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Hello: My daughter is 14 years old, and it is a little late to consider education funds at this time, so I can consider hospitalization and critical illness and financial management products for my daughter. Because this love will accompany your daughter for a lifetime.
I hope you can briefly inform us of your specific financial situation, so that we can design the right insurance for you, I wish you a happy day!
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Xueba talks about insurance, focusing on insurance product evaluation! What kind of insurance is best for my child? Parents who are interested in learning more can take a look at this comparison tableDesigned for 14-year-olds! A comparison table of 136 popular critical illness insurances in China
In the process of children's growth, it is very important for parents to protect them, but in addition to this, it is also necessary to give children adequate health protection. Nowadays, there are many insurance plans that can be purchased for 14-year-olds, and it is difficult to know how to choose.
Let's start by looking at the buying strategy:
1.Critical Illness Insurance:In fact, the pressure of children at this age to study is still quite large, and the probability of suffering from diseases will increase if the pressure is too great, and a critical illness insurance is very needed at this time.
A critical illness insurance can play a role in relieving the financial pressure of the family, which can be said to protect both children and adults. In addition, it is relatively cheap for children to buy critical illness insurance, and the time that can provide protection is relatively long, and it is cost-effective. You don't have to have a headache when choosing critical illness insurance, you can directly refer to this collection of high-quality critical illness insurance that I have carefully organizedExclusive for 14-year-olds:
Top 10 [cheap and high-quality] children's critical illness insurance
2.Accident Insurance:Children at this age are very active, and anything can happen on the way to and from school and when participating in a variety of activities inside and outside the school.
Therefore, it is very necessary to have an accident insurance for your child. I have found out the accident insurance suitable for children, and you can collect it if you need itDesigned for 14-year-olds! 10 of the most cost-effective children's accident insurance
3.Medical Insurance:There is also medical insurance for 14-year-olds.
With medical insurance protection, you can reimburse most of the medical expenses after seeing a doctor, which can help reduce the financial burden of the family to a certain extent.
After figuring out what kind of insurance you need to buy, how much money you need is also a question that many people are concerned about. If compared with the premiums of adults, the cost of children's insurance is cheaper, and it only costs 100 or 200 a year to buy a consumer accident insurance or medical insurance, and a good critical illness insurance can be bought for only 1,000 yuan, which generally does not increase any financial pressure.
That's all for me, hope!
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14-year-olds are suitable for children's medical insurance, critical illness insurance, medical insurance and accident insurance.
Among them, the role of children's medical insurance and medical insurance is very similar, both of which are reimbursement for the first expenses that meet the regulations, but the coverage of medical insurance will be wider and the reimbursement ratio will be higher, which can make up for the lack of coarse scum of children's medical insurance.
What are the popular medical insurance policies in the market? There is an answer in this list: the latest top ten million medical insurance letter is newly released!
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When buying insurance for 14-year-olds, they can consider critical illness insurance, medical insurance, and accident insurance.
Generally, 14-year-old children have weak resistance and are prone to disease, so critical illness insurance that can provide illness protection and medical insurance that can provide hospitalization medical insurance are more important, and you can give priority to insurance.
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Summary. Hello, 1, buy better personal social security: urban and rural medical insurance, more suitable for children to buy, for minor illnesses can be compensated, it is a benefit given by our country, must be well grasped, a year on 200-300 yuan in the middle.
2. Million medical insurance: million medical insurance, whether old or young, can not distinguish age, only need to meet the regulations, each person must have one, the key to solve the huge medical expenses generated by serious diseases, to ask 14-year-old children what insurance to buy, as a commercial insurance in the million medical insurance can not be missing;
3. Critical illness insurance: Critical illness insurance is one of the most worrying points for parents, whether to choose children's critical illness insurance or general critical illness insurance, in fact, many general critical illness insurance at this stage.
What is the best insurance for a 14-year-old.
Hello, 1, buy better personal social security: urban and rural medical insurance, more suitable for children to buy, for minor illnesses can be compensated, it is a benefit given by our country, must be well grasped, a year on 200-300 yuan in the middle. 2. Million Medical Insurance:
Millions of medical insurance, whether old or young, can not distinguish age, only need to meet the regulations, each person must have one, the key to solve the huge medical expenses generated by serious diseases, to ask 14-year-old children what insurance to buy, liquid pure as a commercial insurance in the million medical insurance can not be missing; 3. Critical illness insurance: Critical illness insurance is one of the most worrying points for parents, whether to choose the absolute children's critical illness insurance or general critical illness insurance, in fact, many general critical illness insurance at this stage.
I just want to buy him the kind of school, marriage, work, and then illness are compensated, and there is no suitable for children of this age.
Hello, yes, this is also suitable, but it is also very suitable for long-term development.
Do you have any recommendations?
Hello, the recommendation is Million Medical Insurance.
Which insurance company's?
Hello, Chinese Shou, this can be considered buying.
Good! Thank you.
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Generally speaking, you can consider buying three types of insurance for 14-year-olds: Children's Critical Illness Insurance, Million Medical Insurance and Children's Accident Insurance. And for 14-year-olds, the main risk factors are diseases and accidents. Clear your grip.
Taking accident insurance as an example, the accident insurance product suitable for 14-year-old children to buy is designed for 14-year-olds! The best accident insurance is here.
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It is better to buy medical insurance, children's critical illness insurance, medical insurance and accident insurance for 14-year-olds.
Some parents ask why Cong Zi doesn't buy life insurance for their children. In fact, the child has no economic income and does not have to bear the financial responsibility of the family, so there is no need to allocate life insurance, but the parents are the pillars of the family economy, and they should first configure these four major types of insurance for themselves. Still not sure what insurance you should buy for yourself and your children?
You can take a look at these insurance plans as a supplement: Sotong 3 sets of plans, complete with a family's insurance.
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14-year-olds can buy children's critical illness insurance, medical insurance, and accident insurance.
The senior sister found that some parents are more concerned about their children's education, and they will configure an education annuity insurance for their children as soon as they come up. In fact, this approach is not right, because education annuity insurance is a financial product, after the child has a disease, an accident, the money that can be obtained from the education annuity insurance may not be able to completely transfer the economic risks caused by these accidents, and may also increase the financial burden of parents. Therefore, buying insurance for children should follow the principle of protection first and financial management later.
If you don't know what products to buy for your child, you can take a look at this insurance guide: which insurance is suitable for children aged 14-15.
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14-year-old children can buy children's critical illness insurance, million medical insurance and accident insurance.
In fact, there are still many insurance products that can be bought at the age of 14, and parents can choose the insurance products suitable for their children according to their children's protection needs and the insurance conditions of the corresponding products.
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Accident insurance, critical illness insurance, and medical insurance are more suitable.
Taking critical illness insurance as an example, the accident risk of a 14-year-old child is more worthy of everyone's attention. Children of this age tend to run and play, and are slightly more likely to suffer accidental injuries. Therefore, the protection of accident insurance is more important.
Communicate frequently, constantly guide, move with emotion, and know with reason.
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