What does payment do, and what does the payment industry do

The meaning of [pay] means to give, to pay. Multi-finger payments. It is the process of transferring monetary claims caused by social and economic activities. Including: trading, clearing, settlement.

Online payment refers to the transfer of funds through the Internet as a carrier. The use of a digital financial instrument supported by the bank takes place in the financial exchange between the buyer and the seller, and realizes the process of currency payment, cash flow, fund clearing, query statistics and other processes between the buyer and the financial institution and the merchant, so as to provide financial support for e-commerce services and other services.

Alipay Encyclopedia.

Introduction: Alipay (China) Network Technology **** is a leading independent third-party payment platform in China, founded by Mr. Jack Ma, CEO of Alibaba Group, in December 2004. Alipay is positioned in the field of e-commerce payment, and is committed to providing "simple, safe and fast" payment solutions for China's e-commerce.

At the end of August 2008, the number of Alipay users reached 100 million for the first time. On August 24, 2011, JD.com** completely suspended Alipay. On September 5, 2011, Alipay acquired Anka Pay with the intention of further expanding cross-border business.

In March 2014, Alipay will join forces with China CITIC Bank to issue 1 million online credit cards, and on April 3, Shanghai Zhaocaibao Financial Services Information was formally established, and reached a strategic cooperative relationship with Tianhong ** company. Zhaocaibao Company is invested and established by Zhejiang Alibaba (the parent company of Alipay), and will focus on wealth management products with a certain investment period.

Enterprise payment is pointed out by Qiao Yuemeng, CEO of IMO Ban Liao: **, it is natural to use Alipay, WeChat, and WeChat to pay. It is believed that if the enterprise market forms a huge social platform, it is also likely to cultivate a proprietary enterprise payment tool, if the company's procurement, salary, enterprise O2O service fees, etc. are paid through the platform.

It's going to be a $10 trillion enterprise payment market. The entire plate will be activated. They are technological innovation, business innovation, business model innovation and mechanism system innovation.

Extended Materials

How to activate Log in to the Admin Console and find the Enterprise Payment application in Enterprise Applications. The relevant configuration of enterprise payment needs to be completed on the WeChat Pay merchant platform, please make sure that the enterprise has applied for a WeChat Pay merchant account.

Click [Apply Now] to apply for a merchant account on the WeChat Pay merchant platform, and after the application is approved, you can open the WeChat Work area in the WeChat Pay merchant platform to set up the relevant settings for enterprise payment.

Corporate red envelopes Cash red envelopes are distributed in the name of enterprises, such as New Year's red envelopes, holiday benefits, etc., which can activate the team atmosphere and convey corporate culture. The amount of red envelopes received by employees will be recharged to their personal WeChat change.

1 Direct distribution of red envelopes.

Direct sending refers to selecting the target from the enterprise address book to send red packets directly.

Send regular red envelopes.

Step 1: Select the red envelope distribution range from the company's address book.

Step 2: Set the amount of a single red envelope (both fixed and random methods are supported) and the total amount of red envelopes.

Step 3: Enter the red envelope greeting.

Note: You can preview the red envelope effect on the right side. ）

Send greeting cards and red envelopes.

Compared with ordinary red packets, greeting card red packets support richer forms of expression, such as setting background images, adding ** and **, etc. Support sending through a virtual account, such as setting the sender to the name of the business owner, and sending red envelopes in the name of the boss during the Spring Festival, making the red envelopes more humane.

01 03Set the basic information of the red envelope, including the project name (the name at the top of the page after the red envelope is opened), the distribution time, the distribution scope, and the amount of the red envelope.

2. Send red packets through the interface.

Enterprises develop according to API development documents, and can send a specified amount of red packets to a specified user with a single call.

3 Check the red packet record.

Filter red packet issuance records by time, status, initiator, and amount.

Hello, [Enterprise Payment], technical support provided by Alipay, when the administrator binds Enterprise Alipay and authenticates, you can use enterprise payment related functions. In the future, more relevant functions will be provided according to enterprise usage scenarios. For more details, please click here to learn about the relevant function settings that administrators can view in the desktop admin background (Quick Entry] - [Enterprise Payment].

1. The payment industry is the intermediary of payment, connecting customers and merchants downstream, and connecting banks and card issuers in the upstream. 2. The payment industry provides a series of application interface programs, integrating a variety of bank card payment methods into one interface, responsible for the docking with the bank in transaction settlement, and making online shopping faster and more convenient. 3. The requirements of the security level of the bank's commercial system, the payment experience is relatively poor, and the use of the platform of the payment industry for payment operations is more simple and easy to accept.

4. The payment industry platform itself is attached to a large portal**, and the credit of the bank it cooperates with is used as a credit basis, so the third-party payment platform can better break through the credit problem in online transactions, which is conducive to promoting the rapid development of e-commerce. 5. In terms of cost, the payment industry reduces the cost of direct connection to the bank, so as to meet the requirements of enterprise development and payment of the best business.

The payment industry is an industry that can collect customers' consumption information and habits, and has strategic information resources.

Payment is a business there is a business, there is a transaction, there is a transaction, there is a transaction, payment is a connection tool with the bank to earn business flow, it is a link between all walks of life resources, through business operations to transform resources into income.

Outlook for the Payments Industry:

1. Market prospects.

To see whether an industry has prospects, we must first look at the market, and there is demand for prospects. There is no doubt about the market in the payment industry, from buying groceries and cooking to buying a car or a house, all of which are dealing with payment.

In particular, the development of the Internet is the icing on the cake for online payment, rent and mobile payment, and people can complete shopping and daily grocery shopping at home without leaving home.

2. The future is considerable.

Judging the prospects of an industry also depends on what the future prospects are and whether it belongs to a growth industry.

As far as the payment industry is concerned, the future prospects are very impressive, and the data shows that by the end of 2020, the scale of China's third-party mobile payment transactions was one trillion yuan, an increase of one trillion yuan from the previous year, and a year-on-year increase.

At present, the scale of China's third-party comprehensive payment transactions has exceeded 280 trillion yuan, which shows the future prospects of the payment industry.

3. Sustainable income.

Take aggregate payment as an example, as long as your merchants have a turnover in the account, you will have income, even if you are on vacation or quarantined at home, the income has been continuous, and will continue to grow with the increase of merchants, the increase of turnover.

This does not mean that there is no income due to the epidemic or other force majeure factors. <>

To make a payment is to barter. The meaning of bartering. What is bartering?

It can be simply understood literally as the meaning of expenditure payment settlement, of course, in the current term, it is the payment of pants and expenses. From the oldest barter, to later coin transactions, it was a type of payment. From ancient times to the present, trading has evolved into the familiar use of RMB issued by the People's Bank of China.

Of course, it is impossible for people to go out with too much cash nowadays, so they have created a third-party platform to provide convenience, turning the cash in our lives into some numbers. For example, Ma Yun's Alipay, and the WeChat payment of the owner of the goose factory. The above is my oh, I hope it helps you.

<> third-party payment company, which is commonly referred to as a third-party payment platform. Third-party payment refers to the online payment mode in which an independent institution with certain strength and reputation guarantee is defeated and facilitates transactions between the two parties through the connection with the network.

In the third-party payment model, after the buyer purchases the goods, the buyer uses the account provided by the third-party platform to pay for the goods (pay to the third party), and the third party notifies the seller of the receipt of the payment and requests the deliveryThe buyer takes over the goods, inspects the goods, and confirms them, and then notifies the third party to make the paymentThe third party then transfers the money to the seller's account.

A brief introduction to the payments industry.

Method Step 1: The payment industry acts as an intermediary for payment, connecting customers and merchants downstream, and connecting banks and card issuers upstream.

2. The payment industry provides a series of application interface programs, integrating a variety of bank card payment methods into one interface, responsible for the docking with the bank in transaction settlement, and making online shopping faster and more convenient.

3. The requirements of the security level of the bank's commercial system, the payment experience is relatively poor, and the use of the platform of the payment industry for payment operations is more simple and easy to accept.

4. The payment industry platform itself is attached to a large portal**, and the credit of the bank it cooperates with is used as a credit basis, so the third-party payment platform can better break through the credit problem in online transactions, which is conducive to promoting the rapid development of e-commerce.

2.Active and passive are different: payment is mandatory and mostly used to fulfill obligations, but payment is not mandatory and is more inclined to be personal initiative;

3.The context of use is different: the payment is mostly used for tuition, taxes, etc., and the payment is mostly used for party fees.

The above is the difference between payment and branch cover.

Payment of taxes. Tax payment usually refers to the process in which taxpayers and withholding agents pay taxes in various ways in accordance with the provisions of relevant laws and regulations. Taxpayers and withholding agents shall pay the tax payable in a timely manner within the time limit required by the relevant tax laws, and thoroughly perform the duties and obligations that should be performed.

According to the relevant laws and regulations, the tax authorities shall not violate the laws and administrative regulations, over-levy, suspend or under-levy, etc. If the taxpayer fails to pay the tax on time, the relevant overdue loss shall be increased.