Pacific Insurance is happy with a year, 10,000 years, 33 years, how to count a three year old child

Xueba said insurance, teach you to buy insurance for your children and not be pitted! This year, the comparison table of 136 hot-selling children's critical illness insurance has been updated

Click to claim now, I believe it can help you.

What insurance is good for children

First, you must apply for the country's medical insurance!

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is the basic security welfare given by the state, and it must be handled well.

Second, if you plan to configure commercial insurance, it is recommended to consider pure protection critical illness insurance + medical insurance + accident insurance.

Let's start with critical illness insurance, which provides coverage for as long as possible. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, in addition to solving the best expenses, it can also solve a lot of additional expenses caused by illness, such as because of illness, missing homework, or some irreparable losses in subsequent life, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance can solve these problems.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the insurance amount of 10,000 yuan is only one or two hundred yuan per year, and the cost performance is very high.

Finally, let's look at accident insurance, children's accident insurance is very cheap, 200,000 yuan per year is only sixty or seventy yuan, which can protect the child's accidental death, accidental disability and accidental medical liability, which is very cost-effective.

Third, don't buy both types of insurance for your child!

Don't give your child life insurance, and try not to consider critical illness insurance with both liabilities attached. I know the specific reasons in this articleHow to buy child insurance without being cheated? You'll know when you see it!

has been introduced in detail, because it has been written in detail in the manuscript, so I won't spend too much time introducing it here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it comprehensively for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is cheap and useful.

That's all for me"Pacific Insurance is happy with a year, 10,000 years, 33 years, how to count a three-year-old child"All of them, I hope it helps you! Hope!

Guaranteed income, there will be fixed dividends from the third year, if you don't take it, you can enter the universal account with a yield of up to 6%, compound interest and interest.

I can give you a plan to see the detailed calculations, and you will understand.

Happiness accompanies the elderly, and it is very good to support the elderly!

Hello, hurry up and buy it, otherwise you won't be able to grab it.

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This product is good, it's a spike. After that, there will be no more.

At the age of 38, pay 10,000 per year, pay for three years, and how much can you get every month after the age of 60.

Xueba said that insurance only helps families who really want to buy insurance for their children! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated, you can click to take a look, which can help you choose your child's insurance.

How to buy insurance for your childFirst, the country's medical insurance must be handled!

After the child is registered, you can go to apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, this is the basic security welfare given by the state, and it must be handled well.

Second, in addition to the basic insurance of national medical insurance, commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance should be given priority.

Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). In addition, critical illness insurance can pay a large amount of cash directly after getting sick, which can not only be used to treat the disease, but also solve many hidden problems caused by illness, such as the delay in study caused by medical treatment and some losses in subsequent life, which require a lot of cash to make up. Buying a pure protection critical illness insurance can just solve these problems in the future.

Let's talk about medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan a year, you can buy an insurance amount of 10,000 yuan, which is cheap and useful.

Finally, let's talk about accident insurance, children's accident insurance is very cheap, 20w insurance amount only needs sixty or seventy yuan per year, which can protect children's disability, death and medical liability caused by accidents, which is quite cost-effective.

Third, don't buy both types of insurance for your child!

Don't buy life insurance for your children, and try not to think about critical illness insurance with both liabilities attached. The specific reasons I know are in this answerHow to buy insurance for your child without being cheated? This guide tells you!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year.

That's all for me"What is 10,000 a year for children in Pacific Insurance"

This is the Pacific Insurance Dongfanghong series of red.

1. Insurance type: children's insurance, education insurance, children's dividend insurance.

2. Insurance coverage: education fund, death insurance benefit, accident injury medical insurance.

3. Insured population: Children under the age of 10 can apply for insurance after 28 days of birth.

4. Customers can receive a blessing money equivalent to 10% of the basic insurance amount of the main insurance every year, and the first blessing payment can be received after the contract takes effect.

5. When applying for insurance, customers can also choose to receive a life payment equivalent to the total premium paid for the main insurance at a certain age when they have reached the age of the year.

6. When the insured survives to the date of the effective date of the contract for one year old, the customer can receive a university education fund equivalent to 30% of the additional basic insurance amount for juvenile intelligence; At the age of 25, you can also receive a one-time start-up dowry equal to 100% of the amount of the additional basic insurance for juvenile intelligence.

7. Since the age of 60, customers can receive a pension equivalent to 12% of the basic insurance amount of the additional old man every year.

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Pay 10,000 yuan of insurance premiums every year!

Brother Bao said insurance, focusing on insurance product evaluation! What insurance should I buy for my child? > top 10 insurance companies are selling children's critical illness insurance.

The safety of children needs the attention of parents, but in addition to this, the health protection of children also needs to be done. At present, there are quite a lot of insurance suitable for 16-year-old children, and parents don't know how to buy them.

Let's start by looking at the buying strategy:

1.Critical illness insurance: In fact, the pressure on children at this age to study is still quite large, and excessive pressure will affect the incidence of diseases to a certain extent.

A critical illness insurance can play a role in relieving the financial pressure of the family, which can be said to protect both children and adults. In addition, it does not take a lot of money to buy insurance for children of this age, the protection time is long, and the cost performance is also high. If you don't know which critical illness insurance is better, > the top 10 insurance companies are "worth buying" of popular critical illness insurance!

2.Accident insurance: Children at this age are more energetic, and various accidents may occur during school, school, and participating in various activities.

3.Medical insurance: Medical insurance is also a good option for 16-year-old children. Everyone is likely to be hospitalized with illness, and the cost of medical treatment** can be reimbursed through medical insurance, which is also conducive to reducing the financial pressure on the family.

In addition to the type of insurance, people also want to know how much it will cost. Generally speaking, consumer-based accident insurance and million medical care are only one or two hundred yuan a year, and if it costs less than 1,000 yuan, a critical illness protection can be bought back, and there will be no economic benefits.

Summary. Hello, dear, the insurance amount of Pacific Long Companion A whole life insurance is more than 120,000, and this insurance amount is calculated at the time of death.

The Pacific long-term companion A whole life insurance bought for the child has been paid for 5 years and more than 50,000 points, and the insurance amount is more than 120,000 yuan.

Hello, dear, the insurance amount of Pacific Long Companion A whole life insurance is more than 120,000, and this insurance amount is calculated at the time of death.

The only insurance liability of Pacific Companion A Whole Life Insurance is: the insured dies or is completely disabled, and the insurance company pays the insurance benefit. There are three types of insurance claims:

1.If the insured is under the age of 18, the accumulated premiums paid and the cash value of the policy are greater. 2.

Before the age of 18 to 61, the premium paid is a multiple of the cash value of the policy and the sum insured, whichever is greater. After the year, the accumulated premium is paid in times of the cash value of the policy and the sum insured, whichever is greater. (The basic sum insured of this increased whole life insurance is increased by 3% per year, and the sum insured will increase by 3% every year from the beginning of your insurance of more than 120,000, which is equivalent to a policy that will grow up).

Regarding medical insurance, many people have a question: I don't know what to buy, the current popular medical insurance products in my country are here, which one is good and which one is not good, you can see at a glance: what are the good medical insurance recommendations? An inventory of the top 20 best-selling high-quality medical insurance in 2020.

It is best to buy commercial medical insurance after buying medical insurance. Medical insurance is the most basic protection, ** is very cheap, and basically everyone can buy it. Commercial medical insurance is a supplement to medical insurance, which includes some items that are not covered by medical insurance, such as imported drugs, high-end ** fees, examination fees, etc.

There are many types of medical insurance, and the common ones are three types: million medical insurance, hospitalization medical insurance, and cancer prevention medical insurance.

Let's talk about the differences between these 3 types:

1. Million medical insurance.

Most people can buy millions of medical insurance, because it has a high reimbursement amount, ** is very cheap, and there is no restriction on the reimbursement of diseases, you can get hundreds of yuan in reimbursement by paying a few hundred yuan a year, which is very cost-effective. Moreover, its insurance content is also very comprehensive, such as bed fees, nursing fees, surgery fees, drug costs, material costs, etc., can be reimbursed.

Next, I will give you an analysis of a few of the more popular million-dollar medical insurance:

It can be obtained through **.

1) Good medical insurance: This is a 6-year guaranteed renewal, which is the best one for renewal conditions at present. During the 6-year period, whether it is a claim, a deterioration in health or the suspension of insurance products, you can continue to apply for insurance.

2) Exclusive e-life: Added postoperative home care, oncology special drug services, and increased the option of family sharing deductible.

3) Micro-medical insurance: added value-added services for international second diagnosis and treatment.

From the above analysis, we can know that each product has its own characteristics, and when choosing to buy a product, you can choose it according to your own needs.

In addition to the 3 medical insurance products mentioned here, there are many million medical insurance products worth buying, you can click on the original article to view: What are the good medical insurance recommendations? An inventory of the top 20 best-selling high-quality medical insurance in 2020.

2. Hospitalization medical insurance.

Low deductibles and low sum insured are the characteristics of this type of medical insurance. This type of insurance is mainly used to reimburse outpatient clinics, and is generally suitable for young babies or older people. Because children are weak and the elderly are more likely to suffer from minor diseases, this kind of insurance has a greater effect.

3. Cancer prevention medical insurance.

Since the maximum age of hospitalization medical insurance and million medical insurance is about 65 years old, the older ones cannot be insured, and they can be insured for cancer prevention medical insurance.

Cancer medical insurance only covers hospitalization** or special outpatient clinics caused by cancer, and this insurance does not have too many requirements for age and health. It is more suitable for those who suffer from minor problems or are older.

This kind of ** is greatly affected by physical fitness and age, here are a few cheap and high-quality cancer medical insurance, you can collect what you need: what are the good medical insurance recommendations? An inventory of the top 20 best-selling high-quality medical insurance in 2020.