How to pick a good fund, how to pick a good fund

Fans often ask me, teacher, this **,**123456, can I buy it? If you want to be a successful investor, the first step is not to choose, but to choose! If you are a prudent investor, you should choose the low-risk type.

If you have a high risk appetite and want to get high returns, you can choose aggressive**.

Hello, that's right.

1. Drawdown control of net worth.

The smaller the equity drawdown at the time of a **, the better. In the event of a sharp fall, the net value drawdown is smaller, which indicates that the manager has strong risk management capabilities. Therefore, we need to look at what the largest drawdown in history is, and what the average drawdown in history is.

How can investors rest assured that those who have a net value drawdown of more than 50% at every turn?

2. Stock selection ability.

We have to look at what is in the structure of its positions historically. If there are more historical holdings in the market, it certainly means that the manager has a strong ability to select stocks. For example, some ** managers have held large positions such as Kweichow Moutai and Yili shares for many years, which shows that his stock selection ability is really good.

However, there are many thunderstorms in some ** positions, which is obviously a poor stock selection vision.

3. The ability to choose the right time.

The ability to choose the right time is to see when the manager chooses to reduce the position and when to choose to increase the position. For example, when the ** is at a high level, the ** manager who leaks the spike chooses to pay a large dividend. This is actually a kind of position reduction treatment, indicating that they are bearish on the market outlook.

This is the ability to choose the right time. In 2015, when the number of 5,000 points was reached, many managers chose to pay a large proportion of dividends or even take the initiative to reduce their positions, which shows that the manager's ability to choose the right time is good. On the contrary, when the ** is at a high level, the ** manager who blindly buys is weaker in the ability to choose the time.

4. Performance sustainability.

The vast majority of ** managers are sprinters, that is, their performance is short-lived, and they only perform well in one or two years. Then his name will never be seen again at the top of the ranking list. So we see a ** this year's performance is particularly good, let's not get excited.

We have to look at his past performance in history to determine whether his current performance is more lucky. Excellent managers have more than 10 or 20 years of excellent performance. They are all long-distance runners, and most of the time in the long years are ranked in the middle and upper reaches of the ** manager, such a ** manager is what we need.

Regarding how to choose a better one**, there are the following points that need to be mainly:

First, look at the best manager.

1. First of all, look at the resume of the manager, whether the experience is old, and have been engaged in management for several years.

2. Whether you often change jobs, or have you been in the same company.

3. Look at whether the adjustment of the position of the manager can effectively guarantee the return when the market fluctuates.

Second, look at the past performance.

1. Analyze the performance of ** in previous years.

2. Compare with the same type of **, if it exceeds ** for a long time, it means that ** is better.

Third, look at the investment risk.

1. Market risk, if you encounter a market downturn, don't take it lightly.

2. Systemic risk, whether the investment concept and strategy can continue to return.

3. Learn to read the annual report of the first company and analyze the risks.

Fourth, look at the cost.

1. The cost of subscription, different ** subscription rates are different, and you should pay attention to the comparison when purchasing.

2. The cost of redemption, different ** redemption rates are different, and you should pay attention to the comparison when purchasing.

3. The custody fee, the custody fee is directly deducted from the income, which affects the income, and it is necessary to pay attention to the comparison of the custody fee.

5. Data analysis.

1. The standard deviation of the net worth growth rate reflects volatility.

2. The rating of **, the high star indicates that the performance is good.

3. The turnover rate of **, also known as the turnover rate.

4. The change in the share is stable.

6. Summary. As the saying goes, investment is risky, investment needs to be cautious, but there is no risk then there is return, the higher the risk, the higher the return, and the risk and return coexist. Any analysis data is based on past performance, and there will be future risks, and only by understanding the entire market can we avoid 100% risks.

**It is a risky investment, and it is very important to choose a good one**, but when choosing**, many friends are relatively hesitant and don't know how to choose a good one, so how to choose a good one**? How to choose a good one**? Relevant content has been prepared for your reference.

Generally speaking, ** is managed by ** manager, so the first thing is to choose a good ** manager, so how to judge a good ** manager, when we are judging, we can analyze the manager's years of experience, management** past rate of return, employment rate of return and so on.

It is worth noting that the longer the manager's experience in the industry, the more experienced the manager is than the novice manager, and the second is that the past rate of return is also a very important reference indicator, although the past does not represent the future, but there will still be a certain reference.

Generally speaking, if you don't want to bear a lot of risk, want to keep the principal, and care more about the liquidity of financial management, then you can give priority to currency and pure debt, these two types are not invested, so the risk is relatively small, long-term holding, the possibility of making money is relatively large, and the possibility of loss is relatively small.

If you want to focus on high returns, and can bear a certain amount of risk, then you can consider high-risk types such as **, hybrid**, index**, etc., when choosing, you should comprehensively analyze from **manager, **past performance, **scale, Morningstar level, etc.

1.The first branch of the Dan family should first choose the type of **, and then the same type of ** do not buy too much, because the same type of buy too much is difficult to spread the risk, the higher the similarity of the disadvantages, the higher the probability of the same rise and fall.

2.Pick a good manager. Look at the manager's past performance and experience, background information.

3.Look at the performance ranking of **. Generally speaking, it is better to look at the ranking and the performance ranking of the past year and three to five years, and try to choose the top 25% of the investment in the five, three and one year.

pwd=2d72

zip, knowledge summary of the elementary course, notes of the advanced course, Q&A of the advanced course, how to choose a new one, understand the mystery of the mixed type, etc.