The formula for calculating the premium of the third party liability insurance, how to calculate the

1. Compensation standards for the third liability insurance.

1. In the event of a third-party liability accident of the insured vehicle, it shall be handled in accordance with the scope, items and standards of compensation stipulated in the current Measures for the Handling of Road Traffic Accidents in China and the provisions of the insurance contract.

2. The amount of compensation shall be determined according to the liability limit specified in the insurance policy.

When the amount of compensation payable by the insured according to the proportion of accident liability exceeds the liability limit.

Indemnity = Limit of Liability (1 - Free Odds).

When the amount of compensation payable by the insured in proportion to the accident liability is less than the liability limit.

Indemnity = Liability amount (1 - deductible odds).

3. The amount of compensation promised or paid by oneself refers to the compensation that does not comply with the scope, items and standards of compensation stipulated in the Measures for the Handling of Road Traffic Accidents and the provisions of the insurance contract, and is agreed to be borne or paid by the insured without the consent of the insurer in advance.

Second, the third liability insurance deductible standard.

1. The deductible for full liability is 20%, the deductible for primary liability is 15%, the deductible for equal liability is 10%, and the deductible for secondary liability is 5%.

2. If the safety loading regulations are violated, the free odds will be increased by 10%.

Hello! The maximum amount of third-party liability insurance is divided into grades, which is determined by the policyholder and the insurance company through negotiation at the time of application. Generally speaking, the higher the sum insured, the more premiums you should pay.

Commercial Third Party Liability Insurance Written Premium = Base Premium Multiplied by the applicable coefficient in the corresponding rate coefficient table.

Third-party liability insurance is to compensate the insured vehicle for the direct loss of personal life or property suffered by the third party due to an accident. Its maximum compensation limit is the basis for the insurer to calculate the insurance premium, and it is also the maximum limit for the insurer to bear the compensation amount of each accident of the third-party liability insurance.

Calculation method of third party liability insurance: 1. Third party liability insurance.

and the nature of your vehicle, the amount of insurance insured.

and the channel of insurance; 2. Ordinary family cars (less than 6 seats) are insured with a third-party liability insurance amount of 500,000 yuan, and the fixed cost for one year is 1,721 yuan, which is then multiplied by the discount range of the insurance company for cover calculation. The cost is also different for different purchase channels; 3. The premium calculation of the third-party liability insurance has nothing to do with the purchase price of the vehicle, as long as the car owner according to the rate table, he can get a fixed rate, and then multiply the discount range of the insurance company after the reputation is rolled, which is the final premium amount. That is, BMW.

The premiums paid with QQ may also be the same; 4. Commercial three liability insurance** varies due to different insurance companies and different channels, and the specific amount depends on the corresponding level of the maximum compensation limit: the premium also changes from low to high. Millions of car purchase subsidies.

The basis for the calculation of the safety and liability insurance premium is: the annual output value of the enterprise or the sales volume * rate * floating factor, and the rate is based on the industry attributes, scale, risk degree, and safety production standardization of the production and operation enterprise.

To which level to meet the standards and other assessment criteria, the implementation of differential rate and floating rate mechanism, insurance rate.

According to the safety production status of the previous year, it will fluctuate up and down according to a certain proportion, and it will fluctuate once a year.

In addition, safety or volt production liability insurance.

In recent years, the state has put forward the need for commercial insurance for production and operation enterprises to purchase for personnel engaged in high-risk occupations.

Test your anti-risk index, experts will interpret it for you for free!

Summary. Hello dear, it is a pleasure to serve you <>

The formula for calculating the premium of third-party liability insurance of engineering insurance is as follows: 1. The insured amount of engineering all risk is the total amount from Chapter 100 of the bill of quantities (excluding the premium of engineering all risk insurance and third-party liability insurance) to Chapter 700, and the insurance rate is **; 2. The minimum insured amount of third-party liability insurance is 1 million yuan, and the insurance rate is **. 3. Chapter 100 of the bill of quantities lists the payment details of the above-mentioned insurance premiums, and the bidder calculates the insurance premiums according to the above-mentioned insurance rates and fills in the bill of quantities.

4. In addition to the above-mentioned project all risks and third-party liability insurance, the insurance premiums of other insurances are borne and paid by the contractor, and are not listed separately in **.

What is the formula for calculating the premium of third party liability insurance for engineering insurance.

Hello dear, it is a pleasure to serve you <>

The formula for calculating the premium of third-party liability insurance of engineering insurance is as follows: 1. The insured amount of engineering all risk is the total amount from Chapter 100 of the bill of quantities (excluding the premium of engineering all risk insurance and Changzhao third-party liability insurance) to Chapter 700, and the insurance rate is **; 2. The minimum insured amount of third-party liability insurance is 1 million yuan, and the insurance rate is **. 3. Chapter 100 of the bill of quantities lists the payment details of the above-mentioned insurance premiums, and the bidder calculates the insurance premiums according to the above-mentioned insurance rates and fills in the list of quantities of Nainian rent.

4. In addition to the above-mentioned project all risks and third-party liability insurance, the insurance premiums of other high-risk insurance are borne and paid by the contractor, and are not listed separately in **.

Further information: Third-party liability insuranceThird-party liability insurance refers to a kind of digital inspection insurance that compensates the third party's property or pays the third party's personal injury due to the insured's negligence and negligence. Third-party liability insurance is not mandatory.

In the past, the vast majority of local ** listed third-party liability insurance as a compulsory insurance type, and if you don't buy this insurance, the motor vehicle will not be licensed and can not be inspected annually. After the introduction of compulsory motor vehicle traffic insurance (hereinafter referred to as compulsory traffic insurance), third-party liability insurance has become a non-compulsory insurance. Because the compensation for the property loss and medical expenses of the third party is relatively low, the purchase of third-party liability insurance can be considered as a supplement to the compulsory traffic insurance.

Third Party Liability Insurance.

Premium calculation methodWhen the amount of compensation payable by the insured according to the proportion of accident liability exceeds the liability limit, the compensation is equal to the liability limit multiplied by 1 reduction odds.

If an accident occurs during the use of the insured vehicle by the insured or its permitted driver, resulting in direct damage to the person or property of a third party, the insured shall bear the economic responsibility according to law, and the insurance company shall be responsible for compensation.

If the insured causes damage to a third party, and the insured's liability for compensation to the third party is determined in an arbitrary manner, the insurer shall, at the request of the insured, directly compensate the third party for the insurance money. If the insured fails to make a request, the third party has the right to directly claim compensation from the insurer for the part of the compensation to be paid. If the driver is designated, the insured shall truthfully inform the designated driver of the relevant information, including the driver's name, gender, age, quasi-driving type, and initial driver's license.

Time, ID card.

or other valid ID numbers, etc. If an insured accident occurs in the insured vehicle of the designated driver driven by a non-designated driver, or the information of the designated driver provided by the policyholder is untrue, the absolute deductible odds of 10% will be increased when the compensation is made.

A driver permitted by the insured person is a driver's license.

of the insured person, their spouse and their immediate family members.

or an employee of the Insured, or the driver of the insured vehicle for the purpose of performing work assigned by the insured, or the insured has a commercial lease relationship with the driver of the insured vehicle. Qualified means that the above-mentioned drivers must hold a valid driver's license and the vehicle they are driving is consistent with the type of permitted driving specified in the driver's license. Only the driver who meets both the permitted and qualified conditions will be compensated when the insured vehicle is used in an insured accident and causes losses.

Insurers need to be incorporated in accordance with the law, and their operations are limited to a certain geographical area and business scope. Cross-regional operation or over-scope operation.

will lead to the reduction of the effectiveness of the insurance contract. The "underground insurance policies" and "hollow insurance policies" that appear in some places are the phenomena of insurers not engaging in business in accordance with the law.

Are you talking about how the premium is calculated? Depending on the indemnity limit of the insurance you want to purchase. The insurance company decides the premium most depending on your nature.

The premium of property insurance is generally negotiable and negotiable.

Summary. 1. If the amount of compensation for the third party exceeds the compensation limit, the insurance company shall compensate according to the liability limit, and the party at fault shall bear supplementary liability; 2. If the amount of compensation for the third party is lower than the compensation limit, the insurance company will pay the full amount of the third party liability insurance.

1. If the amount of compensation for the third party exceeds the compensation limit, the insurance company shall compensate according to the liability limit, and the party at fault shall bear supplementary liability; 2. If the amount of compensation for the third party is lower than the compensation limit, the insurance company will pay the full amount of the third party liability insurance.

Hello: I said how to calculate the premium? Afraid of pits.

Third-party liability insurance: 200,000 yuan for insurance claims, fixed premium of 952 yuan = 952 yuan.

The premium is fixed.

What about 1 million?

Is there a difference between a self-use car and a business car?

The base premium is 1650 and the specific insurance company will vary a little bit, but it won't be too big.

Of course there is a difference.

I guarantee the operation. The starting price of the operating car premium is basically about 10,000 yuan.

And more than 3,000 at home will reach the top.

I keep 5 seats dd

Less than 7 seats. Protection-like?

It doesn't really matter much, it is.

Passenger passenger liability insurance is also required for such commercial vehicles.

This one comes by seat.

You buy operating car insurance as high as possible and all-risk don't save money.