I would like to know what unemployment insurance is

Unemployment insurance refers to the system enforced by the state through legislation, established by the society in a centralized manner, and provided material assistance to workers whose lives are temporarily interrupted due to unemployment. It is an important part of the social security system and one of the main items of social insurance.

The social security system includes social insurance, social relief, social welfare, social preferential care and resettlement, and basic livelihood security and reemployment for laid-off workers of state-owned enterprises.

Unemployment insurance refers to the system that is enforced by the state through legislation and established by the society to provide material assistance to workers whose lives are temporarily interrupted due to unemployment, so as to ensure the basic livelihood of the unemployed during the period of unemployment and promote their reemployment.

In our country, the unemployed are satisfied: the interruption of employment is not due to their own will; have been registered as unemployed and have a job search requirement; In accordance with the provisions of the unemployment insurance, the unit and the person have fulfilled the obligation to pay for one year in accordance with the provisions of the three conditions, can enjoy unemployment insurance benefits, the content of the treatment mainly involves the following aspects:

1) Unemployment insurance money received on a monthly basis, i.e., the basic living expenses paid by the unemployment insurance agency to the eligible unemployed persons in accordance with regulations.

2) Medical subsidy during the period of receiving unemployment insurance money, i.e., subsidy paid to the unemployed person for medical expenses incurred during the period of receiving unemployment insurance money.

3) Funeral allowance for the death of an unemployed person while receiving unemployment insurance benefits and pension for supporting his spouse's immediate family.

4) Compensation shall be given to the unemployed persons who carry out vocational training and referral during the period of receiving unemployment insurance money, or to the institutions that receive vocational training and introduction, and help them to find new jobs.

According to the provisions of the "Regulations on Unemployment Insurance" (Order No. 258) on the payment of unemployment insurance premiums, urban enterprises and institutions shall pay unemployment insurance premiums at the rate of 2% of the total wages of their units. Employees of units shall pay unemployment insurance premiums at the rate of 1 percent of their wages. Peasant contract workers recruited by urban enterprises and institutions are not required to pay unemployment insurance premiums.

Unemployment insurance is one of the five social insurances, which refers to the system that the state enforces through legislation, and raises funds to establish unemployment insurance through employers, individual employees and state financial subsidies, so as to provide material assistance to workers who temporarily interrupt their lives due to unemployment to ensure their basic life, and create conditions for their reemployment through professional training, employment introduction and other means, unemployment insurance is an important part of the social security system and one of the main items of social insurance.

Unemployment insurance is universal, mutual, and compulsory. Persons who participate in unemployment insurance may receive unemployment benefits if they meet the conditions for receiving unemployment insurance. According to the Social Insurance Law, employees shall participate in unemployment insurance, and the employer and the employee shall jointly pay unemployment insurance premiums in accordance with the provisions of the state.

Unemployment insurance is mandatory:

1. The State shall, in the form prescribed by law, levy social insurance premiums from employers and individuals within the prescribed scope.

2. The payment obligor must fulfill the payment obligation, otherwise it will constitute an illegal act and bear the corresponding legal responsibility.

Generally speaking, which units and which personnel have to pay the premiums and how to pay the premiums are all stipulated by the state, and the units or individuals do not have the freedom to choose, so if the employer does not pay unemployment insurance, the worker can complain to the labor inspectorate, and the labor inspectorate will order it to make corrections and impose a late payment penalty. If the employer fails to pay unemployment insurance, and therefore the employee is unable to enjoy unemployment insurance benefits, it may apply for labor dispute arbitration to claim compensation.

Legal basis

Article 45 of the Social Insurance Law of the People's Republic of China.

An unemployed person who meets the following conditions shall receive unemployment insurance money from unemployment insurance**:

1) The employer and the person have paid unemployment insurance premiums for one year before becoming unemployed;

2) Interruption of employment not due to the person's will;

3) Have been registered as unemployed and have a request to seek employment.

Unemployment Insurance Regulations.

Unemployment insurance** consists of the following:

1) Unemployment insurance premiums paid by urban enterprises and public institutions and employees of urban enterprises and public institutions;

2) Interest on unemployment insurance**;

3) financial subsidies;

4) Other funds included in unemployment insurance** in accordance with the law.

Unemployment insurance benefits include unemployment insurance benefits, medical benefits, funeral grants and pensions, vocational training and employment agency subsidies, etc. The most important part of this is unemployment insurance money, and all other benefits can only be enjoyed during the period during which the unemployed person receives unemployment insurance money.

Unemployment insurance belongs to five insurances and one housing fund.

The first insurance is to ensure that office workers can maintain basic living expenses after losing their jobs.

1. What is unemployment insurance? How to roll and pay the money?

Unemployment insurance, which is one of the five insurances and one housing fund, is to ensure that office workers can maintain basic living expenses after becoming unemployed. Whether you are an urban or rural resident, as long as you participate, you can enjoy its benefits. Five insurances and one housing fund have to deduct a sum of money from us every month, and many friends are confused and don't know how to count.

It's simple to say, let me give you an example: if you live in a third-tier city.

The monthly salary is 5000, and the monthly payment fee is as follows: the provident fund is paid by the individual and the company; The contribution rate is between 5% and 12%, and the company is free to choose. Among them, unemployment insurance, you personally need to pay:

5000 x = 10 yuan, the company needs to help you pay 40 yuan. In fact, the proportion of contributions will be different in different places, for example, Shenzhen unemployment insurance is paid by individuals and companies. But no matter what**, unemployment insurance costs are low; When you understand what benefits will be available, you will feel that these ten or twenty yuan are definitely worth paying.

2. What benefits will unemployment insurance have?

Unemployment insurance benefits.

The most important benefit is 90% of the monthly minimum wage every month. This can make up for some of the loss of income, although not much, but it can also solve the problem of eating. Health insurance.

Medical insurance is the most important protection, but once you don't pay it, you don't have to use it. During the period of unemployment, ** will also help us pay for medical insurance. For this alone, unemployment insurance is worth the price of the ticket.

Six times the average monthly wage in the previous year. Unemployment insurance varies from place to place.

3. How long can I receive unemployment insurance benefits?

Although there are four benefits, the most important thing we value is of course the monthly unemployment insurance benefits. In fact, receive unemployment benefits.

It is not an easy task, and three conditions need to be met: one year of unemployment insurance; interruption of employment not due to the person's will; Register as unemployed after becoming unemployed.

and have a willingness to apply for a job; Therefore, being dismissed by the company or resigning due to the bankruptcy of the company are eligible for the collection, but if you resign voluntarily, you will not be able to receive it.

Legal analysis: Unemployment insurance refers to the system in which the state establishes unemployment insurance, provides material assistance to those who have temporarily interrupted their lives due to unemployment, and creates conditions for their re-employment through professional training, employment introduction and other means. If an unemployed person interrupts his employment not due to his own will, the pre-employment employer and the person who have paid unemployment insurance premiums for one year and have been registered as unemployed, and have requirements for job hunting, shall receive unemployment insurance money.

Legal basis: Wanton Paisian.

Social Insurance Law of the People's Republic of China

Article 45 An unemployed person who meets the following conditions shall receive unemployment insurance money from unemployment insurance**: (1) the employer and the employee have paid unemployment insurance premiums for one year before becoming unemployed; 2) Interruption of employment not due to the person's will; (3) Those who have been registered as unemployed and have requirements for job seeking.

Article 50 An employer shall promptly issue a certificate of termination or dissolution of labor relations for an unemployed person, and inform the social insurance agency of the list of unemployed persons within 15 days from the date of termination or dissolution of the labor relationship. An unemployed person shall, with the certificate of termination or dissolution of labor relations issued by the unit that has completed the work, promptly go to the designated public employment service agency to register as unemployed. An unemployed person shall go through the formalities of receiving unemployment insurance money at the social insurance agency on the basis of his unemployment registration certificate and personal identity certificate.

The period for receiving unemployment insurance money is calculated from the date of unemployment registration.

Unemployment insurance is a system that is enforced by the state through legislation, and funds are raised by employers, individual employees and state financial subsidies to establish unemployment insurance**, to provide material assistance to workers whose lives are temporarily interrupted due to unemployment** to ensure their basic livelihood, and to create conditions for their re-employment through professional training, employment introduction and other means.

The unemployed person is satisfied that the employment is interrupted not due to his own will; have been registered as unemployed and have job search requirements; To participate in unemployment insurance in accordance with the regulations, the employer and the person who have fulfilled the obligation to pay contributions for one year in accordance with the regulations can enjoy unemployment insurance benefits, including unemployment insurance benefits received on a monthly basis; medical benefits for the duration of unemployment insurance benefits; funeral benefits for the death of an unemployed person while receiving unemployment insurance benefits and pensions for the immediate family members of his spouse; Compensation shall be provided to the unemployed persons who have carried out vocational training or referral during the period of receiving unemployment insurance money, or to the institutions that have received vocational training or referrals, and to help them find new jobs.

Unemployment insurance money is the basic living expenses paid by unemployment insurance agencies to eligible unemployed persons in accordance with regulations, and is a temporary compensation for the loss of wage income by unemployed persons during the period of unemployment, and is also the most important unemployment insurance treatment.

According to the Regulations on Unemployment Insurance, an unemployed person who meets the following conditions may receive unemployment insurance money: he or she has participated in unemployment insurance in accordance with the regulations, and his employer and himself have fulfilled the obligation to pay contributions for one year or more in accordance with the regulations; Interruption of employment not due to the person's will; Have been registered as unemployed and have a job search requirement. During the period of receiving unemployment insurance money, a person who has lost his or her job shall enjoy other unemployment insurance benefits at the same time in accordance with regulations.

1. What is unemployment insurance?

Unemployment insurance refers to the system enforced by the state through legislation, which is established by raising funds through employers, individual employees' contributions and state financial subsidies, providing material assistance to workers whose lives are temporarily interrupted due to unemployment, and creating conditions for their reemployment through professional training, employment introduction and other means.

Unemployment insurance is an important part of the social security system and one of the main items of social insurance. According to the Social Insurance Law of the People's Republic of China and other relevant provisions, unemployment insurance will be reduced in stages from May 1, 2016.

2. What are the benefits of unemployment insurance?

Unemployment insurance benefits refer to all kinds of assistance provided by unemployment insurance** in the form of cash when the life of a worker participating in unemployment insurance is temporarily interrupted due to unemployment**. Unemployment insurance benefits are one of the basic contents of the unemployment insurance system, and the characteristics and functions of the unemployment insurance system are determined by different forms and standards of unemployment insurance benefits.

3. What are the conditions for receiving unemployment benefits?

1. Unemployed persons who meet the following conditions may receive unemployment insurance money and enjoy other unemployment insurance benefits according to regulations:

1) Participate in unemployment insurance in accordance with the regulations, and the employer and the person have fulfilled the payment obligation in accordance with the provisions for one year;

2) Interruption of employment not due to one's own will;

3) Those who have been registered as unemployed in accordance with the procedures prescribed by law;

4) Those who have job search requirements and are willing to accept vocational training and job introduction.

2. The employee's employment is interrupted not due to his own will, including the following circumstances:

1) Termination of the labor contract;

2) The labor contract is terminated by the employer;

3) The employer proposes to terminate the labor contract because it does not provide working conditions in accordance with the regulations;

4) The employer proposes to terminate the labor contract because the employer has forced labor by means of violence, coercion or restriction of personal freedom;

5) The employer proposes to terminate the labor contract because the employer deducts or arrears wages, or fails to pay the remuneration for extended working hours in accordance with the regulations;

6) The employer proposes to terminate the labor contract because the employer pays wages lower than the local minimum wage standard or the wage standard agreed in the collective contract;

7) The employer proposes to terminate the labor contract due to the seizure of identity, qualifications, qualifications and other documents;

8) The employer proposes to terminate the labor contract because it has not paid social insurance premiums in accordance with the law;

9) Laws and regulations provide otherwise.

Measures for the application and payment of unemployment insurance benefits.

In two of the following circumstances, the recipient of unemployment insurance money shall cease to receive unemployment insurance money, and at the same time shall cease to enjoy other unemployment insurance benefits.

1) Re-employed;

2) those who should be conquest for military service;

3) emigrating abroad;

4) Those who enjoy basic pension insurance benefits;

5) Those who have been sentenced to prison or re-education through labor.

6) Guessing the source of Zen without a legitimate reason, refusing to accept the work introduced by the department or institution designated by the local people.