How to cancel Du Xiaoman Finance? How to cancel the account of Du Xiaoman

If you need to cancel the account of Du Xiaoman Finance, you need to operate it yourself. The user logs in to the Xiaoman Financial APP, clicks [My Account] - [Settings] - [and Security] - [Login] - [Delete the current application service trace] - [Check and agree and click Next] - [Enter the real person information and payment password] to successfully log out.

Since Du Xiaoman Finance also has a credit platform with money to spend, Du Xiaoman financial management, and Du Xiaoman financial APP, so cancel Du Xiaoman account, Du Xiaoman wallet account, money to spend account, and Du Xiaoman wealth management account will be cancelled together, and users must pay attention. In addition, after the account is closed, this account will not be able to use the Money-Spending service permanently, and you will not be able to use other accounts to apply for money-spending within 30 days. It may affect the use of other real-name accounts of users, so you must be cautious.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

You can cancel the account through the Du Xiaoman financial app, the specific operation is as follows, click on the account, click on the settings after logging in, then the account and security, and then click on the account cancellation, delete the current application service traces, check the next step, enter the real person information and payment password, click the next step, and the cancellation can be successful.

If you need to cancel your Du Xiaoman wallet account, it needs not to be within the following range, you can cancel your account through the official website of Du Xiaoman Payment, please click: Du Xiaoman account cancellation.

How to cancel the account of Du Xiaoman, enter the account settings of Du Xiaoman, and then find the cancellation account to complete.

1. First of all, enter the mobile phone Dudu Xiaoman software, and click "Settings" in my page.

2. After entering the settings page of Du Xiaoman, find "Account Management".

3. On the account management page, click "Account Cancellation".

5. Finally, enter the cancellation risk page, and then click "The risk is clear, confirm to continue", and this is done.

This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

To cancel the account of Du Xiaoman, the user needs to operate it himself. If you have paid off the loan, you can log in to the Duxiaoman APP, click [My Account] - [Settings] - [and Security] - [Cancel ] - [Delete the current application service trace] - check and agree and click Next - enter the real person information and payment password and click Next to cancel successfully.

It should be noted that when the Du Xiaoman account is cancelled, the Du Xiaoman wallet account, the Du Xiaoman loan account, and the Du Xiaoman wealth management account will be cancelled together. Moreover, after the account is cancelled, this account will not be able to use the Du Xiaoman loan service permanently, and other accounts will not be able to apply for Du Xiaoman loan within 30 days. It may affect the use of other real-name accounts of users, so please be cautious.

If you want a refund, then you should click on the Kaidu Xiaoman app to find the "my" option in it, and after you find it, you can find your order, and you can apply for a refund after clicking on the order details.

If the application for a refund is unsuccessful, and you can't apply for a refund, you can find the option to set up, click on the settings, you can find customer service help, and after you find it, you can click on the customer service, by chatting with the customer service, you can describe your problem, and after you describe your own problem clearly, the customer service will understand the general situation, and then the customer service will give a reasonable solution according to the problem you encounter, if you agree, The customer service side will implement this plan, which means that the customer service will help you deal with this incident and help you refund the things that have not been refunded, or the things that cannot be refunded, from the merchant. Because the customer service industry is to help consumers solve all kinds of problems. And the customer service problem solving efficiency is very high, basically I encounter any problems, call customer service, or contact customer service can quickly help me solve the problem.

So when we encounter something, first of all, don't panic, let yourself be in a very calm state, be able to chat with customer service very well, and express your own problems, so it's good, now we just need to do is to wait for the customer service to solve our problem, and then feedback to us, then such an event, even if it is completely solved. After the customer service is solved, you will also be given an evaluation, and you can give the customer service an objective and true evaluation according to the customer service's problem-solving, attitude and degree.

For the refund of major platforms, they are exactly the same, Du Xiaoman as a financial platform, there may be some installment products on it, as well as loan products, if you want to refund, it may be relatively complicated, but we can't refund, we can only trust the customer service, as long as the problem is clearly stated with the customer service, the customer service will be able to help us solve all the things very well.

Refunds should also be made in accordance with the refund method of the platform, and at the same time, you should understand the specific refund process and handle it according to the refund method.

What if the review is not approved and you can't apply for a refund?

2. Scroll down the page, click the "Cancel" option at the bottom of the page, confirm that the balance is zero, click OK, and you can cancel it.

Legal basis: Article 17 of the General Principles of Loans of the People's Republic of China The borrower shall be an enterprise (institution) legal person, other economic organization, individual industrial and commercial household approved and registered by the administrative authority for industry and commerce (or the competent authority) or a natural person with full civil capacity with the nationality of the People's Republic of China. When applying for a loan, the borrower shall meet the basic conditions such as the market for the product to collapse, the production and operation efficiency, the non-misappropriation of loan funds, and the observance of credit, and shall meet the following requirements:

1. Have the ability to repay the principal and interest on time, and the original loan interest payable and the loan due have been repaid; If it has not been repaid, a repayment plan approved by the lender has been made. 2. Except for natural persons and legal persons who do not need to be approved and registered by the industrial and commercial department, they shall go through the annual inspection procedures of the industrial and commercial department. 3. A basic account or a general deposit account has been opened.

4. In addition to the provisions of the first day, the cumulative amount of foreign equity investment in limited liability companies and shares does not exceed 50 of their total net assets. 5. The borrower's asset-liability ratio meets the requirements of the lender. 6. Where applying for medium-term or long-term loans, the ratio of the equity of the corporate legal person of the new project to the total investment capital required for the project shall not be lower than the proportion of the capital of the investment project stipulated by the state.

2. Scroll down the page, click the "Cancel" option at the bottom of the page, confirm that the balance is zero, click OK, and you can cancel it.

Note: 1) If the real-name authentication is less than 3 days, you cannot cancel it for the time being.

4) If there is an incomplete transaction in the account, it is not supported to cancel it: please try again after completing the transaction.

5) The automatic deduction service is in effect (such as the Uber agreement): After the cancellation is completed, the agreement will become invalid.

6) After the account is cancelled, the original transaction cannot be refunded.

Extended information: Du Xiaoman Finance, formerly Finance. In April 2018, it was announced that its financial services business group had officially completed the signing of the split financing agreement, and after the split, the financial sector would launch a new brand "Du Xiaoman Finance" to achieve independent operation.

The Internet finance business started in 2013, and in 2015, the existing financial business was integrated to form the financial business group, and the financial business was elevated to a strategic position, with Mr. Zhu Guang, Senior Vice President, taking full responsibility.

On December 21, 2021, Du Xiaoman signed a cooperation agreement with the United Nations Development Programme (UNDP) to jointly promote the "Sustainable Finance for Rural Revitalization Project". The project plans to build a "Sustainable Development Innovation Service Center" (hereinafter referred to as the "Innovation Center") at the county level to provide support for the financing of small and micro enterprises in rural areas through a digital industrial service platform.

On September 10, 2021, the China Association of Small and Medium-sized Enterprises and Du Xiaoman Finance jointly established the Small and Micro Finance Branch. Under the guidance of the China Association of Small and Medium-sized Enterprises, the branch will serve member enterprises, small and micro enterprises, and individual industrial and commercial households for the purpose of making full use of big data, artificial intelligence and other technologies to reduce the financing costs of small and micro enterprises; Cooperate with financial institutions to provide multi-level financial support for the development of small and micro enterprises, including low-interest credit loans; Sub-regional and sub-industry intensive cultivation services to provide financing support for small and micro enterprises to adapt to the industry.

On July 21, 2021, Du Xiaoman Financial urgently donated 10 million yuan through the Henan Charity Federation.

Du Xiaoman Financial has set up four major business segments of credit, wealth management, payment and financial technology, as well as two open ecosystems of credit financial technology and wealth management financial technology.

With the overall strategic goal of "building a financial service platform and building a financial technology ecosystem", Du Xiaoman Financial has built two major platforms of consumer finance and wealth management through its own business to polish its system model and technical capabilities to help financial institutions transform. In the future, we will provide financial technology solutions through the export of financial technology, and jointly build a financial technology ecosystem with ecological partners.

It is reported that Du Xiaoman Finance's artificial intelligence algorithm can identify more than 300,000 risk indicators and reduce credit risk by 25%. At the same time, intelligent risk control technology is used to increase and reduce the price for small and micro enterprises. Since 2020, the amount of loans per capita has increased by 35%, and the average interest rate has decreased by 10%.

It is recommended that it is better to cancel the financial account if it is not used.