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The down payment of 150,000 yuan is about 70,000 yuan, and the monthly payment is about 3,000.
1. The component of the down payment is 30% of the vehicle purchase tax, license fee, loan processing fee, stamp duty, compulsory insurance, commercial insurance, and automobile payment;
2. Installment repayment for car purchase means that the user pays in several installments every month.
Procedures required to buy a car by installments:
1. Application**: Fill in the application form for auto consumer loans, and the key information in **, such as age, repayment strength, etc., will be the key conditions for you to apply for a loan.
2. Personal information: household registration booklet, identity certificate, real estate certificate, salary income certificate, all documents must be original and photocopy.
4. A third-party natural person should guarantee the repayment of the principal and interest of the loan, and the husband and wife cannot guarantee each other.
5. During the loan period, you need to purchase insurance at one time from an insurance company recognized by the bank.
6. Other conditions stipulated by the bank.
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The amount of 30% of the down payment (45,000 yuan), the loan is 70%, paid off in 36 months, and about 3,300 yuan needs to be repaid every month, and when you pick up the car, you need to pay a loan service fee of 4,000 yuan, and you also need to be in the 4S store.
Or the designated insurance company buys insurance for three years, and the last two items have different implementation rules for different brands and regions.
What is the minimum down payment.
Now there is no accurate concept for the richest man, and the same vehicle brand has different requirements for the down payment of the vehicle, from zero down payment to 10%, 20%, 30%, 40%, 50%. Yes, the proportion of the down payment can be chosen by yourself, the larger the down payment ratio, the monthly payment will be repaid later.
On the contrary, the smaller the down payment, the higher the monthly payment will be repaid, and after preparing for the loan, the bank needs to approve it, and in about a day or two, you can complete all the formalities and drive the car away.
Do people who buy vehicles take out more loans.
Most buyers will choose to buy a vehicle in the form of a loan, in this way you can save a part of the money for other purposes, repay the loan in the form of monthly payment, and can also indirectly relieve the pressure in life, but also pay the corresponding interest to the bank, and some manufacturers of financial institutions, provide zero interest rate loan programs.
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How much is the down payment for a car of about 150,000 yuan, and how much is the monthly payment? With a down payment of tens of thousands of dollars and a monthly payment of thousands of dollars, the process of monthly payment is simply to pay off the loan, how to live life? Is past experience correct?
Let go of the mentality of 100,000 yuan in a hurry to repay the car loan, how to say that the income in life will come from? Today, let's talk about the definition and value of a good car.
I think Beijing here to buy a BYD F0, it's about 90,000 yuan, you can rent insurance, ** you can also buy a mobile wifi or something, it's not expensive, less than 1,000 yuan a month, you can add fuel once a week, 100 yuan for 100 kilometers is about the same. After driving for three years, sell it for a second-hand car for 10,000 yuan to meet your expenses. However, with a monthly salary of more than 10,000 yuan, you should still pay attention to safe driving, and it is best to set aside 1 to 2 months of pure pocket money every month for financial management.
Don't expect people to say how long it will take to buy a car and how long to buy a house, with a down payment of one million, and you will be repaid 7,000 yuan every month, and your salary will only be 3,000 a year.
What can you do. Don't underestimate people with a monthly income of more than 10,000.
You rent a small dilapidated house with a mid-range mobile phone, 10,000 a month is not enough, in case the house is not guaranteed, you have to take care of a stepmother, this is the real hardship. Work hard, save money slowly, and the money you spend will have a chance to earn it back.
Buy an intermediate car I have a monthly salary of 4000, not much better than you, think about how much money you have, how much money you have just arrived, and then calculate what you can buy with so much money and afford a house loan for a few years. The monthly salary is 8,000, and you can save a house for a year by saving money for a house. Don't think about how many years the car loan will have to be repaid in a year, otherwise the car loan will be higher than your salary.
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It depends on the proportion of the down payment of the 4S shop where you bought the car, if it is 30%, you have to borrow more than 100,000 yuan, then, if it is three years, you need to repay about three or four thousand yuan per month.
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Traditional 4S stores require a down payment of at least 30% of the car price, plus the upfront costs of purchase tax, insurance, and licensing, such as a car priced at 150,000 yuan, the down payment needs to be about 70,000 yuan, and the actual down payment ratio is more than 40
Detectives buy a car and pick up the car nearby.
Entering March, the warmth of spring, it is not that I have not come, but for some reason, this year's warmth always shows a little lack of confidence. Wearing a vest that was hot yesterday will also sweat.
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For a car of about 150,000 yuan, it may be about 50,000 yuan for a down payment, and as for the remaining 100,000 yuan, it is generally a one-year or three-year loan to repay the loan.
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For a car of about 150,000 yuan, the down payment must be at least about 30,000 yuan, and the monthly payment will be at least 2,000 yuan for ten years. Because your down payment must reach more than 20%, you must pay a down payment of 30,000.
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The down payment for buying a car is generally about 20%, so it is 30,000 yuan, but you also need to pay insurance and taxes, so you must have about 50,000 yuan in your hand. If you want to make a monthly payment, it depends on how much you need to borrow, and how many years you need to borrow.
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For a car of about tens of thousands of yuan, the down payment needs at least 1 to 20,000 yuan**, and the monthly payment needs to reach 2 to 3 thousand, which is more reliable.
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Under normal circumstances, the down payment is generally 30%, that is, about 7w, and the monthly payment is about 3,000.
Large-scale car purchases** detectives buy many car models with low down payments.
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One layer, one layer, that is, a w detective, buy a car, and the monthly payment is about 3000.
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How much does a down payment cost for a car of about 10,000 yuan? How much is the monthly payment? I think the monthly ** should be one or two thousand yuan, but it may be more.
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Different cars, different configurations, different down payments, buying a car in the detective is 1 percent, on a personal account.
There will be a difference in the down payment, and the down payment ratio is 1-3 percent.
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How much does a down payment of around 150,000 yuan cost for a car? How much is the monthly payment? How much does a down payment of around 150,000 yuan cost for a car? It depends on how you want to pay, if you need to pay more down payment, then the monthly payment can be reduced, if you pay less down payment, the monthly payment will be more, you choose.
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Detectives buy a car, pick up more models nearby, pick up the car quickly, and have many models.
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The down payment of about 150,000 yuan for a car is 30 to 50 percent, that is, about 50,000 yuan and a monthly payment of about three or four thousand.
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The down payment of about 150,000 yuan for a car is 30 percent, that is, about 50,000 yuan, and the monthly payment is about three or four thousand.
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Summary. Plan 2: Use a bank loan to buy a car down payment = 150,000 50% + handling fee (purchase tax, insurance, license plate, GPS, etc.) = 80,000 monthly payment = 70,000 36 (month) + interest 350 = 2,295 yuan.
Dear, I'm glad to answer for you how much is the down payment for a 150,000 car, how much is the monthly payment, and there are several plans:
Fang Kongye case 1: 4S store down payment = 150,000 30% + handling fee (purchase tax, insurance, shouting cards, GPS, etc.) = 60,000 monthly payment = 90,000 36 (month) = 2,500 yuan.
Plan 2: Use a bank loan to buy a car with town money for the down payment = 150,000 50% + handling fee (purchase tax, insurance, licensing, GPS, etc.) = 80,000 monthly payment = 70,000 36 (monthly celery) + interest 350 = 2,295 yuan.
In addition, according to different models and regions, the policies launched by 4S stores are also different. The specific situation should be discussed practically, and it is strongly recommended to let friends who know cars and loans go together, so as not to be fooled if they don't understand.
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Summary. Dear, can you make a zero down payment for 150,000 cars? You can do zero down payment, to determine according to the specific vehicle brand, some vehicles support zero down payment, to accurately understand the concept of zero down payment, zero down payment is not to pay the down payment of the vehicle, you need to pay various taxes and insurance costs of the vehicle when buying a car, the advantage of zero down payment vehicle is that you can buy the vehicle without a down payment, but the monthly payment is very high, the dealer will allocate the cost of the down payment to the monthly payment, and calculate it overall. Buying a vehicle with zero down payment is higher than buying a vehicle with a down payment overall**.
150,000 what vehicles to buy Volkswagen Lavida models, Bora models, Sutar models, Jetta models, Golf models, Santana models, Ford Focus, Chevrolet Cruz, Hyundai Yuedong, Buick Excelle, these vehicles are all joint venture vehicles, is now a relatively good sales compact car, you can also take a look at the free brand vehicles, in the configuration and size will increase.
Dear, I am happy to answer for you: 150,000 car down payment and monthly payment as follows: 30% of the down payment is 45,000 yuan, loan for 36 months, monthly payment of about 3,300 yuan, loan of 105,000 yuan, this interest rate is calculated according to the average value of the bank's car loan interest, if you feel that the monthly payment is a little high, you can increase the down payment ratio appropriately, and you can appropriately reduce the monthly payment.
Dear, can you make a zero down payment for 150,000 cars? You can do zero down payment, according to the specific vehicle brand to determine, some vehicles support zero down payment, to accurately understand the concept of zero down payment, zero down payment is not to pay the down payment of the vehicle, you need to pay various taxes and insurance costs when buying a car, the advantage of zero down payment car is that you can buy the vehicle without a down payment, the monthly payment is very high, the dealer will allocate the cost of the down payment to the monthly payment, and calculate it overall. Buying a vehicle with zero down payment is higher than buying a vehicle with a down payment. 150,000 what vehicles to buy Volkswagen Lavida models, Bora models, Sutar models, Jetta models, Golf models, Santana models, Ford Focus, Chevrolet Cruz, Hyundai Yuedong, Buick Excelle, these vehicles are all joint venture vehicles, is now a relatively good sales compact car, you can also take a look at the free brand vehicles, in the configuration and size will increase.
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The down payment is 30% of the whole car, and the loan is 70%; Thirty-six months to pay off, each month must be repaid about 3,300 yuan; At the time of pick-up, a loan service fee must be paid; You also need to buy insurance at a 4S store or a designated insurance company; Different brands and regions ultimately have different implementation rules. Nowadays, there is no accurate concept of blue roll for the down payment, and the same vehicle brand has the same requirements for the down payment of the vehicle, from zero down payment to the down payment of 10%, 20%, 30%, 40%, 50%. The larger the down payment ratio, the lower the monthly payment in the later period, in contrast, the smaller the down payment ratio, the higher the monthly payment in the later period, after the plan to apply for a loan, the bank must carry out approval, about in a day or two, all the procedures can be completed, and the vehicle will be driven away.
To apply for a loan to buy a beam bending car, the following conditions must be met: 1. The borrower has a valid identity certificate and full civil capacity. 2. The borrower can also provide proof of fixed and detailed address.
3. The borrower has a stable career and income. 4. The borrower's social credit is better. 5. Hold a car purchase agreement approved by the lending institution.
6. The borrower has the ability to repay the principal and interest of the loan on time. There is a handling fee for taking out a loan to buy a car. The bank or 4S store will charge the applicant the corresponding handling fee.
There are many applicants who complain and are charged high handling fees. It is understood that the handling fee for buying a car with a loan includes compulsory traffic insurance, vehicle and vessel use tax, commercial insurance premium and its licensing fee.
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