Is Sino British Life Free Insurance Credible, and Is Sino British Life Insurance Company Reliable

Many times, I see someone asking whether Sino-British Life Insurance can be trusted, whether it will be a ** company. Seeing this, I just want to make you all know how much it ranks in the insurance company:Freshly baked! China's Top 10 Insurance Companies Ranking! 》

1.Is it true that freebie insurance

If the other party only asks for some of your name, birthday, and does not ask for your bank card number and other information. Then there is a high probability that this free insurance is true. Free insurance is also a marketing tool, which is approved by the Insurance Regulatory Commission, and the insurance it gives you is actually quite low in value, just an accident insurance with a protection time of two or three months.

Why am I so sure it's accident insurance? You can go and see the accident insurance**:"In 2020, the most worthwhile accident insurance is here".

2.Why do insurance companies give away insurance?

After reading the above, we also know that this is an ordinary marketing method, targeting some people who want to buy insurance, and then promote their own insurance, after all, if you don't need insurance at all, you won't easily accept this free insurance. It's the same as when a hotel opens, you will always give a coupon.

3.Do we want free insurance

If we really want to buy insurance, you can choose to, you can ask the salesman for the specific introduction of the product, which is conducive to understanding the insurance product.

If you don't want to buy insurance, you can also ask for this free insurance, usually this free insurance will be automatically canceled when it expires, and it will not be automatically renewed. There will definitely be some bad things, because your information has been known by the insurance company, and you may be asked if you want to buy insurance in the future, and you don't want to receive the ** of the salesman, then don't tell the salesman your personal information.

In fact, I am afraid of the chatter introduction of the insurance salesman, but I want to buy insurance, in fact, I can also buy insurance online, I am worried that there are pitfalls in buying insurance online, we can see what is the difference between online and offline insurance, and after reading it, we will decide whether to buy insurance online:Is it reliable to buy insurance online? What is the difference between online and offline insurance?

Hope!

Today I received a text message saying that the Sino-British Life insurance has taken effect, and said that it is a scam to log in to Sino-British Life**You can query and print** the insurance certificate, right? Can you not do it? Expert analysis of short-term accident insurance as a gift.

The official ** will not lie. It can be printed, and the coverage is limited. In fact, the main purpose of the insurance company is not to give you insurance, but to obtain your information and then sell you other products.

So don't worry, it's a marketing pin for the company.

You may happen to meet the company when you are consuming, and the event party provides an accident protection for customers, generally one year of accident insurance, you had better go to ** to learn more about the content of the protection, once there is a risk you can go to the company to handle compensation. As long as it is confirmed that it is a real and reliable insurance company, the free insurance activity launched by the insurance company itself should be real and credible, and the insurance cost has been borne by the insurance. In case it is really within the scope of the free insurance, you can also get a real claim payment.

Summary. Hello, Sino-British Life Insurance Company is reliable, Sino-British Life Insurance Corporation is a life insurance company established by law in China.

Is Sino-British Life Insurance Company Reliable.

Hello, Sino-British Life Insurance Company is reliable, Sino-British Life Insurance Corporation is a life insurance company established by law in China.

Sino-British Life Insurance Company is reliable for the following reasons:1Because there is a clear provision in the insurance law, even in the extreme case of the bankruptcy of the insurance company, the life insurance policy of Sino-British Life Insurance Company will be taken over by another company, ensuring that the life insurance policy purchased can always be effectively paid.

This is different from the bank's deposit insurance system, which is absolutely safe for the same bank's maximum principal of 500,000, while the life insurance policy is not limited by the amount, but subject to the contract, which is equivalent to no upper limit on funds) 2The China Banking and Insurance Regulatory Commission (CBIRC) will supervise insurance companies if they have abnormal operations. Then there will be banks, and the Insurance Regulatory Commission will take over the freight forwarding for insurance companies, or even merge.

3.Life insurance companies themselves are a very large financial institutions, not only have capital scale requirements, but also when setting up life insurance companies, they must deposit at least 200 million yuan of security deposits in the People's Bank of China, and many companies will continue to deposit deposits in the People's Bank of China in the insurance fees collected. Therefore, objectively speaking, the safety of life insurance companies is second only to national bonds, and there is no need to worry about security at all.

And Sino-British Life Insurance **** by the world's sixth largest insurance group - British Aviva Group and large state-owned backbone enterprises - COFCO joint venture, registered capital of 500 million yuan, the company's strength is very strong, and in the previous year's CBIRC statistics show that the core solvency adequacy ratio of Sino-British Life Insurance Company is the comprehensive solvency adequacy ratio. Insurance business revenue growth Net profit increased by 22%, which is a high-quality insurance company with positive growth and no need to worry about its safety.

I'm a practitioner: an insurance broker.

What I know in the industry is that no insurance is free, not even the cheapest accident insurance!

Because any type of insurance needs to go through the insurance company's risk protection system and calculate the cost. will increase the cost of the insurance company. You want to. If there is an accident in the "gifted" accident insurance, the insurance company can not pay for it, of course it will pay, then isn't this giving money to others?!

The situation you mentioned is one of the means used by the salesman (**person) of Sino-British Life Insurance Company to expand business and attract customers.

The process is that he himself promises to give the customer accident insurance (the cheap kind, of course), and then attracts people to their website and fills in your personal details to see if you are a potential customer for them. Even if it is really sent to you, the short-term insurance is very cheap, maybe a few dollars.

It is also possible to deduct money from the mobile phone as you mentioned, but it is very unlikely, because this amount of money is not worth the effort of tossing at all.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Dear Hello, it is my honor to answer for you Sino-British Life Insurance Company is reliable. Sino-British life insurance is real, there is no fake insurance.

The abbreviation of Sino-British Life Insurance is Sino-British Life, which is a joint venture between the world's sixth largest insurance group - British Aviva Group and COFCO, a large state-owned backbone enterprise, and was formally established in Guangzhou on January 1, 2003. As a national life insurance company, Sino British Life currently implements a diversified channel strategy to achieve market and customer segmentation through channels, so as to meet the needs of different types of customers and different levels.

Is Sino-British Life Insurance Reliable.

Dear Hello, it is my honor to answer for you Sino-British Life Insurance Company is reliable. Sino-British life insurance is real, there is no fake insurance. The abbreviation of Sino-British Life Insurance is Sino-British Life, which is a joint venture between the world's sixth largest insurance group - British Aviva Group and COFCO, a large state-owned backbone enterprise, and was formally established in Guangzhou on January 1, 2003.

As a national life insurance company, Sino British Life currently implements a diversified channel strategy to achieve market and customer segmentation through channels, so as to meet the needs of different types of customers and different levels.

The four major sales channels operated by SBL include: Individual Marketing, Bancassurance, Agency Channels and Group Insurance. As of the end of December 2009, Sino-British Life Insurance has successfully visited nearly 6,000 inpatient medical customers and provided them with claims assistance services and professional medical consulting services, and customer satisfaction has been maintained at 100%.

Extended Information:1Sino-British Life Insurance is a Sino-foreign joint venture jointly established by the UK's largest insurance service provider, Yingjie Group, and COFCO's specialized companies.

Headquartered in Beijing, Sino British Life Insurance was officially established on January 1, 2013, with a registered capital of RMB 100 million. Therefore, although Sino-British Life Insurance is not well-known, its background is not small. You may not think that what we think of as small companies are so rich.

So if you don't know how to choose, the risk rating of Sino-British Life: According to the information released by the China Banking and Insurance Regulatory Commission, the core solvency adequacy ratio of Sino-British Life in 2019 is the comprehensive solvency adequacy ratio. Well above the qualifying level (core solvency adequacy ratio of 50% and comprehensive solvency of 100%), with a risk rating of A.

This shows that Sino-British Life Insurance has the ability to honor the contract and is relatively safe. Of course, when buying relevant insurance, you still have to keep your eyes open to avoid being deceived.

Sino British Life Insurance is a regular company. Sino-British Life Insurance Co., Ltd. was established as a joint venture between Aviva Group and COFCO Capital Holdings, and was officially opened on January 1, 2003, with a registered capital of 100 million yuan.

Sino-British Life Insurance has expanded its business to more than 90 key cities in 17 provinces and cities, including Guangdong, Beijing, Sichuan, Fujian, Xiamen, Shandong, Hunan, Hebei, Jiangsu, Liaoning, Hubei, Henan, Heilongjiang, Shanghai, Anhui, Jiangxi and Shaanxi.

In 2021, Sino British Life achieved a premium income of 100 million yuan, a year-on-year increase of more than 10% in new single-year premiums, and a year-on-year increase of nearly 20% in net profit (unaudited). It is worth mentioning that due to the requirements in terms of solvency adequacy ratio, comprehensive risk rating, comprehensive solvency excess and corporate governance assessment, Sino British Life Insurance has become one of the more than 20 companies in the industry that have the qualification to carry out Internet-exclusive ordinary life insurance ordinary annuity products with an insurance period of more than 10 years.

Aviva Group is the UK's largest provider of insurance services, the world's leading insurance group and Europe's leading provider of life insurance products and pensions, with key activities including long-term savings, management and property insurance, as well as a strong market position in the rest of the world.