Which is better, bank or rural credit cooperative? Which is better, rural credit cooperatives or rur

Credit cooperatives are relatively easy to test, followed by banks, because of the restrictions on the recruitment objects of banks and credit cooperatives, the competitiveness is relatively small;

The treatment of the bank consists of four parts: basic salary + benefits + subsidies + performance bonuses. The average bank employee, that is, tellers and relationship managers, is paid between 40,000 and 100,000 yuan.

There are considerable differences in different cities, such as Beijing, Shanghai, Shenzhen and other first-tier cities, there should be more than 100,000, and in remote cities, there are about 4 to 50,000. Today's banks are basically listed companies, the business goal is to maximize the profits for shareholders, the accounting system is relatively standardized, the wages of employees are not as good as before, and in each city can only be regarded as a little above the middle.

1. Sichuan Rural Credit Cooperatives Examination Past Question Paper Reference (Full Set).

2. Analysis and introduction of the content outline of the examination of rural credit cooperatives in Sichuan Province.

3. Sichuan Rural Credit Cooperatives Examination Accounting Laws and Regulations Excellent Review Handouts and Mock Test Questions.

5. Sichuan Rural Credit Cooperatives Examination Computer Knowledge Review Handouts and Mock Test Questions.

6. Sichuan Rural Credit Cooperatives Examination Public Basic Knowledge Excellent Review Handouts and Mock Test Questions.

What is the relationship between rural commercial banks and rural credit cooperatives? Why are some places rural credit cooperatives and some rural commercial banks? Today, when money rises, let's popularize the relationship between rural credit cooperatives and rural commercial banks.

1. What is a rural credit cooperative?

Rural credit cooperatives and rural credit cooperatives are both abbreviations of rural credit cooperatives, which refer to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members' shares, practicing democratic management, and mainly providing financial services for members.

Rural credit cooperatives are an important part of China's financial system, and their main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers, and rural economic development. At the same time, it is necessary to organize and regulate rural areas, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

2. What is a rural commercial bank?

Rural Commercial Bank is the abbreviation of rural commercial bank, which is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within its jurisdiction.

To put it simply, the functions performed by rural credit cooperatives and rural commercial banks are the same (there are differences in details, which will be explained in detail later), because rural commercial banks used to be rural credit cooperatives, and later issued the "Pilot Program for Deepening the Reform of Rural Credit Cooperatives".

Therefore, in general, it can be considered that the rural commercial bank is an upgraded version of the rural credit cooperative, and the rural credit cooperatives will be successively restructured into rural commercial banks according to the current national policy.

3. Which is better, rural credit cooperatives or rural commercial banks?

Many friends have heard rural credit cooperatives and rural commercial banks always ask how expensive money is, which is better, rural credit cooperatives or rural commercial banks? Of course, Xiaohonghua explained to you earlier, in fact, the rural commercial bank is an upgraded version of the rural credit cooperative.

Then some friends may ask: We are still called rural credit cooperatives, are we rural credit cooperatives have no future?

It is not accurate to say this, rural credit cooperatives have their own unique historical figures compared with banks, and local development needs are linked, and it is more common for rural credit cooperatives to be restructured into rural commercial banks in developed areas.

With the development of our country's economy, it will be an inevitable trend for rural credit cooperatives in vast areas to be restructured into rural commercial banks, but rural credit cooperatives do not mean poor performance, and rural credit cooperatives in many areas are financial institutions with strong local economic strength. The application question that everyone is entangled with is determined by whether the area you want to apply for is a rural commercial bank or a rural credit cooperative.

The difference between a rural credit cooperative and a rural commercial bank.

Summary. Hello, which is better, rural credit bank or rural credit cooperatives: rural credit cooperatives are better, there is no difference between the two.

The association of rural credit cooperatives refers to the union of rural credit cooperatives. Rural credit cooperatives are independent enterprise legal persons, which are liable for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Their property, legitimate rights and interests, and business activities carried out in accordance with the law of the state are protected by the laws of the state.

Which is better, rural credit bank or rural credit cooperative?

Hello, which is better, rural credit bank or rural credit cooperatives: rural credit cooperatives are better, there is no difference between the two. The association of rural credit cooperatives refers to the union of rural credit cooperatives.

Rural credit cooperatives are independent enterprise legal persons, which are liable for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Their property, legitimate rights and interests, and business activities carried out in accordance with the law of the state are protected by the laws of the state.

The main task of rural credit cooperatives is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and regulate rural areas, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury. Rural credit cooperatives are divided into the following departments, rural credit cooperatives, rural credit cooperatives international financial department, Zhengtong rural credit cooperatives training school, rural credit cooperatives credit department, etc., which are currently led by the China Banking Regulatory Commission and the first department.

are two different banking institutions.

Rural credit cooperatives are collective.

At present, rural credit cooperatives at all levels are independent legal persons, township, town, and county-level rural credit cooperatives are independently operated, and the right to appoint and dismiss personnel, the right to operate assets, the right to manage credit, and the right to use funds all belong to themselves, and the provincial and municipal credit cooperatives are only the leaders of a loose organization, which only collects management fees and conducts business guidance and training, and coordinates the relationship between the credit cooperatives and between the credit cooperatives and other financial institutions, which is somewhat similar to the interbank association, but the power is slightly greater than the association's rights.

Agricultural Bank of China, the predecessor of the Bank can be traced back to the Agricultural Cooperative Bank established in 1951. Since the end of the 70s of last century, the Bank has successively gone through different stages of development, such as national specialized banks, wholly state-owned commercial banks and state-controlled commercial banks. On January 15, 2009, the Bank was restructured into shares.

On July 15 and 16, 2010, the Bank was listed on the Shanghai ** Stock Exchange and the Hong Kong Stock Exchange respectively, completing the leap into a public shareholding bank.

Whether the Rural Credit Cooperatives or the Agricultural Bank of China is better depends on which aspect you are comparing. Agricultural Bank of China is large in scale, has many points, has mature business, and has a large platform, which are obvious. Rural credit cooperatives should be smaller in all aspects, and small ones also have small benefits, and small ones may have more opportunities, because ABC has a lot of talents and fierce competition.

1.Whether the Rural Credit Cooperatives or the Agricultural Bank of China is better should be analyzed on a case-by-case basis, and it is different in different regions.

2.Generally speaking, the four major lines are more able to train people and are suitable for students who pay more attention to improving their self-ability.

3.In general, the treatment of rural credit cooperatives is a little better than that of the four major banks, and the local household registration will have certain advantages, which is more suitable for students who want to develop steadily.

The salary of rural credit cooperatives has a lot to do with the region and position.

As for whether it is worth it, I believe that for many people, the work of rural credit cooperatives is not the first choice, but it is also a good answer among the options. As for the reason, here you go:

1.For example, in Hebei and Henan, there are many provinces where the requirements for rural credit cooperatives are generally as follows: the starting point of junior college, compared with the national and provincial examinations, banks and state-owned enterprises, the starting point of rural credit cooperatives is low.

2.The age limit for the recruitment of rural credit cooperatives is wider, and the age limit for the recruitment of civil servants is generally set between 20-35 according to the job requirements. Most provinces require rural credit cooperatives to be under the age of one, which is why the competition for rural credit cooperatives recruitment is generally greater than that of local joint-stock banks.

3.Rural credit cooperatives have high salaries for grassroots employees, and under normal circumstances, rural credit cooperatives in all provinces across the country are the pillars of financial banking enterprises in the province, known as "the people's own bank in xx province". In addition, most of the users faced by rural credit cooperatives are the first and small and micro enterprises in the province, so the performance bonuses of grassroots employees of rural credit cooperatives are generally not low.

4.In the form of recruitment, the recruitment of rural credit cooperatives is different from the unified campus recruitment of joint-stock banks, and it is generally a social recruitment held by the province itself, which provides a good opportunity for students who have graduated to change jobs.

5.The work of the rural credit cooperatives is close to home and decent. As a front-line staff working in the bank, I will definitely complain that I am a waiter in a bank.

But for most people from outside, working in the banking industry is "gold collar", and people working in banks will definitely "manage money", and those who work in banks have a high social status. Putting aside this kind of "virtual" things, working in a rural credit cooperative does not have to be exposed to the wind and sun, and in some unique circumstances, it can indeed help the family a little favor.

Of course, the rural credit cooperatives "enter" or "do not enter", "value" or "not value". Everyone has their own answers, and they all have their own reasons. The rural credit cooperatives are not so good, nor so bad, they are in the upper middle position, waiting for your choice.

The form of taking the bank exam is similar to that of the civil servant exam, and the difficulty of the bank exam is about the same, or it will be lower than the difficulty of the bank exam.

Influenced by the concept of most people, some people think that the treatment of rural credit cooperatives is not as good as that of banks, which is actually wrong, in fact, most rural credit cooperatives are treated better than banks.

If you are worried about whether you will be able to take the test or not, you can participate in a specific training course, and there is no problem in passing the test.

The difficulty is similar to that of the bank. Although the reputation of the rural credit cooperatives is not as good as that of the five major banks, and the overall educational level of the employees is not so high, you can have most of the benefits enjoyed by the companies you can hear about here! That is to say, the year before the regularization is relatively poor, and the salary level after the regularization is even higher than that of local civil servants, and the mid-year bonus and holiday benefits are also very generous!

It's not easy to take the test....But the benefits are very good, much better than other major industries, and you can buy a car directly after the exam, not bragging.

In addition to the basic salary, there are also a variety of generous benefits, such as paid annual leave, in addition to the provisions of the insurance, additional supplementary provident fund, enterprise annuity, supplementary medical plan, housing subsidy plan, etc., in addition to various vocational training, etc., to provide personalized, comprehensive and long-term career development planning for new employees.

The income of employees of rural credit cooperatives is generally the highest among all kinds of local banks, institutions and civil servants, and their salaries are about twice that of ordinary local civil servants. Generally, the internship period of newly hired employees is about half a year, depending on the specific branch, the salary during the internship will be slightly lower, and the salary and benefits will increase according to the benefits and tasks of the association, most of them can reach 5-6k, and the better ones can reach 7-8k, and there are tens of thousands of yuan in dividends at the end of the year. The specific treatment is related to the local rural credit cooperatives and rural commercial banks themselves, and the salaries of rural credit cooperatives are generally higher than those in urban areas, and the rural credit cooperatives and rural commercial banks basically have no performance pressure.

If you want to become a gold collar or seek a job with a stable income and high income, Rural Credit Cooperatives Rural Commercial Bank can be regarded as a good choice.

In terms of recruitment conditions, the recruitment conditions of Henan Rural Credit Cooperatives are not high, bachelor degree or above, and the professional requirements are very broad, most majors can be applied for, the age requirements are below 25 bachelor's degree, 28 or less graduate degree, and English does not require four or six grades. As long as you meet these conditions, such as age, bachelor's degree, and being in the professional category, you can apply for the exam.

In terms of the difficulty of the examination, compared with the bank, the recruitment examination of Henan Rural Credit Cooperatives is less English, and the competition of Henan Rural Credit Cooperatives examination is less than that of the public examination and postgraduate entrance examination, and the difficulty of the examination is also related to the candidate's own foundation and the subjects he is good at, which needs to be measured by the candidates themselves. The content of the recruitment examination of Henan Rural Credit Cooperatives mainly includes: administrative vocational ability test, professional knowledge, public basic knowledge, professional knowledge, and new personality test in 2018.

Henan Rural Credit Cooperatives recruits a large number of students, the whole province recruits, and adopts the form of computer-based examination, which has particularly prominent requirements for transparency and fairness. From the perspective of recruitment fairness, the recruitment principles of Henan Rural Credit Cooperatives are open registration, unified examination, equal competition, and merit-based recruitment. The fairness of the competition is determined, so everyone can prepare for the rural credit cooperative exam with confidence.

Banks, rural credit cooperatives in essence are all belong to the banking system, but they are a little different in recruitment, in general, the recruitment conditions of rural credit cooperatives are low, a few years ago rural credit cooperatives, college degree or above can still apply for the examination, with the development of rural credit cooperatives, now the recruitment conditions have also been improved to bachelor's degree and above.

The specific differences between banks and rural credit cooperatives are as follows:

The recruitment cycle is different

Bank Autumn Recruitment:The main recruitment season, September of each year and January of the following year, the main stage of contract workers;

Bank spring recruitment: March and May of each year, fill the positions and dispatched employees that have not been filled before the year. The spring recruitment of banks has stronger uncertainties, which requires candidates to pay more attention and grasp it in a timely manner to avoid missing employment opportunities due to missing information;

Rural Credit Cooperatives:

Rural credit cooperatives have recruitment examinations throughout the year, and the recruitment time is different in each province;

Rural credit recruitment by the provinces separately, divided into provincial examination and sub-city examination two ways, each province separate proposition, did not form a national unified proposition and examination time;

The format of the exam is different

The examination forms of banks are mainly social recruitment and school recruitment, among which school recruitment is the main way to attract new talents and cultivate human resources. The examination forms of rural credit cooperatives are social recruitment, school recruitment and college student village official recruitment.