Is it credible to buy insurance online? Who should I contact when making a claim?

Updated on society 2024-03-13
11 answers
  1. Anonymous users2024-02-06

    Buying insurance online is basically credible. Moreover, at present, many insurance companies also have very complete online claim services, if you unfortunately need to make a claim, you can also apply for a claim through the online platform of the insurance company!

    First of all, let's introduce you to buying insurance online.

    In China, the insurance industry has strict and perfect rules and regulations, and the China Banking and Insurance Regulatory Commission will also supervise its daily operations.

    If we buy insurance online, it is also supervised by the China Banking and Insurance Regulatory Commission, and the security is guaranteed.

    You can apply online through these channels.

    How can I buy reliable insurance online? Just look at these two points!

    If you need to make a claim, you can also apply for a claim through the official website of the insurance company.

    Insurance companies such as Chinese Life and Ping An have also launched official apps. If you apply for a claim through its app, you can also check the progress of the claim in real time, which is very convenient and fast!

    In addition, many insurance companies or insurance sales platforms will also have corresponding claims services.

    Therefore, you don't need to worry too much about how troublesome online claims will be.

    You need to know what insurance claims include and how to define the disability criteria for claims.

  2. Anonymous users2024-02-05

    Hello! Nowadays, buying insurance online has become a popular trend. Insurance.com is the largest insurance e-commerce platform in China, and many insurance companies have cooperation, intuitive and easy to understand, can be consulted, but also consulted, will give you neutral, professional advice.

    The emergence of China's third-party insurance e-commerce is a milestone breakthrough, realizing people's desire to buy insurance without leaving home. In addition, after buying insurance, the claims specialist will assist you in the whole process of making a claim.

    What are the benefits of buying insurance on the market?

    1.Buy on the intermediary: the same guaranteed products, what do you think? Definitely more affordable.

    2.Multiple options for self-service insurance: There are many insurance products, which increases your choice of insurance.

    3.It's easier to pay with confidence: you only need a bank card to pay for what you need. Any card is fine, and you can also pay via Alipay.

    4.High quality customer service: Customers who purchase on the basis can enjoy the same effectiveness and more environmentally friendly support of the electronic policy. You can choose from a variety of materials such as the terms and conditions. The service is immediate, reassuring, and more convenient and faster than the traditional offline service.

    5.Claim Assistance: After purchasing insurance, if an accident occurs, the claims specialist will assist you in obtaining a claim.

    In short, you can enjoy different special services when you buy insurance. At present, there are more than 20 insurance companies' products, you can learn about the relevant products, choose the right product for yourself, and directly handle it, which is very convenient and fast.

  3. Anonymous users2024-02-04

    Why is online insurance cheaper than offline and reliable?

  4. Anonymous users2024-02-03

    After the accident, you can directly contact the insurance company to report the case, and now the claim has gradually become the mainstream, and you can apply and handle it directly on the official website of the insurance company or the first and the app.

    Whether it is online or offline claims, the materials to be prepared are the same, offline insurance, people only help to submit materials to the service outlets, and most of the outlets can not directly handle the claim, need to be collected and then submitted to the above claims department for unified processing, so there is no fast channel under the **, and whether you can compensate, the final look at the contract and health notice.

  5. Anonymous users2024-02-02

    Insurance claims are certainly true, and there is no doubt that the insurance company is acting in accordance with the contract from start to finish。Many netizens complained on the Internet that the insurance they bought only had two non-compensation, and this would not be compensated for that or not. In fact, the voice on the Internet has never stopped on the issue of insurance company claims, is the insurance company's claim reliable?

    The answer is yes.

    As long as the insured applies to the insurance company normally within the scope of the claim, the insurance company will usually settle the claim in accordance with the contents agreed in the contract. For example, Mr. Wang bought himself a critical illness insurance.

    When he was diagnosed with a critical illness and went to the insurance company to settle a claim, the insurance company found that Mr. Wang's statement was indeed true, and they quickly sent the money to Mr. Wang through finance.

    If Mr. Wang buys a wealth management insurance for himself, when he is diagnosed with a critical illness.

    After that, I wanted to find an insurance company to settle a claim, but the question was that the insurance purchased by Mr. Wang did not include the reimbursement of the disease at all, so could Mr. Wang get a claim from the insurance company? Of course it is impossible. In the face of the complaints of some netizens, the insurance company is also bitter and unable to speak.

    Therefore, the insurance company's claims are never reliable or unreliable, after all, they deal with the problem according to the provisions of the contract.

    The question is whether the insured himself has figured out the conditions for compensation and the deductible clause, if he does meet the conditions for compensation, but is rejected by the insurance company, he can go to court with the insurer through litigation. In fact, most insurance companies will not go to this point with the policyholder, after all, more is better than less. What's more, insurance companies are all owned by the CIRC.

    The establishment of supervision and approval needs to be carried out in strict accordance with the regulations, and it is impossible to make such a deceptive behavior. Therefore, when you buy insurance, you must read the insurance contract clearly, and don't complain that the insurance company is unreliable because you have bought the wrong insurance.

  6. Anonymous users2024-02-01

    Insurance claims are really reliable, but when you choose to buy insurance, you must go to a regular insurance company to buy, and when signing the insurance regulations, you must carefully read each insurance policy.

  7. Anonymous users2024-01-31

    It is still relatively reliable, so at this time, you must choose a particularly good insurance company, and then you must choose a relatively large claim amount when buying insurance.

  8. Anonymous users2024-01-30

    It is particularly reliable, and now many people will buy insurance, because the insurance claim speed is really fast, and the amount of claims is also large.

  9. Anonymous users2024-01-29

    In fact, as long as we buy insurance online through formal channels, it is the same as the insurance bought offline, it is safe and reliable, but the sales channels are different, but the insurance company is still underwritten in the end.

    If you want a paper policy, you can usually apply to the insurance company, and the insurance company will mail the paper policy to you.

    If you buy insurance online, after an insurance accident occurs, you can usually call the insurance company, or self-service report on WeChat*** and designated APP, and submit the corresponding claim information according to the relevant prompts, such as the identity certificate of the relevant person, hospital diagnosis sheet, medical receipt list, etc., and then wait for the insurance company's review.

    What does the claim information generally contain? Details can be stamped:What are the general claim information? Details determine the success or failure of a claim!

    After the insurance company's approval, it is in line with the insurance liability, usually the empty oak will be issued within 10 days, if the event is relatively simple, and the claim payment is small, the fastest may be the same day or a day or two within the claim payment can be received. Hope!

  10. Anonymous users2024-01-28

    Is it reliable to buy insurance online?

  11. Anonymous users2024-01-27

    It's still okay to buy insurance online, be careful not to go fishing**, and so on if you are cheated, it will be troublesome

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