How are CMB credit card points accumulated? For example, how many points per RMB?

Updated on Financial 2024-03-27
8 answers
  1. Anonymous users2024-02-07

    1. Points will be accumulated for credit card purchases, and 1 point will be earned for every 20 USD 2 spent in a single transaction, and the points will be valid permanently. Points cannot be combined with others. (For the consumption of funds deposited into the card, the rules for accumulating points are the same);

    2. AE Express Card Points, Car Card Points, Jiuyou Card Points, Happy Card Points, Warcraft Card Points, FAW Toyota Card Points, QQVIP Card Points, City Card Points and ThinkPad Card Points will be combined into [China Merchants Bank Credit Card] points at a ratio of 1:1;

    3. The rules for accumulating points for car cards and city cards remain unchanged: you can still get multiple bonus points, and they will be valid for 3 years; After the merger, customers can check the points that will expire within half a year through online banking, mobile banking, and the official app of credit card handheld life.

    4. For airline co-branded credit cards, 1 mileage will be earned for every USD 2 of RMB 18 for a single purchase, and 1 mileage will be earned for every USD 20 for a single purchase of ANA co-branded cards. The validity period of the mileage is subject to the announcement of the partner.

    5. The accumulated points of [China Merchants Bank Credit Card] of the Prestige Platinum Installment Card will be rewarded with double points according to the amount of automatic installment credited by the customer in each period (no points will be accumulated for general card consumption), that is, 2 permanent points of China Merchants Bank will be accumulated for every 20 RMB of the amount credited to the account in automatic installments, and no points will be accumulated for the original transaction of general card consumption. Points can be exchanged for platinum value-added service rights, ordinary point products, platinum exclusive point products, and other store area exchange products in the card center.

  2. Anonymous users2024-02-06

    China Merchants Bank's credit card has 1 point for every 20 yuan swiped.

  3. Anonymous users2024-02-05

    The general calculation method of China Merchants Bank credit card points is as follows:

    1. Ordinary credit card points rules:

    1 point can be earned for every 20 RMB or USD 2 spent on a single purchase, and the points generated will be accumulated under the principal card account when using an additional card.

    2. Owner card and city card points rules:

    When you hold a car owner card or city card, you can accumulate points for every 20 yuan or 2 US dollars spent, and it is valid for 3 years.

    3. Points rules for airline co-branded credit cards:

    1 credit mile for every USD 2 per USD 18 for a single purchase, and 1 credit mile for every USD 20 for a single purchase of ANA co-branded cards.

    4. Bonus Platinum Installment Card Points Rules:

    2 CMB permanent points will be accumulated for every RMB 20 of the automatic installment credit, and the original transaction of general credit card consumption will not be accumulated.

    Extended Information: China Merchants Bank Credit Card Points Calculation Rules:

    China Merchants Bank credit card consumption will accumulate points, and 1 point will be earned for every 20 USD 2 spent in a single transaction. For every 20 yuan or 2 US dollars, 1 point will be accumulated, and an additional 50% of the point value will be given (the point value will be rounded), but it will be valid for 3 years. Young Card Youth Moderator Card and Sina Weibo Credit Card Holders who use the card to spend in the month of their birthday will be rewarded with 1 extra points, up to a maximum of 2,000 points.

    Attribution Account of Points: The points accumulated from all purchases under the name of the principal cardholder and the supplementary cardholder shall be attributed to the principal cardholder's points account and can only be used by the principal cardholder. The points of the personal card and the personal commercial card with which the China Merchants Bank credit card has accumulated permanent valid points are calculated together.

    Cardholders can learn about the accumulated points through credit card bills, online banking and other channels, and can redeem gifts through China Merchants Bank WeChat***, mobile banking, customer service, designated cooperative merchants and other channels.

    I hope mine can be helpful to you, that's an honor, thank you.

  4. Anonymous users2024-02-04

    Cannot be exchanged for cash.

    China Merchants Credit Card.

    The points can only be used to redeem points** physical and virtual goods, participate in points games, points** pickpockets, etc., and cannot be actually exchanged for cash.

    Purpose of China Merchants Credit Card:

    1. You can access credit cards**, and the points reward column can be used to redeem points and gifts and participate in points**.

    2. In the stores of many well-known merchants, you can exchange points for goods and deduct consumption like swiping a card.

    3. Redeemable for airline miles (only for platinum cards.)

  5. Anonymous users2024-02-03

    China Merchants Bank Credit Card Points Accumulation Rules:

    1. China Merchants Bank credit card consumption points are accumulated, and 1 point is accumulated for every 20 USD 2 of the credited amount for a single purchase, and the points for supplementary card consumption are accumulated under the principal card account. Some merchants do not accumulate points for consumption, which is subject to the official announcement.

    2. If you use a car card or city card to accumulate points, you can get double bonus points, which are valid for 3 years.

    3. For airline co-branded credit cards, 1 mileage will be earned for every USD 2 of USD 18 for a single purchase, and 1 mileage will be earned for every USD 20 for every USD 20 for a single purchase for ANA co-branded cards. The validity period of the mileage is subject to the announcement of the partner.

    4. The accumulated points of the Premium Platinum Installment Card will be rewarded with double points according to the amount of automatic installment credited by the customer in each period (no points will be accumulated for general card consumption), that is, 2 permanent points of China Merchants Bank will be accumulated for every 20 yuan of the automatic installment credited amount, and the original transaction of general card consumption will not accumulate points. Prestige Platinum Credit Card points can be redeemed for Platinum Value-added Service benefits.

    5. It should be noted that the general standard of China Merchants Bank credit card is to spend 20 yuan to get one point, and online payment is not included in the points, some points will be doubled during the event, and the points will be doubled during the birthday, so you can spend and accumulate points during the event.

    6. All consumer transactions that belong to the merchant categories specified in the categories of general contractors - residential and commercial buildings, real estate ** - real estate brokers, mobile caravan dealers, automobile and truck dealers - sales, service, maintenance, parts and rental of new and used vehicles are not eligible for the accumulation of credit card points of China Merchants Bank.

  6. Anonymous users2024-02-02

    The calculation rules for China Merchants Bank credit card points are as follows:

    1. You can get 1 point for every 20 yuan for a single transaction of RMB consumption with China Merchants Bank credit card, and 1 point for a single transaction of 2 yuan in US dollars.

    2. Points can be accumulated by using China Merchants Bank credit card for credit card consumption in restaurants, hotels, department stores, and other retail stores, mail order of goods through China Merchants Bank Credit Card Center, installment payment, and cash advance using China Merchants Yuanqi Bank Credit Card (Bank Center, Credit Card Center, and Credit Card Application), except for items that are not calculated by credit card points rules.

  7. Anonymous users2024-02-01

    The calculation methods of China Merchants Bank credit card points are as follows:

    1. General credit card points calculation.

    When you spend a single amount of 20 yuan with a China Merchants Bank credit card, you can redeem 1 point, and if you spend more than 2 US dollars overseas, you can get 1 point;

    2. Calculation of car card and city-themed credit card points.

    Users who use these two cards can accumulate one point for every 20 yuan of consumption, and 1 point for every 2 US dollars of overseas consumption, an additional 50% of the value of the points will be given;

    Users of these three types can generally use the card to spend in the month of their birthday, and will be rewarded with 1 extra points, up to a maximum of 2,000 points.

  8. Anonymous users2024-01-31

    Credit points can be used to exchange for various goods and rights, and many people collect wool by accumulating points, so how to calculate the credit points of China Merchants Bank?

    How much is a credit card point of China Merchants Bank.

    According to the relevant regulations of China Merchants Bank, China Merchants Credit Card consumption points are accumulated, and the points are calculated according to the amount credited to the account for a single consumption, which is RMB 20 and USD 2 per card. Accumulate 1 point with 20 yuan ** and give an additional 50% of the points (the point value is an integer), which is a city-themed card. Youth moderator card Young card, Sina Weibo card, One Piece fan card, GQ card holders can get an extra point for spending with the card on their birthday, up to a maximum of 2000 points.

    It is important to point out that if you use unreal transactions, use the system to commit fraud, or maliciously obtain points in other illegal ways, once discovered, the illegally accumulated points will be considered invalid. In addition, China Merchants Bank Credit Card Center also has the right to cancel its qualification to participate in the points activities, and will not issue or withdraw the points obtained by maliciously taking points, and reserves the right to pursue its legal responsibility.

    In addition, all accumulated points accumulated under the name of the principal cardholder and supplementary cardholders belong to the principal cardholder's points account and can only be used by the principal cardholder. The points of commercial cards and personal debit cards accumulated with permanent valid points of China Merchants Bank credit cards are calculated together.

    Credit card points have an expiration date and will be automatically forfeited once they expire. So be sure to redeem the corresponding goods or rights before expiration.

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