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Hello! 1. The basic insurance of marine freight insurance mainly includes: three basic risks, namely safety insurance, water damage insurance and all risks.
Ping An Insurance Liability:
1.The insured goods are in transit due to severe weather, lightning, tsunami, **, flood natural disasters resulting in total loss or presumed total loss of the entire shipment.
2.Total or partial loss of cargo due to grounding, aground, sinking, collision, collision with drift ice or other objects, fire, accident caused by the means of transport.
3.In the case that the means of transport has been stranded, hit the reef, sunk, and burned accidents, the goods have suffered some losses caused by natural disasters such as bad weather, lightning, and tsunami at sea before and after.
4.Total or partial loss caused by one or more pieces of the entire cargo falling overboard during loading, unloading or transshipment.
5.The reasonable expenses paid by the insured for taking measures to rescue, prevent or reduce damage to the goods subject to the danger covered by the insurance, but not to the extent that the insured amount of the rescued goods does not exceed the insured amount.
6.Losses caused by unloading at ports of refuge after shipwreck, and special expenses incurred for unloading, warehousing, and transportation of goods at ports of refuge or ports of refuge.
7.Sacrifice, apportionment and salvage costs of general average.
8.The contract of carriage contains a clause on "liability for collision between ships", according to which the merchant shall reimburse the ship's loss.
Water damage insurance (plywood, old equipment, chemicals, hardware).
In addition to the above safety insurance liabilities, this insurance is also responsible for part of the loss of the insured goods due to severe weather, lightning, tsunami, **, flood natural disasters.
All risks (all general cargo).
In addition to the above liabilities including safety insurance and water damage insurance, this insurance is also responsible for all or part of the loss of the insured goods due to external causes in transit.
2. According to the different risks underwritten, the additional insurance of marine cargo transportation insurance is divided into general additional insurance, special additional insurance and special additional insurance.
There are 11 types of general additional risks for marine cargo transportation insurance: theft, delivery of goods, fresh water and rain insurance, short amount insurance, mixed and stained insurance, leakage insurance, collision damage, broken insurance, cross-smell insurance, hook damage insurance, moisture and heat insurance, packaging rupture insurance, rust damage insurance. These 11 general riders can be added when the basic insurance is Ping An or Water Damage, but not when all risks are insured, as the insurance coverage of all risks already includes the above 11 additional risks.
Special additional risks of marine cargo insurance include: non-delivery insurance, import duty insurance, deck insurance, rejection insurance, aflatoxin insurance, and extended liability provisions for fire insurance for goods exported to Hong Kong (including Kowloon) or Macau.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Answer]: Tell C
This question examines the types of insurance for the transportation of goods by sea in China.
Additional Rider Insurances are divided into General Riders, Special Riders and Special Riders. The general additional insurance is divided into 11 insurances: theft, delivery of goods, fresh water and rain, short-term insurance, mixed and stained insurance, leakage insurance, damage and breakage insurance, cross-smell insurance, pre-noise risk of wet and hot socks, hook damage insurance, packaging rupture insurance, and rust damage insurance.
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Answers]: a, b, c, d
The special additional insurance for the protection and reform of goods transportation by sea includes: delivery failure to disturb the risk, import duty insurance, deck insurance, rejection of insurance, aflatoxin insurance, and the extension of liability for fire insurance for export goods to Hong Kong or Macau. These special riders must be taken out in the same condition as the basic plan.
Item E is a type of insurance for all risks, which belongs to the basic insurance.
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Answer]: In addition to the insurance liability of the safety insurance stipulated by laws and regulations, the insurance liability of water damage insurance is also responsible for the loss of the insured goods caused by natural disasters such as bad weather, lightning, tsunami, flood, etc. That is, on the basis of the full scope of liability of Ping An Insurance, plus the loss of the socks of the insured goods caused by natural disasters.
Therefore, option B is correct.
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Answers]: a, c, d
China's marine cargo transportation insurance has three types of insurance: basic insurance, additional insurance and special insurance, specifically: The basic insurance is composed of safety insurance, water damage insurance and all risks; The riders include general riders, special riders and special riders; Specialized insurance includes marine transportation Qi dust refrigerated cargo insurance and marine transportation bulk tung oil insurance.
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Answer]: c, e
Short-term insurance, cross-flavor insurance, and non-delivery insurance are all included in all risks, which are external risks that can be upgraded when insuring safety insurance or water damage insurance. In the case of basic insurance, you can also insure special additional insurance, such as non-delivery insurance, import duty insurance, cabin respect face insurance, aflatoxin insurance, rejection insurance, etc.
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