Which is better, Ping An Bank or Bank of Communications

Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen (Shenzhen ** Stock Exchange: 000001). Its predecessor, Shenzhen Development Bank, was the first publicly listed national joint-stock bank in Chinese mainland.

Ping An and its holding subsidiaries hold a total of 58% of the shares of the Bank and are the controlling shareholders of the Bank. As of the end of 2018, it had 34,626 employees and provided customers with a variety of financial services through 80 branches and 1,057 business offices nationwide.

There are different types of Ping An Credit Cards, with different types of cards and different benefits, and customers can choose the right card type according to their actual personal needs. For more information about the specific functions and services of each credit card, please visit the official website of Ping An Credit Card.

1) Annual fee: 300 yuan per year for the main card; Supplementary card: 150 yuan per year; The annual fee for the first year is waived, and the annual fee for the next year is waived for 6 times in the current year.

If you successfully apply for a Tencent**VIP co-branded credit card, you can get a free three-month Tencent**VIP membership after the first swipe. If you spend 3 times a month of 188 yuan, you will receive a Tencent**VIP membership monthly card in the following month.

3) Online consumption theft insurance.

The first swipe gives online consumption theft insurance, with a platinum card protection amount of 20,000 yuan and a gold card protection amount of 10,000 yuan.

2.iQIYI Card:

1) Annual fee: 300 yuan per year for the main card; Supplementary card: 150 yuan per year; The annual fee for the first year is waived, and the annual fee for the next year is waived for 6 times in the current year.

2) Accumulate Wanli points for online consumption, and the gold card is capped at 5,000 points per month.

3) 800 yuan for 2-hour flight delay.

4) 10 million comprehensive traffic accident insurance.

3.**Card.

1) Annual fee: 100 yuan per year, free of charge for the first year, free of annual fee for the next year after 6 swipes of the card.

2) Accumulate credit card points for ** transactions made in Alipay's "quick payment" method.

4.Without a card.

1) No annual fee.

2) "Fast" card issuance: the card will be issued in 1 minute at the earliest.

5.By your card.

1) No annual fee.

2) The card face is up to you: five series, cool card face to choose from. Original design series, 100,000 bad joke series, Perfect World - Zhuxian series, National Assault series, your card face, defined by you.

3) The right is yours:

Points Party: Enjoy 10 times the points reward for designated online, entertainment and catering consumption throughout the year (excluding the original 1 time of normal accumulated points.) The maximum number of bonus points per month is 20,000 points).

Movie group: annual Youku membership and 12 Guevara 10 yuan movie vouchers.

Delicious Pie: 12 e-vouchers for selected gourmet food throughout the year.

Sportsmaniac: 32 cities across the country, more than 130 star-rated hotels, star-rated hotels into private gyms:

1. Ping An Bank.

Whether it is good or not with Bank of Communications depends on what aspects you compare;

2. Ping An Bank is a joint-stock commercial bank.

Bank of Communications is one of the state-owned banks;

3. The salary of Ping An Bank will be less than that of Bank of Communications, but not all positions are the same;

4. Ping An Bank and Bank of Communications are the candidates for the examination, Bank of Communications.

Bank of Communications.

Advantages: 1. Free annual fee for the first year, free of annual fee for the next year after three swipes of the Y-Power card, and free of the annual fee for the next year for six times with other card swipes;

2. SMS service is free of charge;

3. The cash withdrawal fee is only 1%;

4. 50 yuan is required to report loss;

5. There are more outlets than other non-state-owned commercial banks;

6. There are many gifts that can be exchanged for points.

Disadvantages: I haven't seen it yet, but the overall evaluation given by colleagues who use credit cards from the Bank of Communications is that Ping An Bank used to do insurance, and now it is a bank! Pay great attention to the advantages of car industry Ping An Bank credit card:

hour roadside assistance;

2.There are many, many more, such as accident insurance, hospitalization subsidy insurance, etc., which have become banks, but still can't change the style of selling insurance!). );

3.If you have a car, your quota is rubbing to **;

4.There are a lot of activities.

Disadvantages of Ping An Bank Credit Card:

1.SMS Reminder Fee;

2.Points are worthless;

3.Lots of ads.

Prepared materials: car property, ID card, credit card of other banks, bank statement.

Applicable people: car owners and friends who love to travel.

Hello landlord, in fact, the essence of credit cards is the same, the gap is not very large, and the bank cards we usually use are the same.

Of course, applying for a credit card should also be considered according to your own situation.

For example, the credit limit is high, there are many discounts, the city where you live is far away, the credit card merchants are many, whether the bank branch is close to you, whether the repayment is convenient, and so on.

Hope it can help the landlord.

1. In terms of strength and popularity marketing, Bank of Communications is definitely better.

2. The successful handling of a credit card is generally a commission of 20 yuan, how much money can be earned, mainly depends on how many customers you do, if your major units, especially state-owned enterprises and institutions or civil servants have friends to help you introduce, then the general monthly income can be about 5000-8000. More work, more reward. As for the room for promotion, if you really have performance beyond the ordinary, then there must be.

But it's only limited to credit cards.

3. Ping An Bank at present, I personally believe that the market is not easy to do, and the most important thing is that there are too few repayment points. As for Ping An's development space, it is also determined by personal performance.

If you are a newcomer, you should choose Bank of Communications, but if you want to change jobs, then choose Ping An Bank. Hope this helps you.

Of course, it is the Bank of Communications, which is the strongest except for the four major banks, and its credit card business is also very competitive. A friend of mine is in Ping An, Ping An's insurance is good, but the banking business is much worse, and there is credit card promotion, and many banks now accept it, but there is almost no future, and the task is also very heavy.

If the debit card is preferred, but you are a credit card, it is recommended that you use Ping An.

Let's do it. There are many preferential cooperation locations. That's what I use.

Hello Youxi, Ping An Bank has launched different types of cards according to the different needs of customers for cards, and Ping An Bank will launch different discounts and activities for different credit cards from time to time. At that time, you can log on to the official website of Ping An Credit Card and check in the discount news column.

If you like to travel, you can choose [Ping An Insurance Credit Card]: you can enjoy a full range of public transportation accident protection and home safety insurance gas accident insurance.

If you are an online shopping expert, you can choose [Ping An** Co-branded Credit Card]: accumulate credit card points for online consumption in Alipay's "quick payment" method** transactions, accumulate 1 Ping An credit card points for 1 yuan consumption, and give Alipay gold account rights and interests after activating the card.

Click "Credit Card Application - Card Product Introduction" to learn more about the product.

Hope it helps.

Ping An Bank Credit Upgrade Card has complete functions, a variety of card types, and different card types will come with different insurances with the card, which can be used for POS machine card consumption, cash withdrawal, online payment, etc., and can accumulate consumption points for gift exchange, you can log in to Ping An Pocket Bank APP - Credit Card - More - Card Family Portrait to learn more and try to apply.

Ping An car owner loan] If you have a car, you can get a loan, up to 500,000.

The Bank of Communications card is relatively easy to pass, I did the Bank of Communications credit card, I got it last month, it is very easy to use! I hope to be successful!

The transportation is easier, and the Ping An credit card is more reasonable.