How much does it cost to transfer within 500,000 yuan of Agricultural Bank K treasure?

Transfer fees are divided into personal banking, online banking and ATM channels;

Personal banking: The Bank and inter-bank transfers are temporarily free of handling fees.

Personal Internet Banking: Transfer Handling Fee:

1.Non-local transfer: Not charged for the time being.

2.Interbank Transfer:

Less than 5,000 yuan (inclusive): free;

Ordinary remittance of more than 5,000 yuan (exclusive): 4% off the counter standard;

Real-time arrival of more than 5,000 yuan (exclusive): 20% increase in the ordinary remittance fee standard, up to 20 yuan.

Counter ATM Transfer Fee:

1.Non-local transfer: Not charged for the time being.

2.Interbank Transfer:

If each transaction is less than 2,000 yuan (including 2,000 yuan), each transaction will be charged 2 yuan;

2000-5000 yuan (including 5000 yuan), 5 yuan per transaction;

5,000-10,000 yuan (including 10,000 yuan), 10 yuan per transaction;

10,000-50,000 yuan (including 50,000 yuan), 15 yuan per transaction;

If it is more than 50,000 yuan, each transaction will be charged according to the remittance amount, and the maximum amount shall not exceed 50 yuan.

Agricultural Bank of China regulations:

1. Mobile banking, online banking, peer transfer, no handling fee; Real-time arrival of inter-bank transfers of more than 5,000 yuan (exclusive): 20% increase in the ordinary remittance fee standard, with a maximum of 20 yuan.

2. Counter ATM transfer, no handling fee is charged for peer transfer; Inter-bank transfer, more than 50,000 yuan, each transaction will be charged according to the remittance amount, and the maximum amount shall not exceed 50 yuan.

Therefore: mobile banking and online banking inter-bank transfer within 500,000 yuan, the maximum charge is 20 yuan; Over the counter ATM transfer, the maximum charge is 50 yuan.

Further information: Transfer accounts refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the currency receipt and payment.

It has gradually developed along with the development of the banking industry. When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast. In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.

Inter-bank transfer and remittance is a kind of business that transfers and remits RMB or foreign currency to the corporate or individual accounts opened in other banks in China. Inter-bank transfer refers to the transfer between two different banks, such as the transfer of ICBC to China Construction Bank, which is called inter-bank transfer.

It should be noted that inter-bank transfers need to go through the inter-bank clearing system of the People's Bank of China, and if it is a large-value transfer, it needs to be operated by staff, so large-value transfers will only arrive on working days.

If it is a small transfer, it can generally be received in real time. At present, inter-bank transfers are mainly carried out through online third-party software or offline bank branches.

If you don't want to transfer money through online binding, you can also go to the counter to handle it, and the specific process is as follows:

Go to the bank to handle the inter-bank transfer and remittance business, and queue up to get the number;

After the number is collected, hand over the ID card to the bank counter staff; Fill in a transfer and remittance form, and write down the beneficiary's name, account, and bank (branch);

Write down your name, account and other information;

Give the business application form to the counter staff together with the cash; Wait a moment and sign the business confirmation form; You can get back the transfer and remittance voucher and ID card.

Advantages of interbank transfers:

1. There is no need to rush to deposit and withdraw cash between banks, and the transfer of funds can be completed through a variety of channels (the specific time of entry depends on the system of the receiving bank).

2. The transfer and remittance currency includes not only RMB, but also all foreign currency savings currencies (foreign currency is applicable to remittance to personal accounts).

There is no limit to the amount of money that can be transferred each month, and you can transfer money or not.

Agricultural Bank of China's online banking transfer dynamic password card is up to 1000 for a single transaction and up to 3000 per day, and there is no upper limit for K Bao, but you can set an upper limit at the counter. At least, there is no limit, but it can only be entered, and there will be someone to compare the amount with you for inter-bank transfers.

It depends on whether it is a first-generation K-treasure or a second-generation K-Bao, as follows:

First-generation K treasure customers: a single online payment limit of 500,000 yuan, and a daily cumulative limit of 1 million; The single limit of transfer and remittance is 500,000, and the daily cumulative limit is 1 million (the limit cannot be increased).

Second-generation K-Treasure customers: a single online payment limit of 1 million, and a daily cumulative limit of 5 million; The single limit of transfer and remittance is 1 million, and the daily cumulative limit is 5 million (the limit can be increased over the counter).

1.Ordinary K treasure (PC version): no more than 50 yuan;

2.General K treasure (PC and mobile version): no more than 65 yuan;

Order: not more than 25 yuan.

One-time fee.

The card has an annual fee of 10 yuan per year, which is charged when K treasure is handled, and it is free of charge in the future.