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Anonymous users2024-02-06China Life's critical illness insurance is not bad, taking China Evergain Wisdom Edition and China Fortune Multiple Edition Critical Illness Insurance as an example
Under the new regulations, we have evaluated more than 1,000 critical illness insurance products and selected the best 10 critical illness insurance products on the market. New Definition of Critical Illness Rankings Announced! The first place turned out to be it!
1. Huaxia Evergain Wisdom Edition.
The insurance age is 0-60 years old, the waiting period is 90 days, the payment period is 20 years, it can be guaranteed up to 80 years old, covering 100 kinds of serious diseases, and no group can be compensated up to 1 time, with a maximum compensation of 500,000 yuan; Covering 20 kinds of diseases, you can pay 2 times, with a maximum compensation of 250,000 yuan each time; It covers 35 kinds of minor diseases, and can be compensated 3 times, with a maximum of 150,000 yuan each time. 500,000 yuan can be paid for death or total disability, and 500,000 yuan can be paid for terminal illness, but these two benefits can choose one of three with critical illness benefit. Mild and moderate illness can apply for premium waiver, and double the premium can be refunded after the expiration of the benefit period.
A 30-year-old man chooses 500,000 yuan in insurance, and the annual premium is 11,910 yuan.
2. Huaxia Fu multi-fold critical illness insurance.
The insurance age is 0-55 years old, the waiting period is 90 days, the payment period is 20 years, and it can be guaranteed for life, covering 100 kinds of serious diseases, divided into 5 groups and up to 5 times, with a maximum compensation of 500,000 yuan each time, with an interval of 180 days; Covering 20 kinds of diseases, you can pay 2 times, with a maximum compensation of 250,000 yuan each time; It covers 35 kinds of minor diseases, and can be compensated 3 times, with a maximum of 150,000 yuan each time. Death, total disability or terminal illness have a cash value of $500,000. Severe, mild and moderate symptoms can apply for premium waiver.
A 30-year-old man chooses an insured amount of 500,000 yuan, and the annual premium is 12,330 yuan.
Founded on September 29, 2017, Mint Insurance is a technology-driven Internet insurance consulting service platform that connects insurance consumers with professional insurance consultants.
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Anonymous users2024-02-05Among the critical illness insurance of China Life Insurance, I prefer the Evergain Special Edition, which not only has the aura of exceeding 100 million yuan in advance premiums on the first day, but also protects 100 critical illnesses. Of course, it's not that ChinaAMC's other critical illness insurance is bad, but that the cost performance and terms of ChinaAMC's Evergain Special Edition are more in line with my actual situation.
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Anonymous users2024-02-04Xueba talks about insurance, focusing on insurance product evaluation! Is Huaxia Insurance reliable and what products are worth buying? Send you a good article on dry goods:"How about Huaxia Insurance, is it worth buying, in-depth analysis".
Headquartered in Beijing, Huaxia Life Insurance Co., Ltd. was established in 2006 with a registered capital of 15.3 billion yuan and is a national, joint-stock life insurance company.
1. How about Huaxia Insurance
In July 2019, Huaxia Insurance ranked 442nd on the Fortune Global 500 list.
The annual premium income of China Life Insurance in 2019 was 100 million yuan, second only to China Life, Ping An and Pacific.
In general, China Life Insurance has abundant funds, high public recognition, and leverage.
2. Solvency of China Life
Solvency refers to the ability of an insurance company to fulfill all contractual obligations at any given time, reflecting the relationship between assets and liabilities, and the higher the solvency, the less likely the company is to fail.
In 2020, China Life Insurance announced its latest comprehensive solvency ratio, with a core solvency adequacy ratio and a comprehensive risk rating of A, far exceeding the passing mark set by the China Banking and Insurance Regulatory Commission (CBIRC) and performing well. In addition to China Life Insurance, what are the insurance companies with high solvency, you can see this list:Which of the top 10 insurers in solvency in 2020 is better?
3. What are the main products of China Life?
Is Huaxia Insurance worth buying? It can't be generalized, it is necessary to analyze through the product, taking its popular critical illness insurance "Evergain Series" as an example, although the protection is comprehensive, but the cost performance is low"Is Huaxia [Evergain] worth buying, there is no harm without comparison".
There are still many people who want to know about Huaxia's "Fu Linmen" annuity insurance, you can read this"How about the income of Huaxia Fulinmen annuity insurance, is it worth buying? 》
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Anonymous users2024-02-03Healthy life, Huaxia Fu is very good.
Corning 2019It is a lifelong critical illness insurance that is relatively popular in Chinese Life. If you apply for insurance, you can find an offline ** person of Chinese Life or find an insurance broker, or call customer service **95519 for insurance. Corning 2019 without"Critical illness has a high additional payout, and you can add both".and other characteristics once became the life of Chinese"Darling".But is it really that good? >>>More
Darwin No. 3 Critical Illness Insurance has a lot of protection responsibilities, especially the critical illness benefit up to 180% of the sum insured, so as to include the second benefit for moderate stroke. If you want to know the ranking of critical illness insurance, look at this:"Critical Illness Insurance Competition in June, Who is the Real King of Cost Performance?" >>>More
Ruitai Sunny Day Insurance Children's Critical Illness InsuranceFor specific children's critical illness, an additional 100% of the sum insured will be paid, and a single claim for critical illness will pay 1 time, and 100% of the sum assured will be paid; 10 kinds of moderate diseases, 1 claim, 50% of the sum insured; 40 types of mild diseases, 3 claims are paid 3 times without grouping, 30% of the sum insured is paid each time, and there is no interval. >>>More
Core Love No. 2 Critical Illness Insurance covers 165 diseases, including mild, moderate and critical illnesses. secondly, it focuses on cardiovascular disease protection, with a high compensation ratio; Then brain disease + malignant tumor protection is flexibly selected and more comprehensive protection; Finally, the underwriting policy is excellent, and sub-healthy people have the opportunity to be underwritten with excluded subjects. >>>More
Critical illness insurance, also known as critical illness insurance, refers to the insurance that the insurance company pays the insurance money according to the contract when the insured suffers from a critical illness specified in the insurance contract and is diagnosed by the hospital. >>>More