What is the limit of CITIC UnionPay standard IC Gold Card?

Gold starts at a minimum of 8,000.

Under normal circumstances, the amount of China CITIC Bank's standard UnionPay gold card ranges from 8,000-50,000 yuan, according to your personal credit record to review, you can provide as many qualification certificates as possible when applying for a card, such as: work certificate, education certificate, salary certificate, if there is a fixed deposit, use a good credit card, real estate in your name, car property can be.

To apply for a credit card, you will need to provide the following information:

1. Copy of ID card, work certificate, income certificate, etc.;

2. Provide bank deposit certificates, real estate certificates, degree certificates, etc.;

3. For non-resident residents, overseas personnel applying for local work, and active military officers applying for credit cards in their personal names, some card-issuing banks may require the issuance of a temporary account issued by the local public security department or a certificate issued by the relevant department (including a work certificate).

What is the amount of CITIC Standard IC card?

The limit of CITIC UnionPay standard IC platinum card is between 10,000 yuan and 50,000 yuan, and different users will have different limits when applying. When applying, if the information submitted by the user is not good enough or the first time to apply, the amount may be less than 10,000 yuan, which is something you need to pay attention to.

CITIC UnionPay standard IC platinum card contains more rights and interests, users should submit more proof of financial resources when applying, so that users can get more credit, the financial proof here includes real estate information, vehicle split wheel information, provident fund, etc., which can increase the amount of the card under the Rolling Yuanfan.

To apply for the CITIC UnionPay Standard IC Platinum Card, the user must be at least 18 years old and have full capacity for civil conduct, and the user must have a stable job and the ability to repay on time. There is also the user's credit must be good, if a hailstorm has a bad credit, it is difficult to apply.

In fact, when applying for a credit card, many people pursue a high limit, in fact, this practice is not advisable, for example, your monthly income is only a few thousand yuan, even if you can apply for a credit card with a limit of 100,000 yuan, you will not have so much consumption in ordinary times, so when applying for a credit card, you should decide according to your income.

The income is only a few thousand yuan, and it is still rare to apply for a credit card with a limit of 100,000 yuan.

Under normal circumstances, the amount of China CITIC Bank's standard UnionPay gold card ranges from 8,000-50,000 yuan, according to your personal credit record to review, you can provide as many qualification certificates as possible when applying for a card, such as: work certificate, education certificate, salary certificate, if there is a fixed deposit, use a good credit card, real estate in your name, car property can be.

China CITIC Bank UnionPay Standard LC Card General Limit:

1.CITIC Puka 1000-7000.

2.Gold card 8000-50000.

3.The platinum card 30,000 is not sealed.

Under normal circumstances, the amount of China CITIC Bank's standard UnionPay gold card ranges from 8,000-50,000 yuan, according to your personal credit record to review, you can provide as many qualification certificates as possible when applying for a card, such as: work certificate, education certificate, salary certificate, if there is a fixed deposit, use a good credit card, real estate in your name, car property can be.

China CITIC Bank UnionPay Standard LC Card General Limit:

1.CITIC Puka 1000-7000.

2.Gold card 8000-50000.

3.The platinum card 30,000 is not sealed.

The limit of CITIC UnionPay Standard IC card is generally between 3,000 yuan and 10,000 yuan.

The credit card limit obtained by the applicant will be affected by the information and credit record provided by the applicant at the time of application. If you want to obtain a higher credit limit, the applicant needs to provide as many qualification certification materials as possible to China CITIC Bank when applying for a card, and the qualification certification materials that need to be provided are: identity certificates, work certification materials or income ** proof materials, salary certification materials, academic certificates, deposit certificates in the bank, houses, cars and other asset appraisal reports, etc.

Under normal circumstances, the amount of the standard UnionPay gold card of China CITIC Bank ranges from 8,000-50,000 yuan, according to your personal credit record to review, you can provide as many qualification certificates as possible when applying for a card, such as: work certificate, academic qualifications, salary certificate, if there is a fixed deposit, use a good credit card, in your name of the house Yu Xun property, car property can be. Caution.

China CITIC Bank UnionPay Standard LC Card General Limit:

1.CITIC Puka 1000-7000.

2.Gold card 8000-50000.

3.The platinum card 30,000 is not sealed.

After applying for the CITIC UnionPay Standard IC Credit Card, many cardholders want to know how much credit they can get. Generally speaking, China CITIC Bank will comprehensively assess whether to issue a card and the amount of credit line according to the applicant's credit status.

The account of CITIC UnionPay standard IC credit card is divided into RMB master account and RMB electronic cash account, so there are two types of card limits, as follows:

1. Electronic cash account: the initial balance is RMB 0, the maximum balance shall not exceed RMB 1,000 (inclusive), and the amount of a single offline consumption shall not exceed RMB 200 (inclusive). The balance in the electronic cash account cannot be overdrawn or reported as lost, cannot be withdrawn or transferred, and no interest is charged.

2. Credit card account: 1,000-10,000 for general cards, and 10,000-50,000 for gold cards. The specific amount depends on the personal credit and financial proof submitted by the applicant, and the more materials the easier it is to get off the card, and the limit will naturally be higher.

It is recommended that you can provide as many qualifications as possible when applying for a card, such as: work certificate, education certificate, salary certificate, if you have a fixed deposit, a good credit card, real estate in your name, and car property.

Addendum: The limit of a credit card is related to two key factors: user qualifications and card center policies.

1. User information: mainly including gender, the nature of the work unit, the proportion and amount of provident fund paid, and even the time of use of the mobile phone number, the address of family members, whether the contact person provided has a good record in the bank, whether the card channel has a good record, etc.

2. Card center policies: mainly include different card centers, different time points, and different card types have different policies (risk control, performance requirements, etc.).

CITIC UnionPay standard IC credit card.

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