I would like to know the official terms of the C clause of Jinrui Life Insurance Thank you 10

Jinrui Life Insurance is an annuity insurance of Ping An Life Insurance Company. The so-called annuity insurance actually means that the insured pays the premium in accordance with the insurance contract, and the insurance company pays the insurance premium on an annual, semi-annual, quarterly or monthly basis according to the living conditions of the insured. As an annuity insurance, Jinrui Life Insurance 21 Edition covers the following:

1.Special Survival Benefit: 60% of the annual premium will be paid if the payment period is three years and the insured is still alive and well on the 5th to 6th policy anniversary; 100% of the annual premium if the premium payment period is five years and the insured is still alive on the 5th to 6th policy anniversary; 100% of the annual premium if the premium payment period is 10 years and the insured is still alive on the 5th to 9th policy anniversary;

2.Survival Benefit: If the payment period is 3 years or 5 years, the insured person will still survive the 7th to 9th policy years, and the insured amount is 30%; If the premium payment period is 10 years, the insured is still alive from the 10th to the 14th policy years, and the sum insured is 50%;

3.Maturity Survival Benefit: 100% of the insured amount if the insured survives safely until the expiration of the insurance period;

4.Death Benefit: Premiums Paid.

Jinrui Life is an annuity insurance of Ping An Life Insurance Company. The so-called annuity insurance actually means that the policyholder pays the premium in accordance with the insurance contract, and the insurance company pays the insurance premium on an annual, semi-annual, quarterly or monthly basis on the condition of the insured's survival. As an annuity insurance, Jinrui Life 21 version of the yardstick mill includes:

1.Special Survival Benefit: If the payment period is three years, 60% of the annual premium will be paid if the insured is still alive and well on the 5th to 6th policy anniversary; If the premium payment period is 5 years, 100% of the annual premium will be paid if the insured is still alive and well on the 5th to 6th policy anniversary; If the premium payment period is 10 years and the insured is still alive and well on the 5th to 9th policy anniversary, 100% of the annual premium will be paid;

2.Survival Benefit: 30% of the sum insured will be paid if the payment period is 3 years or 5 years and the insured is still alive and well on the 7th to 9th policy anniversary; If the payment period is 10 years, 50% of the sum insured will be paid if the insured is still alive and well on the 10th to 14th policy anniversary;

3.Maturity Survival Benefit: 100% of the sum insured will be paid if the insured survives safely until the expiration of the insurance period;

4.Death Benefit: Premiums paid.

Summary. Hello, the cash value of Rarity Life C Whole Life Participating Plans can be claimed, but the insurance contract is terminated.

Can the cash value of Jinrui Life (Section C) Whole Life Insurance (Participating) be withdrawn?

Hello, the cash value of Rarity Life C Whole Life Participating Plans can be claimed, but the insurance contract is terminated.

The cash value of the insurance refers to the part of the amount that is refunded by the insured when the policyholder returns the insurance contract or the insurance company terminates the insurance contract. Cash value is first and foremost a type of life insurance, which is paid for the death of the policyholder and accumulates value during the life of the policyholder, that is, it increases in value. However, in life insurance, because the payment period is generally relatively long, as the age of the insured increases, the probability of his death will become higher and higher, and the cash value of the policy refers to the price of the life insurance policy with the nature of savings.

In order to fulfill the contractual obligations, the insurer usually reserves the liability reserve, and if the policy is surrendered in the middle of the policy, the liability reserve of the policy is used as the refund for the payment of the termination. The amount that should be reimbursed by the life insurance company when the insured requests to terminate or surrender the policy.

Can that be converted to a pension?

Whole life insurance cannot be converted into a pension.

If it is a universal insurance, you can treat illness and provide for the elderly without illness.

The unevenness of insurance salesmen is a common problem in the mainland's insurance industry at present, and I deeply regret it.

At this point, let's talk about this insurance liability first:

The main insurance is Jinrui Life, which covers death or total disability; The sum assured bonus additional insurance is a critical illness in Jinrui's life, which insures 35 kinds of critical diseases, and I personally think that this insurance is not bad, with disease treatment, disease-free pension, and the sum insured is dividend, and the value increases. The dividend is about 900 per 100,000 sum insured, and your contribution is believed to be around 3,000, of course, it is related to age.

Section C should be paid for 15 or 20 years, if you can continue to pay, insurance is a responsibility and love, you should be a love for your family.

If you insist on surrendering the policy, you can refer to the cash value table on the back of the policy, which year can be checked, you have paid the second year's premium, then you can surrender the policy before the payment next year, so that there is protection before the payment of this year to next year.

Think again!!