How much is the premium of Pacific Happiness Protector Accident Protection Plan?

Founded in 1991, CPIC has been selected as one of the world's top 500 companies and is the big brother of the insurance industry. Let's evaluate Pacific Insurance Company with the following three questions:

1.Are Pacific Insurance's products good and worth starting?

The popular products of Taiping Insurance include Jinnuo Life, Jinyou Life, Anxingbao Auspicious Life, Love Guardian, etc., after combing through the products of Pacific Insurance, I sorted out one"Seven Worthwhile Products for Pacific Insurance in 2020".

Hope it helps.

2.What is the level of Taiping Insurance's service in the same industry?

In order to provide consumers with a standard, the China Banking and Insurance Regulatory Commission (CBIRC) has rated the services of insurance companies according to indicators such as complaint rate, claims service, and business handling efficiency, with AAA rating being the highest and D rating being the lowest.

Let's see how many levels Pacific Life can rate:

The form shows that the Pacific Ocean is AA graded, which is a high level. Next year will be different.

3.Is Pacific Insurance reliable?

I will care about the unreliable fans of the insurance company, and I am worried about the claims after buying the insurance. This is easy to do, the higher the ranking company, the more reliable it must be in the same industry. I stayed up late analyzing various companies and put together a following:

What are the top 10 insurance companies.

You can see which companies are going beyond Pacific Insurance.

That's all for me"How much is the premium of Pacific Happiness Protector Accident Protection Plan? "All, look!

Insurance costs of Pacific Happiness Carefree Accident Insurance Plan: In the event of an accidental injury, and outpatient (emergency) or hospitalization in a hospital recognized by the health administrative department at or above the second level, Pacific Insurance will compensate for the necessary and reasonable medical expenses incurred in an accident within the scope of the ** basic medical insurance management regulations of the place where the contract is issued, at a rate of 100.

Summary. Hello dear! 1. What are the insurance standards for purchasing Pacific Worry-Free Insurance in 2021?

Age of purchase of insurance: 18-45 years oldDuring the insurance period: to the age of the payment period:

5 10 20 years, to 60 years old waiting period: 90 days 2, 2021 Pacific Care Insurance coverage content? Critical Illness Benefit:

120 major illnesses are paid once. After the waiting period (90 days), if the tragic diagnosis results in the 120 critical illnesses specified in the contract, 100% of the insured amount will be paid, and the contract will be terminated. Death or Total Disability Benefit:

The tragic death is still totally disabled, and there is no previous major illness, and the payment of insurance premiums or cash value is greater.

Hello dear! 1. What are the insurance standards for purchasing Pacific Worry-Free Insurance in 2021? Age of Purchase:

During the coverage period for the age of 18-45: to the payment period of the year: 5 10 20 years, and the waiting period for the age of 60:

90 days 2, what is the coverage of 2021 Pacific Carefree Insurance? Critical illness insurance: 120 major illnesses will be paid once.

After the waiting period (90 days), 100% of the insured amount will be paid for the 120 major illnesses specified in the contract, and the contract will be terminated. Death or Total Disability Benefit: The greater of the premium paid or the cash value of the total disability in the event of a tragic death and no previous major illness.

3. How about the 2021 Pacific Worry-Free Insurance? 2021 Pacific Worry-Free Insurance is a term critical illness insurance promoted offline, with built-in death liability, whether it pays the paid insurance fee or cash value, and the product structure is a one-time payment for critical illness, with no protection for minor illness and moderate illness, and no other liability that can be attached or related, and the protection content is very simple.

Pacific Happiness Protector Accident Protection Plan Insurance Terms: 1. If the accidental injury directly causes death within 180 days, Pacific Insurance Company will pay the accidental death insurance benefit according to the insured amount, and the contract will be terminated; 2. If you suffer an accidental injury and become disabled within 180 days from the date of the accident, the Pacific Insurance Company will pay the accidental disability insurance benefit according to the amount of the accident insurance and the corresponding proportion of the physical disability.

。Founded in 1991, Pacific Insurance Company is a senior insurance company and has been selected as one of the world's top 500 companies for eight consecutive years. Regarding the evaluation of Pacific Insurance Company, there are three main questions:

1.Compared to other companies, are Pacific Insurance's products worth buying?

The main products promoted by Pacific Insurance are Jinyou Life, Children's Super Treasure Enjoying Millions, Xin Satisfaction, etc., I spent a week comparing the products of Pacific Company and sorting them out"Seven Products Worth Buying in 2020 by Pacific Insurance".。Hope it helps.

2.How is Pacific Insurance's service?

Based on a large amount of data and experience in the past, the bank and insurance company are divided into 10 levels according to 8 indicators, including the timeliness of claims service, the odds obtained, the complaint rate, and the preservation timeliness, with the highest level being AAA.

The ratings of Pacific Insurance are as follows:

Pacific Life is rated AA, and no company has achieved AAA rating for the time being. However, the rating changes from year to year, and the situation is different from year to year.

3.Is Pacific Insurance reliable?

Friends who are worried about the unreliability of the insurance company are still concerned about the claims after buying the insurance. This is simple, and the higher the ranking company in the same industry, the more reliable it must be. Earlier I compiled a following:

Top 10 insurance companies** points! You'll be able to see which companies are better than Pacific Insurance.

That's all for me"What are the insurance terms of Pacific Happiness Accident Protection Plan? "

You get what you pay for, just like the safe friend above said, but although critical illness insurance also covers malignant tumors, many of them are diseases that are almost impossible to get in this life, although the protection is complete, but it is also expensive, and the miscellaneous things add up to about 10,000 a copy, and the love is worry-free, more than 1000, 10 times**.

If you want critical illness insurance, it is better to buy the Pacific Jinyou Life, 300,000 insurance is 1,000 yuan more expensive than Ping An Fu, and at the age of 60, you can also convert the effective insurance amount and care money into annuity, that is, pension, all transferred, not only this back, but also more are available, but it is equivalent to surrendering the insurance and terminating the contract. Therefore, some of them can be transferred out, and some of them can continue to stay in serious illness.

If you want to say that the protection is the most complete, then the evergreen tree of China Life, 110 types of critical illness and 25 types of love diseases, that protection is more complete, but it can't be reversed until death, and it will be directly inherited to the next generation.

There is no good or bad insurance, only suitable and unsuitable. If it is specialized in cancer prevention, love worry-free, male, lung cancer, liver cancer, prostate cancer, this is the absolute high incidence of men, the compensation is 3 times, a compensation of 150,000 yuan, the premium is only about 1300. Women are breast, lung, and uterine cancers, and for women, there are so many deaths from these three cancers.

Breast cancer, Yao Beina, lung cancer, air pollution, smoking, exhaust gas. Uterine cancer (including cervical cancer, ovarian cancer), needless to say, go to the top three hospitals to take a look at the bed, 80% of women lie in the chemotherapy room, basically this kind of cancer.

Although the protection is narrow, but, as a cancer insurance, the compensation is indeed very high, if you want to preserve, then critical illness insurance, critical illness insurance I also recommend the Pacific, there is a sick insurance, the same amount of insurance, more than 1000 more expensive than Ping An, but the amount of Jinyou life insurance will grow, the fifth year begins, it will crush Ping An, if there is no disease, in old age, directly close to 2 times the amount of insurance, which is equivalent to you bought two copies of Ping Anfu, and you only spent a little more money. You can also convert annuities, similar to gradual surrender, but he is different from normal gradual surrender, normal gradual surrender is to take the cash value corresponding to the policy to surrender, and the cash value corresponding to the effective sum assured conversion annuity is much higher than the cash value of the policy, because there are dividends, so according to the benefit, the principal will be returned in 30 years, and the principal of your premium will be returned. If you refund half of it, you still have an insurance amount of 202---50,000 yuan, which is equivalent to you only spending half of the money to buy a Ping An Fu.

I compared the three companies, if you want to protect the most complete and inherit it to the next generation after death, then the national life evergreen, if the picture is cheap, then peace and happiness, if you want to return to the capital, then gold bless life. There is no such thing as good or bad, critical illness insurance is almost the same, only suitable for you.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Upstairs is the Tianjin head office, let's add.

Sun Life Everbright Yongning Kangshun Comprehensive Personal Accident (Elite Plan - Diamond Plan).

Annual payment: 1,268.5 million insurance amount is not Tianjin can be bought. Accident insurance is available nationwide.

Death Benefit:1If you suffer an accident and die within 180 days, we will pay a benefit of $500,000.

2.In the event of accidental death due to public land or water transportation, we will pay an insurance benefit of $1,000,000.

3.In the event of accidental death due to air transportation, we will pay an insurance benefit of $1,500,000.

Disability Benefits:1If you suffer an accident and become disabled within 180 days, we will pay the maximum benefit according to the "Ratio of Disability to Benefit".

$500,000.

2.In the event of disability as a result of an accident on public land or water transportation, we will pay twice the amount of (1) the benefit.

3.In the event of disability due to an accident caused by a break on air transportation, we will pay three times the amount of (1) the benefit.

Burn Benefits:1If you suffer burns caused by an accident, we will pay the insurance benefits according to the "Accidental Burn Insurance Payment Ratio Table", with a maximum payment of 500,000 yuan.

2.In the event of burns caused by an accident on public land or water transportation, we will pay twice the amount of (1) the benefit.

3.In the event of burns caused by an accident on board a public air vehicle, we will pay three times the amount of (1) the benefit.

Vital Organ Resection Benefit:

1.If you suffer an accident that results in the removal of vital organs, we will pay an insurance benefit of 250,000 yuan.

2.In the event of an accident involving the removal of vital organs as a result of an accident on a public land or water vehicle, we will pay twice the amount of (1) the benefit.

3.In the event of an accident involving the removal of vital organs as a result of an accident on board a public air vehicle, we will pay three times the amount of (1) the benefit.

Medical Insurance: Accidental Injury Medical Insurance Benefit.

If you pass through the hospital due to an accident**, we will pay the insurance benefit for the part of the actual medical expenses incurred within 180 days of more than 100 yuan, and pay the insurance money every year.

The maximum amount is $25,000.

Accidental Injury Daily Hospitalization Benefit.

If you are hospitalized due to an accident, we will pay a daily benefit of 100 yuan based on the actual number of days of hospitalization (up to a maximum of 180 days per year).

Extended reading: [Lack of insurance] How to buy, which is better, teach you to avoid these insurance"pits"