How to pay for personal medical insurance

1. Individuals can go to social security (pension + medical care) as a freelancer. 2. Participation conditions: urban hukou or rural to non-hukou.

3. Location: social security service points in local community streets, or social security bureaus (labor and social security bureaus) at the district and county level. 4. Basic information required:

Hukou booklet, ID card and photocopy, 2 sheets of 1 inch**. 5. Payment standard: Based on the local average salary of the previous year, the pension payment ratio is 20%, and the medical care is about 9%, and there are still two levels of 80% and 100% to choose from.

Individual social security payment process: endowment insurance: bring your ID card, unemployment certificate and 2 1-inch ** to the business window of the local social security center for processing.

Medical insurance: After completing the endowment insurance procedures, bring the above materials and the completed endowment insurance handbook to the business window of the local medical insurance center. It is enough to pay the fee normally according to the regulations.

Article 24 of the Social Insurance Law The State shall establish and improve a new type of rural cooperative medical system. The management measures for the new type of rural cooperative medical care shall be stipulated by ***.

How to pay for personal medical insuranceI am lawyer Wang Xiaochen, a special guest of Legal Express, and the following is to answer the question of how to pay for medical insurance.

1) If a person who does not have a work unit participates in social insurance, it shall be implemented in accordance with the method of social insurance for freelancers. Freelancers can only participate in pension insurance and medical insurance. In terms of medical insurance, freelancers and self-employed people can choose to only build a co-ordination**, not a personal account, and pay basic medical insurance according to the average monthly salary of the local previous year; You can also choose to pay 8% of the average monthly salary of the previous year in the local area and set up a personal account!

2) Employees participate in medical insurance is 6% for the unit and 2% for the individual.

3) If you have a rural household registration, you can also participate in rural cooperative medical insurance.

4) The scope of medical insurance for urban residents is set up for those who have not participated in the medical insurance for urban employees, and it is one year of payment and one year of insurance.

Open a personal health insurance.

The bank that will be withheld will be specified.

You can save money on a monthly basis and deduct fees.

Flexible employees can participate in the local urban employee medical insurance, the payment method is different in different places, if you apply for the employee medical insurance as an individual, you can ask the local medical insurance agency how to pay.

1. Install and open the relevant software for medical insurance on your mobile phone, and select the option of [Insurance Payment] after registering and logging in on the homepage and click to enter;

2. You will be redirected to a new interface and select the first option [Resident Medical Insurance.

Payment] Click to enter;

3. You can choose to pay for other people, as long as you [switch family members], but low-income households.

Students need to go to the community to pay the fee, if there is no problem, click [Go to Payment];

4. Check under [Resident Medical Insurance Payment], there will be relevant options that need to pay medical insurance, and click [Next] according to your choice. Prompt the amount to be paid, and then select [I have agreed to the payment instructions] and then select [Payment].

Social Insurance Law of the People's Republic of China.

Article 4 Employers and individuals within the territory of the People's Republic of China shall pay social insurance premiums in accordance with law.

They have the right to inquire about payment records, personal rights and interests records, and request social insurance agencies to provide social insurance insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

Individual workers can pay basic medical insurance premiums directly to the social insurance premium collection agency. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

The policy stipulates that individuals pay social security.

1. The payment base for urban individual industrial and commercial households and flexible employment personnel to participate in the basic endowment insurance is the average salary of the local on-the-job employees in the previous year, and the payment ratio is 20%, of which 8% is credited to the personal account, and the basic pension is calculated and paid according to the basic pension calculation and payment method for enterprise employees after retirement;

2. In terms of medical insurance, freelancers and self-employed people can choose to only build a co-ordination plan, not a personal account, and pay basic medical insurance premiums according to the average monthly salary of the local previous year; You can also choose to pay 8% of the average monthly salary of the previous year in the local area and set up a personal account! Employees participate in medical insurance by the unit to bear 6%, individual to bear 2%;

3. After completing the endowment insurance procedures, take the endowment insurance procedures and relevant documents to the local medical insurance center to pay medical insurance;

4. The minimum payment period for endowment insurance is 15 years, and the minimum payment period for medical insurance is 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement discounts.

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Article 60 of the Social Insurance Law of the People's Republic of China.

Employers shall declare and pay social insurance premiums in full and on time, and shall not defer or reduce or reduce social insurance premiums unless due to force majeure or other statutory reasons. The social insurance premiums to be paid by the employee shall be withheld and paid by the employer, and the employer shall inform the employee of the details of the social insurance premiums paid on a monthly basis.

Individually-owned businesses without employees, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons may directly pay social insurance premiums to the social insurance premium collection agency.

The specific payment steps are as follows: 1. Log in to the local social security bureau**, enter the "Online Service" column and select "Medical Insurance"; 2. Enter the "Personal Payment" page, fill in the relevant information and confirm; 3. Select the payment method and make the payment.

There are two ways to pay personal medical insurance premiums: one is to pay on the spot at the Social Security Bureau, and the other is to pay online at the Social Security Bureau. The specific payment steps are as follows:

1. Log in to the local social security bureau **Suiyu, enter the "Online Service" column and select "Medical Insurance"; 2. Enter the "Personal Payment" page, fill in the relevant information and confirm; 3. Select the payment method and make the payment.

How much does personal medical insurance pay by yourselfPersonal medical insurance payment standards vary according to the regulations of the locality, and are generally paid on a monthly basis. The amount of personal medical insurance self-payment is related to factors such as region, age, gender, etc., and the standard of payment of disturbance fee varies from region to region. Taking Beijing as an example, the payment standard for individual medical insurance is carried out according to the monthly payment method, the amount paid each month is about 6% of the monthly salary income of the individual, and the minimum payment standard is 126 yuan per month.

At the same time, for people aged 60 and above, the standard of individual medical insurance payment has been adjusted, and the specific payment amount is subject to the regulations of the local social security bureau. In addition, for specific groups such as students, the individual medical insurance payment standards are also different.

The reimbursement rate of individual health insurance also varies from person to region and policy. Generally speaking, the reimbursement rate of individual medical insurance is about 70% to 90%. For example, the reimbursement rate for individual medical insurance in Beijing is 70%, and the reimbursement rate for individual medical insurance in Shanghai is 75%.

In addition, some regions also offer special reimbursement policies, such as higher reimbursement rates for chronic diseases and serious illnesses. Therefore, when choosing a Qilu people's medical insurance, you should also pay attention to the local policy and reimbursement ratio. The above is all the introduction of how to pay for personal medical insurance, which provides important medical security for the general public as a basic medical security system.

For freelancers and self-employed people, it is very important to understand the payment method, payment standard and reimbursement ratio of individual medical insurance. Hopefully, this article will provide you with some useful information to help you better understand and use personal health insurance.