Which is better for one year comprehensive accident insurance?

Although the coverage of various accident insurance policies is basically the same, the specific details will also be different. In fact, it is important to judge according to the product situation of the insurance company, but it is equally important to choose the right product according to your own needs. There is a saying in the insurance industry:

What's right for you is the best."

If you want to choose a comprehensive accident insurance that suits you, there are three things to pay attention to:

First, the product should be compared to three.

There are differences in the amount of insurance, premiums, coverage of liability and other aspects between the comprehensive accident insurance launched by various insurance companies, and some products are similar but the sum insured is much lower, so when you choose comprehensive accident insurance, you should carefully compare, and it is recommended to choose products with a wide range of coverage, high coverage and low premiums.

Second, the additional insurance should be reasonably matched.

In addition to the main insurance, there are many types of additional insurance for comprehensive accident insurance. For example, the one-year comprehensive accident insurance launched by China Merchants Cigna includes accidental medical insurance, hospitalization allowance insurance, self-driving accident insurance, public transportation accident insurance, etc. Therefore, when you buy the main insurance of comprehensive accident insurance, it is best to match it with some additional insurance that meets your own needs, such as accident medical insurance and hospitalization allowance insurance, as a supplement to your protection.

3. The terms of the contract should be clearly understood.

When you buy comprehensive accident insurance, you must understand some terms in the contract, especially the protection liability and exemption liability. One is the liability that insurance bears, and the other is the liability that insurance does not cover. If there are unclear terms, be sure to consult the insurance salesman to avoid disputes in the future when making claims.

Hello! One-year comprehensive accident insurance refers to insurance with comprehensive accident protection for a period of one year. One-year comprehensive accident insurance generally has the characteristics of comprehensive protection and affordability.

One-year comprehensive accident insurance is divided into different types according to the content of insurance and the different objects insured, including children's accident insurance, elderly accident insurance, women's accident insurance, and comprehensive accident insurance. It is recommended that when you choose a one-year comprehensive accident insurance, you can choose based on your age characteristics, protection needs or occupation type.

You can go to the accident insurance sales platform of the happy insurance network to choose, there are many insurance products of insurance companies on the happy insurance network, you can compare them in detail and choose the one-year comprehensive accident insurance product that you are satisfied with. Here are a few one-year comprehensive accident insurance products recommended to you: (1) Kunlun auspicious year comprehensive accident insurance:

Provide multi-faceted protection: Accidental Disability Benefit, Accidental Death Benefit, Aviation Accident Disability Benefit, Aviation Accident Death Benefit, Accident Medical Insurance Benefit, Accidental Hospitalization Allowance Insurance Benefit and Ambulance Expenses Benefit; Moreover, 100 yuan is guaranteed throughout the year, and there is a special ambulance fee allowance, which is rich in humanized design. (2) Volkswagen's comprehensive medical treatment plan (including flight delays) throughout the year

Provide comprehensive protection against domestic travel accidents, accidental injury, disability and burns, daily hospitalization allowance and intensive care allowance, flight delay benefit, etc.; Bus, private car, and aviation accidents are all insured, and accidental injuries suffered by air, buses, and private cars can be covered with ordinary accidents. (3) PICC Huixuan Xin'an Comprehensive Accident Insurance: The premium is low, only 100 yuan a year, with an average of 2 cents per day; Comprehensive coverage, covering accidents, burns, disability, aircraft, trains, ships, land, sea and air; After the accidental medical treatment is removed from 100 yuan, 100 yuan will be paid, with a maximum of 10,000 yuan.

Hope mine is helpful to you.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these of the insurance wheels"pits"

Accident insuranceAs the most people-friendly insurance, you can buy hundreds of thousands of insurance for more than 100 yuan, which is quite cost-effective. Many people's first insurance in life is accident insurance.

What is Accident Insurance? What is the scope of the accident insurance? Which is the best one-year accident insurance? After reading today's article, thoroughly understand how to buy accident insurance more cost-effectively.

If you don't have time to read in detail, you can also click on the small card below directly to let a professional planner communicate with you 1-to-1.

Before talking about how to buy accident insurance, let's first figure out the definition and protection of foreign insurance:

Caused by external reasons.

Suddenly it happened.

I didn't mean to do it myself.

It's not caused by illness.

Accidental Death:In the event of death due to an accident, a sum of money can be paid. Generally, it is 100% of the sum insured.

Accidental Dismemberment:In the event of accidental disability, different proportions of compensation can be obtained according to the level of disability.

Accidental Medical:Medical expenses caused by accidents can be paid on a pro-rata basis.

In addition, some accident insurance products will also have an accidental hospitalization allowance, during which you can enjoy a hospitalization allowance of 50-200 yuan.

OnlyAt the same time, satisfyIn the case of the above 4 points, you can get the claim of accident insurance.

Accidents are really everywhere around us, and sometimes when you walk on the road in a regular way, accidents may suddenly occur. For example, flower pots or billboards may fall from the sky, but whether it is a big accident or a small accident, once it happens, the family economy will naturally be hit hard.

The one-year comprehensive accident insurance coverage period is one year, don't look at it is just a one-year period, the coverage can be unambiguous, and the scope of protection is very wide, including accidental medical treatment, accidental disability, accidental death, etc., to protect the insured due to accidental injury caused by death, disability and medical expenses, if the insured is incapacitated due to accidental injury, the insurance company will also pay a certain amount of insurance money.

Look at it again, the general filial piety on the market for one-year insurance products often have very affordable premiums, one-year comprehensive accident insurance is no exception, but there are differences in different accident insurance**, **different, there are differences in natural protection content, such as whether to cover outpatient medical treatment and accidental hospitalization allowance, etc., the more complete the protection content, the higher the premium, the general comprehensive accident insurance death and total disability insurance amount is in the hundreds of thousands of yuan, the premium ** in the tens to hundreds of yuan, for ordinary families, These few hundred yuan will not bring a great financial burden to the family, and it is very worth buying.

One-year comprehensive accident insurance is suitable for people aged 1-65, providing hospital medical protection and outpatient protection, how to choose? It is necessary to choose the right one for you based on your actual needs.

One-year comprehensive accident insurance comprehensive protection, but also can effectively avoid risks, even if there is an accident will not worry about the economic loss caused by injury and loss of work, can be a good protection of our life, and can save a lot of unnecessary trouble, economic cost-effective insurance can more comprehensive protection of people's lives.

Considering that accident risks are ubiquitous, it is recommended that you give priority to Ping An's one-year comprehensive accident insurance products when purchasing, so as to obtain more comprehensive accident protection with higher cost performance.

Is Ping An one-year comprehensive accident insurance good? What is its coverage? Which one to buy.

Different Ping An one-year comprehensive accident insurance covers different areas, so you should treat them specifically. Generally speaking, Ping An's one-year comprehensive accident insurance covers the following:

1.In the event of death due to accidental injury, disability and burns, we will pay the accidental death, disability and burn insurance benefits;

2.For medical expenses incurred due to accidental injury, we will pay medical insurance benefits for the part of the medical expenses that exceed RMB 100 that can be reimbursed in accordance with the regulations of the local social medical insurance department within 180 days from the date of the accident.

3.For hospital admissions due to accidental injuries**, we will pay you the daily amount of the hospitalization lost time allowance as stated in the insurance policy, up to a maximum of 90 days.

4.For hospital admissions due to accidental injuries**, we will pay you the daily amount of the inpatient care allowance stated in the insurance policy, up to a maximum of 90 days.

It is recommended that you integrate the services of major insurance companies, reputation and reputation, etc., and choose the best among them.

If you take out a suitable one-year comprehensive accident insurance, the right one is the best. Ping An One-Year Comprehensive Insurance is a wise insurance policy for you, and you are welcome to purchase one-year accident insurance products provided by many well-known insurance companies, including Ping An. The following products are recommended for you:

All the way safe comprehensive accident insurance (online version).

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"