How do BOC points come about, and how are BOC points generated?

There are two ways to earn BOC Privilege Points:

1. Daily points: based on the average monthly and daily financial assets of individual medium and high-end customers.

In the case, a certain amount of points will be returned, and the average daily financial assets of each month will reach 200,000 yuan equivalent to RMB 2,500 personal comprehensive points, and 5,000 personal comprehensive points will be returned to 400,000 yuan, and so on. Financial assets include your deposits,** (including distribution points and direct sales**), wealth management (RMB or foreign currency), and accumulated funds.

trust schemes, bonds, insurance, etc., as well as your opening of a third-party depository with BOC.

The market value of the BOC ** account of the account (including ** and wealth management products.

etc.). 2. Marketing Points: You will receive exclusive points for participating in BOC's marketing activities.

For details and marketing activities, please consult your account manager.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

How Bank of China Points Are Generated:

First, BOC credit card points are classified according to product accumulation.

1. Holders of BOC series credit cards accumulate 1 point for every RMB 1 spent or withdrawn (except Air China Miles BOC Credit Card); BOC Platinum Credit Card cardholders accumulate 2 points for every RMB1 spent or withdrawn;

2. Bank of China Great Wall Enterprise Business Card.

Cardholders will earn 1 point for every RMB 25 spent or withdrawn; 1 point for every RMB 1 spent or withdrawn by a financial and official cardholder;

3. Bank of China Great Wall Credit Card (New Generation) cardholders accumulate 1 point for every 1 yuan spent;

Second, BOC credit card points are classified according to the cumulative local and foreign currencies.

1. Bank of China series credit card holders spend 7 points on 1 US dollar and 1 point on 14 yen; BOC Platinum Credit Card cardholders accumulate 14 points for spending US$1;

2. Bank of China Great Wall Corporate Business Card cardholders will accumulate 1 point for every US$3 spent.

Clause. 3. The following transactions or items are not included in the scope of BOC Credit Card Bonus Points accumulation.

1. The interest and handling fees stipulated in the articles of association or contract of use of BOC credit card, including but not limited to annual fee of BOC credit card, cash withdrawal fee, overdraft interest and late fee.

overlimit fees, and other credit card charges, etc.;

2. Bank of China credit card transfer, deposit (repayment), withholding, payment, credit balance return, and Great Wall credit card cash withdrawal, etc.;

3. Merchant consumption with low or zero deduction rate, including but not limited to real estate, automobile sales, wholesale transactions, and public hospitals.

Public schools, services, charities and public utilities, etc.

4. The cardholder's online transaction or payment shall be carried out in accordance with the above points accumulation rules;

5. Bank of China reserves the right to adjust the conversion ratio of points.

6. During the accumulation period of BOC credit card points, the reward points of other activities launched by Bank of China will be implemented according to the specific rules of the activities.

7. If the goods or services purchased by credit card are refunded for any reason, or the payment is refunded due to bill dispute or other reasons, Bank of China will deduct the corresponding points according to the amount of the refund.

8. Once it is confirmed that the cardholder has obtained points through improper means, Bank of China will have the right not to accumulate the corresponding points.

In order to thank you for your trust and support to Bank of China, the Bank has upgraded the BOC Bonus Points 365 Customer Reward Program and launched a new Personal Finance Comprehensive Bonus Program. After the upgrade, in addition to the original credit card transaction points, you will also have points accumulated when you handle other personal financial services with our bank, or after the average daily balance of your personal assets reaches a certain standard, you will also be able to redeem more exquisite gifts or services. 100 years of BOC, wonderful "sharing" to enjoy!

Our Bank's personal finance comprehensive points include the following categories:

1. Exclusive points for asset classes accumulated according to the financial assets of our bank;

2. The transaction points accumulated by the customer using the credit card to spend on the card;

3. During the marketing activities, the marketing points will be given by the Bank for purchasing relevant personal finance products or participating in marketing activities.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

If you're referring to Premium Points on your debit card, you have two ways to earn Premium Points:

1) Daily points: According to the average monthly and daily financial assets of individual medium and high-end customers, a certain amount of points will be given back to customers, and 2,500 personal comprehensive points will be given back when the average daily financial assets of the month reach 200,000 yuan equivalent to RMB, and 5,000 personal comprehensive points will be returned to 400,000 yuan, and so on. Financial assets include your deposits,** (including distribution points and direct sales**), wealth management (RMB or foreign currency), accumulation funds, trust plans, bonds, insurance, etc., as well as the market value of your BOC** account (including **, wealth management products, etc.) with BOC.

2. Marketing Points: You will receive exclusive points for participating in BOC's marketing activities.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.