How to change customer information for the additional search fee of Pacific Kids Care Children s A

Xueba says insurance, to help you avoid all the pitfalls of buying insurance for your children! This year, the comparison table of 136 hot-selling children's critical illness insurance has been updated

It's now free, click to claim it now.

How to buy insurance for your child

This problem has made many parents think hard, and then we will sort out the methods and ideas for buying insurance for their children! Pay attention to three key points:

First, medical insurance is essential, especially for children!

After the child has a household registration, he can go to apply for neonatal medical insurance (medical insurance for urban and rural residents), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.

Second, commercial insurance gives priority to critical illness insurance + medical insurance + accident insurance.

First of all, critical illness insurance, which provides a relatively long period of protection. Secondly, critical illness insurance pays cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve many additional expenses caused by illness, such as the delay in study caused by medical treatment and some losses in subsequent life, which require a lot of cash. Buying a pure protection critical illness insurance policy can be used to solve these problems.

As for medical insurance, it can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of 1,200 yuan, you can buy an insurance amount of 10,000 yuan, which is not expensive and very useful.

Finally, accident insurance, children's accident insurance is very cheap, as long as it is sixty or seventy yuan a year, you can buy 200,000 yuan of protection, which can protect the child's accidental death, accidental disability and accidental medical liability, which is particularly practical.

Third, is there any insurance that I should not buy for my child?

Don't choose life insurance for your child, and try not to choose critical illness insurance with both liabilities. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!

has been introduced in detail, because there is already a detailed analysis in the manuscript, so I won't spend too much space here.

According to the above insurance ideas, if you configure regular protection for your child, you can get it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is low and real.

That's all for me"How to change customer information for the additional search fee of Pacific "Kids Care" Children's Accident Insurance? "All of them, I hope it helps you! Hope!

There are two ways to change customer information: 1. You can call CPIC National Customer Service ** to apply, and after the agent verifies the identity and confirms the customer, he can change the customer information such as contact address, contact**, and postal code for you.

2. You can log in to the safe deposit box on the official website of Pacific Insurance to automatically initiate an application for changing customer information.

The additional search fee of Pacific "Children's Fun and Worry-free" Children's Accident Insurance is expressly notified: (1) At the time of entering into this contract, the policyholder has an insurance interest in the insured, and the beneficiary is statutory. (2) Applicable population:

Children and adolescents who are 30 days old to 18 years old, have valid identity certificates (ID card, household registration booklet, birth certificate), are in good health, and can live and study normally. (3) Insured accidents caused by pre-existing diseases or congenital diseases or hereditary diseases and their complications are excluded. (4) The waiting period for hospitalization is 30 days, and the waiting period for death from illness is 90 days (5) Requirements for hospital treatment:

Legally operating secondary and above public hospitals within the territory of the People's Republic of China (except Hong Kong, Macao and Taiwan). (6) Health notice: 1

The child has been born for 30 days and has been discharged from the hospital in good health; The weight at birth is not less than 5 pounds, and there are no abnormalities such as neonatal asphyxia or birth injury or hypoxia; 2.The applicant has not been delayed, denied, or added to or modified any of the conditions of coverage (e.g. premium increases or special exclusions) when applying for any insurance plan for your children in the last 1 year, such as life insurance, accident insurance, critical illness insurance, medical and health insurance. 3.

The child does not have any of the following: unexplained fever, dizziness, wheezing, abdominal pain, purpura, visual or hearing impairment, body mass or mass, weight loss (weighing more than 2 kg)4The child has not had or is not suffering from any of the following diseases:

Suffering from pneumonia, convulsions, diarrhea, polio, ADHD, polio, measles, meningococcal meningitis, Japanese encephalitis, diphtheria, tetanus, whooping cough and other diseases, congenital, hereditary diseases, malformations, or already suffering from a critical illness in the children's critical illness insurance. 5.The child had no abnormalities in the physical examination in the past year, and there was no developmental delay, convulsions, convulsions, cerebral palsy, etc.

6.The child has not been unable to engage in daily learning or activities for more than 3 consecutive days due to illness in the past year. 7.

The child is not hospitalized and has not recovered or has not been discharged from the hospital for less than 3 months. 8.The child has not been terminated by the insurance company or has not been denied, extended or conditionally covered at the time of insurance or reinstatement, or has had any form of personal claim.

Xueba says insurance, to help you avoid all the pitfalls of buying insurance for your children! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated, click to get it now, I believe it can help you choose the right insurance for your child.

How to buy insurance for your childThis question has made many parents think hard, today let's take a good look at what insurance should be bought for their children! Configure from these three aspects:

First, medical insurance must be handled well, which is the basic guarantee of the people!

After the child is born, as long as the household registration is registered, you can immediately apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, basic medical insurance is particularly important, so you must handle the medical insurance for the child.

Second, after the medical insurance is handled, you can consider configuring commercial insurance for your child, giving priority to critical illness insurance + medical insurance + accident insurance.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, which can not only solve the problem of medical expenses, but also solve a lot of additional expenses caused by illness, such as delaying homework due to illness, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance policy can be used to solve these problems.

Let's take a look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan, and the annual premium is only one or two hundred yuan, which is very cost-effective.

Finally, it is necessary to have an accident insurance, the child's accident insurance is particularly cheap, with an annual protection of 200,000 yuan, only sixty or seventy yuan, don't look at the cost is not much, but the protection is a lot. Accidental death, dismemberment, and accidental medical liability of the child are all covered, inexpensive, and useful.

Third, don't buy both types of insurance for your child!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the idea I gave you to configure insurance, if you configure regular protection for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is very cost-effective.

That's all for me"What are the notices of the additional search fees for Pacific "Kids Care" Children's Accident Insurance? "

Important Explanation of the Additional Finding Fee of Pacific "Children's Fun and Worry-free" Children's Accident Insurance:1If the insurance company makes inquiries about the subject matter of the insurance or the relevant circumstances of the insured when concluding an insurance contract, the policyholder shall truthfully inform the policyholder.

2.If the policyholder intentionally or due to gross negligence fails to perform the obligations specified in the preceding paragraph, which is sufficient to affect the insurance company's decision on whether to agree to underwrite or increase the insurance rate, the insurance company has the right to terminate this insurance contract. 3.

If the insured deliberately fails to perform the obligation to tell the truth, the insurance company shall not be liable to pay the insurance money for the insured accident that occurred before the termination of the contract, and the insurance premium shall not be refunded. 4.If the insured fails to perform the obligation of truthful notification due to gross negligence, which has a serious impact on the occurrence of the insured accident, the insurance company shall not be liable to pay the insurance money for the insured accident that occurred before the termination of the contract, but shall refund the insurance premium.

5.The right to terminate the insurance contract obtained by the insurance company in accordance with this article shall be extinguished if it is not exercised within 30 days from the date on which the insurance company becomes aware of the reason for termination. 6.

If the insurance company is aware of the failure of the policyholder to truthfully inform the policyholder at the time of the conclusion of the contract, it shall not terminate the contract; The insurer that issues and examines the insured accident shall bear the responsibility of paying the insurance money.

Clearly informed: Dear customers, electronic policy or paper policy can only choose one of the two, if you choose electronic policy, you will not receive paper policy, if you choose paper policy, you will not receive electronic policy, please choose the type of policy carefully, thank you. According to the regulatory regulations of the China Insurance Regulatory Commission, the compensation limit for accidental death of minors is RMB100,000 per person.

Exclusions from the terms of the Comprehensive Insurance for Personal Accidents of Students and Young Children (2013 Edition): 1. The insurer shall not be liable for any payment of insurance money if the death or disability of the insured is directly or indirectly caused by one of the following reasons: (1) The insured intentionally kills or injures the insured; (2) The insured causes injury or suicide, except where the insured is incapacitated for civil conduct at the time of suicide; (3) Fighting, assault or being attacked as a result of the insured's provocative or intentional acts; (4) The insured violates the law, commits a crime, or resists criminal compulsory measures taken in accordance with law; (5) Injuries caused by illness of the Insured, including but not limited to sudden death, food poisoning (excluding those who choose to take out insurance liability for collective food poisoning condolence), altitude sickness, heat stroke, viral and bacterial infections (except for wound infections caused by accidental injuries); 6) Injuries caused by pregnancy, miscarriage or childbirth of the insured, except for miscarriage or childbirth caused by accidental injury; (7) Injuries caused by drug allergies, cosmetic surgery, medical and surgical procedures, or other medical acts of the insured; (8) The insured does not follow the doctor's instructions to take, apply or inject drugs without permission; (9) The insured is declared dead by the court due to the disappearance of the insured due to reasons other than accidental injury or natural disaster; (10) During the period when the insured is engaged in high-risk sports or participates in any professional or semi-professional sports; (11) any biological, chemical, nuclear**, atomic or nuclear device**, burns, contamination or radiation; (12) Terrorist attacks.

2. Under any of the following circumstances, the insurer shall not be liable for the death or disability of the insured: (1) During the period of mental disorder or insanity of the insured; (2) during war, military operations, insurrection or armed rebellion; (3) During the period during which the insured is intoxicated or under the influence of drugs or controlled substances; (4) During the period when the insured is driving under the influence of alcohol, driving without a valid driver's license, or driving a motor vehicle without a valid driving license. Additional Student's Young Child Missing Expenses Insurance Clause Excludes:

Article 5 1. If the main insurance contract is invalid or invalid, the insurer shall not be liable for any insurance payment. 2. The insurer shall not be liable to pay the insurance money for the search expenses incurred by the insured running away from home or traveling without informing the guardian.

Xueba said insurance, teach you to buy insurance for your children and not be pitted! This year, the comparison table of 136 hot-selling juvenile critical illness insurance has been updated, you can click to take a look, which can help you choose your child's insurance.

How to buy insurance for your childThis question has stumped many parents, today let's take a look at how to buy insurance for children! Keep these three points in mind:

First, health insurance is essential, and so are children!

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so it is necessary to handle the medical insurance for the child.

Second, commercial insurance gives priority to critical illness insurance + medical insurance + accident insurance.

Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). Secondly, critical illness insurance is paid directly in cash after getting sick, which can not only solve the problem of medical expenses, but also solve other associated problems, such as children who miss their studies due to illness, and even some subsequent life losses, which require a lot of cash. Buying a pure protection critical illness insurance can just solve these problems in the future.

As for medical insurance, it can be used to reimburse the medical expenses of children's usual medical treatment, for example, a 0 deductible hospitalization medical insurance, with an insurance amount of 10,000 yuan, and an annual premium of one or two hundred yuan, which is very cost-effective.

Finally, it is necessary to have an accident insurance, the child's accident insurance is very cheap, the insurance amount of 20w is only sixty or seventy yuan per year, you don't see that it costs a lot, but in fact, the protection is quite extensive, accidental death, disability, accidental medical liability are within the scope of protection, cheap and useful.

Third, what insurance should not be bought for children?

has been introduced in detail, because it has been written in detail in the manuscript, so I won't spend too much time introducing it here.

According to the idea I gave you to configure insurance, if you configure regular protection for your child, you can get it for about 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is very cost-effective.

That's all for me"What are the exclusions for the Pacific Children's Accident Insurance Additional Finding Fee? "