What are the 100 types of critical illnesses included in Taiping Joyful Care

The China Insurance Regulatory Commission stipulates 25 types of critical illnesses, and 100 types of critical illnesses are added by insurance companies on the basis of national regulations. So what are the critical illnesses covered by critical illness insurance, and what are the 25 types of critical illnesses that must be insured? Hurry up and click below to see the detailed analysis, so that you can understand the truth of critical illness insurance:

What critical illnesses are covered by critical illness insurance? Read the truth about critical illness insurance in one article!

Critical illness refers to a major illness that is serious, harmful, long-lasting, and costly, including malignant tumors, severe cardiovascular and cerebrovascular diseases, and diseases that may cause lifelong disability.

Critical Illness Benefit provides financial compensation in the event of a critical illness of the Insured Person, which is paid in a lump sum and is not restricted. You can use it to pay for medical expenses, as well as for medical expenses and income compensation. Critical Illness Protection provides peace of mind in the event of a critical illness** without worrying about financial problems.

1.It's best not to group up, the more groups you have, the better

If the insurance company also divides the high-incidence critical illness into the same group, then the probability of compensation in the remaining group is very small, and multiple claims also lose its meaning.

Therefore, it is best not to group critical illness protection, and even if it is to be grouped, the more points the better, and the probability of compensation will be greatly increased.

2.Malignant tumors or cardiovascular and cerebrovascular diseases are grouped separately

Malignant tumors account for more than 60% of critical illness claims, and are susceptible to **, new, metastasized, and persistent. Similarly, cardiovascular and cerebrovascular diseases have the characteristics of high prevalence, high disability rate and high mortality rate, and malignant tumors and cardiovascular and cerebrovascular diseases can be separated from the critical illness insurance for claims, which will not occupy the opportunity to pay for critical illnesses, and will increase the number of claims, which is better.

There is an additional benefit before the age of the year

Family responsibilities before the age of 60 are heavier and need to bear a greater financial burden, so if you suffer from a critical illness, you will not only have to pay huge medical expenses, but also lose income**, so it is particularly important for critical illness insurance to have additional compensation for illness before the age of 60, and you can get more financial compensation.

There are many critical illness insurance policies on the market, and the terms can be eye-catching. Don't bother, just look at the list of the top 10 critical illness insurance worth buying that I have put together, you don't have to be afraid of making mistakes when you close your eyes:Top 10 Popular Critical Illness Insurance Points Worth Buying!

Hope!

It is a mistake to blindly pursue the types of critical illnesses, which are misled by those unfair competitions and spend money in vain.

Taiping enjoys worry-free, there are dividends, there is no need to buy.

Summary. How about Taiping Joyful Lifetime Critical Illness InsuranceTaiping Joyful Lifetime Critical Illness Insurance is good. Taiping Joy is a lifelong critical illness insurance, up to 70 years old can be insured, flexible payment period, up to 30 years or up to 60 years old, mainly protect 100 kinds of critical illness, death, protection is relatively single, but the premium is not low, 30-year-old men insured 500,000 insured, the annual premium is close to 10,000.

This product was launched in 2017, and compared with the current similar critical illness insurance, Happy Worry lacks mild illness protection, mild illness waiver, and ** has no advantages.

How about Taiping Joyful Lifetime Critical Illness InsuranceTaiping Joyful Lifetime Critical Illness Insurance is good. Taiping Joy is a lifelong critical illness insurance, the most spine quietly 70 years old can be insured, the payment period is flexible, the longest can be selected to pay 30 years or to 60 years old, Douju mainly protects 100 kinds of critical illness, death, the protection is relatively single, but the premium is not low, 30-year-old men insured 500,000 insured, the annual premium is close to 10,000. This product was launched in 2017, and compared with the current similar critical illness insurance, Happy Worry lacks mild illness protection, mild illness waiver, and ** has no advantages.

It's not worth considering at the moment. If you are looking for comprehensive and cost-effective protection for your troubled pursuits, you can take a look at cost-effective critical illness insurance such as Kunlun Health Protection, Darwin No. 2, and Super Mario 2020. State Xun.

Advantages: Wide insurance age: up to 70 years old can be insured Large company brands:

Xing Distress Taiping is a traditional large company, with strong brand appeal, many branches across the country, and convenient offline services High leverage: the payment period can be up to 30 years or paid until the age of 60, reducing the pressure on premiums and increasing insurance leverageDisadvantages: insufficient protection:

This is a 2017 product, which does not have mild illness protection, which is slightly insufficient compared to similar critical illness insurance.

Summary. The product covers 100 critical illnesses, 50 minor illnesses, 15 specific critical illnesses for children, as well as waiver of premium for minor illness of the insured and waiver of premium for critical illness of the policyholder. Among them, 1 critical illness claim will be paid, and 100% of the basic insurance amount plus the insurance premium paid will be paid; 3 claims for minor illnesses, 20% of the basic sum insured each time; Children's Specific Critical Illness Claim 1 time, 100% of the basic sum assured.

The product covers 100 critical illnesses, 50 minor illnesses, 15 specific critical illnesses for children, as well as the waiver of premium for minor illness of the insured and the waiver of premium for critical illness of the policyholder. Among them, 1 critical illness claim will be paid, and 100% of the basic insurance premium will be paid plus the insurance premium paid by Zhaosen; 3 claims for minor illnesses, 20% of the basic sum insured each time; Children's Specific Critical Illness Claim 1 time, 100% of the basic sum assured.

We can't find out the specific symptoms, it's an industry secret, and they haven't released it.

Taiping Gold Worry-Free 50 Critical Illness Protection: Among them, 25 critical illnesses are industry-standard critical illnesses, and 25 new critical illnesses (26-50) have been added