the ability to repay the principal and interest of the loan on time;

3. Personal credit is good, and there is no bad record or serious negative information in the credit report (banks and auto consumer finance companies will mainly inquire about the credit information of customers in the past two years);

4. Have a certain amount of your own funds to pay the down payment of the car (not the funds from the loan or pay by credit card), and the down payment ratio is generally about 20% of the total price of the car, and the minimum is usually not less than 20%.

Legal Analysis: Yes, whoever is the lender is in the name of the car book. During the loan period, the co-owners of the vehicle are the lender and the bank, and after the bank dissolves the loan, the owner can freely add his name; The car is a commodity, and the husband and wife can add a name to it or other people, and adding a name is a joint relationship.

Legal basis: Civil Code of the People's Republic of China

Article 224 The creation and transfer of movable property rights shall take effect upon delivery, except as otherwise provided by law.

Article 225 The creation, alteration, transfer or extinction of real rights in ships, aircraft, motor vehicles, etc., shall not be used against bona fide third parties without registration.

1. Can someone else's name be written on the car in installments?

1. Whether someone else's name can be written on the car in installments depends on the specific situation. The borrower applying for a car loan must be the same as the car owner's name, and if the car owner fills in someone else's name, then the loan applicant must also write someone else's name.

2. Legal basis: Article 600 and Article 34 of the Civil Code of the People's Republic of China.

If the buyer who pays in installments fails to pay the amount of the price due reaches one-fifth of the total price, and fails to pay the price due within a reasonable period of time after being reminded, the seller may request the buyer to pay the full price or rescind the contract.

If the seller terminates the contract, it may request the buyer to pay the royalties for the use of the subject matter.

2. What are the materials required to release the vehicle mortgage?

1. Application Form for Filing of Motor Vehicle Mortgage Registration and Pledge;

2. The identity certificate of the owner and mortgagee of the motor vehicle and its copy;

3. Motor vehicle registration certificate;

4. If it is mediated, ruled or decided by the people's court to release the mortgage, the owner or mortgagee of the motor vehicle shall also submit the effective mediation document, ruling or judgment issued by the people's court, as well as the corresponding notice of assistance in enforcement;

5. If it belongs to the entrusting person, it should also submit the certificate of entrustment of the motor vehicle business commission and the identity certificate of the person and its copy.

Legal analysis: It will not be indicated that the car is bought in installments, and the registration certificate of the car loan paid in installments will generally not have the information of the mortgage bank. If you take out a loan to buy a car, you will register it on the registration certificate.

After paying off the loan, the DMV needs to make a seal on the registration certificate to cancel the mortgage registration certificate, which means that the car has no creditor's rights on it. The registration certificate is a legal proof of ownership of the vehicle, which is kept by the owner of the vehicle and is not carried with the vehicle. After that, when handling any vehicle registration such as transfer and transfer of ownership, it is required to be issued, and the relevant situation of the vehicle is recorded on it, which is equivalent to the household registration book of the car.

Legal basis: Article 19 of the "Provisions on the Registration of Motor Vehicles" If the application for transfer of registration is made, the owner of the motor vehicle shall fill in the application form, hand over the motor vehicle for inspection, and submit the following certificates and vouchers:

1) The identity certificate of the current owner of the motor vehicle;

2) Proof and voucher for the transfer of ownership of motor vehicles;

3) Motor vehicle registration certificate;

4) Motor vehicle driving license;

5) For motor vehicles under customs supervision, the Certificate of Removal of Supervision of Vehicles under Customs Supervision of the People's Republic of China or the transfer certificate approved by the Customs shall also be submitted;

6) If the motor vehicle is beyond the validity period of the inspection, the motor vehicle safety technical inspection certificate and the compulsory insurance certificate of traffic accident liability shall also be submitted. If the owner of the motor vehicle is domiciled in the area under the jurisdiction of the vehicle management office, the vehicle management office shall, within one day from the date of accepting the application, confirm the motor vehicle, check the vehicle identification number rubbing film, review the submitted certificates and vouchers, withdraw the license plate and driving license, determine the new motor vehicle license plate number, endorse the transfer on the motor vehicle registration certificate, and re-issue the license plate, driving license and inspection mark. If the domicile of the owner of the motor vehicle is not within the jurisdiction of the vehicle management office, the vehicle management office shall handle it in accordance with the provisions of Article 13 of these provisions.

Legal Analysis: Don't write someone else's name. The owner of the car must be the lender, because the co-owner of the vehicle is the lender and the bank during the loan period, and the registration certificate must be mortgaged by the bank.

Legal basis: Article 7 of the Regulations on the Registration of Motor Vehicles The state bridge applying for registration:

1) Proof of identity of the owner of the motor vehicle;

2) Proof of the origin of the motor vehicle such as the purchase invoice;

3) The factory qualification certificate of the motor vehicle or the import certificate of the imported motor vehicle;

4) Certificate of tax payment of vehicle acquisition tax or tax exemption certificate of the source of the trace; Pulse.

5) Compulsory insurance certificate for motor vehicle traffic accident liability;

6) Certificate of payment or exemption of vehicle and vessel tax;

7) Other certificates and vouchers that laws and administrative regulations provide shall be submitted at the time of motor vehicle registration.

Legal analysis: Sun Zhiheng can register other people's names when he buys a car and goes through the registration of Mengjia.

Legal basis: Article 634 of the Civil Code of the People's Republic of China If the buyer who pays in installments fails to pay one-fifth of the total price, and fails to pay the due price within a reasonable period of time after being reminded, the seller may request the buyer to pay the full price or terminate the contract.

OK. The detective bought a car for thousands of yuan and raised many pure car models.

The ocean of life has paved the golden road, and the waves are lining up with welcoming bouquets of flowers. Go bravely, friend! Ahead, the conch has been blown out of the expedition; Caixia, Wang Qijing is flying the bright red flag.